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An approach to Safe, Affordable Drinking Water
           for water scarcity regions
              Rain Water Harvesting
                19th February, 2013
It is daily chore for women in scarcity areas, who
               walk miles for hours for water!




Confidential                                                        2
Transported as well……




Confidential                           3
Options - open Bawari, Wells/hand pumps/ PWS

                           Access is the key challenge beside the quality




Confidential                                                            4
Key contaminants : fluoride in ground water or
                microbial in surface!


     Bacteria
      17%




                      Chemical 83%




Confidential                                                     5
Western region of country worst affected by
                      both Chemical & microbial contamination

                                                         Open ponds contaminated




  Ground water very deep & saline forcing rain water as viable option


    Hydro-geothermo regime

Confidential                                                                       6
Traditionally people have adopted………




                                         Tankas



               Bawari (Pond)

Confidential                                             7
• HH structures found most appropriate
• Affordability ?
• No institutional mechanism to support
Rain Water Harvesting – a case for water credit

      Objective: Develop and implement improved approaches to rainwater harvesting through
construction optimization, quality assurance and new funding products for sustainability and scale-up

     Status
      Installed ~ 970 household and 40
       community kunds in 55 villages
      Kunds to provide potable water to
       ~16,750 villagers
      Completed construction / design                              Members of household with newly   Safe Water Network site visit working on
       improvements                                                       constructed kund              design improvements with partners


      Implemented financial product for
       households
      Introduced quality assurance
       program




               Community mobilization   Quality assurance, health
                                         Quality assurance and          Microfinance funding
                                                                                                      Engineering & design
                  and construction         policy whitepolicy
                                            impacts & paper                    product
Confidential                                                                                                                                     9
Findings of Cash flow study


                                  Savings by Institutions         Annual Household Expenditure




               Source of Credit




                                                            Interest Rate per Month


Confidential                                                                                     10
Microfinance Product


Products           JL10 (Cistern 1000 L capacity)        JL15 (Cistern 1500 L capacity)

Loan Amount        Rs 10,000                             Rs 15,0000

Repayment Period   24 months                             36 months

Repayment mode     Equated                               Monthly

Service charge SHG 12% per

Monthly Installment Rs 500

Delivery of product Only through SHG, SHG Guarantee
Repayment Starts

                   After 1 month construction       of     tank    or   2 months of availing credit,
                   whichever is earlier
Penalty
                   No prepayment penalty SHG will decide the penalty for missed installments
Rainwater Harvesting Operations


                                  •   1016 Tanka (Cistern) & access to
                                      16732
                                  •   Recovery 52%
                                  •   Provides water security
                                  •   580 Tanka made by other donors
                                      (secondary impact)
                                  •   RWH Tanka partially meet water
                                      needs but solves for water security




Confidential                                                                12
Community Tank Rejuvenation

                   40 Community tanks refurbished




Confidential                                        13
Building Local Capability

                      142 local masons trained




Confidential                                     14
Users views




 “This is a gift from heaven. I no longer need to carry water 5 hours each day and have
                                more time to earn money”
                     - Below Poverty Line widow who constructed the kund through a loan
Confidential                                                                         15
Household Water Security



Tanka (Cistern) is the key asset at household for storage of water, people do depend on
   common sources -
(i)      water resource to supplement requirement (e.g. tanker delivery, ponds, check
         dams)
(ii)     consumption (e.g. assess needs - drinking, household, livestock etc)
(iii) Ensuring water quality at home, during transit through good protocols




                  Tankers and Camel carts for                        Baoris/ Talab (Open Lakes) as an
                 fetching water in bulk for the                       alternate RWH storage system
                            kunds

Confidential                                                                                            16
Mainstreaming……



     • Government support and Microfinance seems to hold the key for solving the
       drinking water problem

     • Financial institutions can play crucial role by providing credit to people
       through Self Help Groups to construct RWHS

     • Mainstreaming through ongoing schemes like MGNREGA akin to TSC to fund
       RWH

     • Gujarat has demonstrated the approach to support through programmatic
       intervention with partial financial support to BPL & APL families

     • Water security at household requires revival of common water storage
       structures like pond, Talab, Naadi etc, which supplement the requirement
       once water stored in HH Kund exhaust


Confidential                                                                        17
Thank you..
Confidential                 18

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An approach to safe drinking water 'RWH'_Subhash (water.org)_2013

  • 1. An approach to Safe, Affordable Drinking Water for water scarcity regions Rain Water Harvesting 19th February, 2013
  • 2. It is daily chore for women in scarcity areas, who walk miles for hours for water! Confidential 2
  • 4. Options - open Bawari, Wells/hand pumps/ PWS Access is the key challenge beside the quality Confidential 4
  • 5. Key contaminants : fluoride in ground water or microbial in surface! Bacteria 17% Chemical 83% Confidential 5
  • 6. Western region of country worst affected by both Chemical & microbial contamination Open ponds contaminated Ground water very deep & saline forcing rain water as viable option Hydro-geothermo regime Confidential 6
  • 7. Traditionally people have adopted……… Tankas Bawari (Pond) Confidential 7
  • 8. • HH structures found most appropriate • Affordability ? • No institutional mechanism to support
  • 9. Rain Water Harvesting – a case for water credit Objective: Develop and implement improved approaches to rainwater harvesting through construction optimization, quality assurance and new funding products for sustainability and scale-up Status  Installed ~ 970 household and 40 community kunds in 55 villages  Kunds to provide potable water to ~16,750 villagers  Completed construction / design Members of household with newly Safe Water Network site visit working on improvements constructed kund design improvements with partners  Implemented financial product for households  Introduced quality assurance program Community mobilization Quality assurance, health Quality assurance and Microfinance funding Engineering & design and construction policy whitepolicy impacts & paper product Confidential 9
  • 10. Findings of Cash flow study Savings by Institutions Annual Household Expenditure Source of Credit Interest Rate per Month Confidential 10
  • 11. Microfinance Product Products JL10 (Cistern 1000 L capacity) JL15 (Cistern 1500 L capacity) Loan Amount Rs 10,000 Rs 15,0000 Repayment Period 24 months 36 months Repayment mode Equated Monthly Service charge SHG 12% per Monthly Installment Rs 500 Delivery of product Only through SHG, SHG Guarantee Repayment Starts After 1 month construction of tank or 2 months of availing credit, whichever is earlier Penalty No prepayment penalty SHG will decide the penalty for missed installments
  • 12. Rainwater Harvesting Operations • 1016 Tanka (Cistern) & access to 16732 • Recovery 52% • Provides water security • 580 Tanka made by other donors (secondary impact) • RWH Tanka partially meet water needs but solves for water security Confidential 12
  • 13. Community Tank Rejuvenation 40 Community tanks refurbished Confidential 13
  • 14. Building Local Capability 142 local masons trained Confidential 14
  • 15. Users views “This is a gift from heaven. I no longer need to carry water 5 hours each day and have more time to earn money” - Below Poverty Line widow who constructed the kund through a loan Confidential 15
  • 16. Household Water Security Tanka (Cistern) is the key asset at household for storage of water, people do depend on common sources - (i) water resource to supplement requirement (e.g. tanker delivery, ponds, check dams) (ii) consumption (e.g. assess needs - drinking, household, livestock etc) (iii) Ensuring water quality at home, during transit through good protocols Tankers and Camel carts for Baoris/ Talab (Open Lakes) as an fetching water in bulk for the alternate RWH storage system kunds Confidential 16
  • 17. Mainstreaming…… • Government support and Microfinance seems to hold the key for solving the drinking water problem • Financial institutions can play crucial role by providing credit to people through Self Help Groups to construct RWHS • Mainstreaming through ongoing schemes like MGNREGA akin to TSC to fund RWH • Gujarat has demonstrated the approach to support through programmatic intervention with partial financial support to BPL & APL families • Water security at household requires revival of common water storage structures like pond, Talab, Naadi etc, which supplement the requirement once water stored in HH Kund exhaust Confidential 17