The document proposes the HABITAT-PURA model of rural development using a cluster-based approach called 9-Gram, 9-Ratna Yojana. This approach groups 9 villages together, each with a specialized focus on agriculture, horticulture, handicrafts etc. and led by a quality leader. The villages are connected by a ring road and central market. At the center is HABITAT's FASAL Plaza, which provides urban amenities and supports agri-businesses through training, financing, marketing and value addition activities. The model aims to improve incomes and quality of life in rural areas through cross-sectoral linkages and synergies between physical, social and economic connectivity and development.