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The Tao of Banking APIs
Ismail Chaib - @OpenBankProject
Background
• COO Open Bank Project
• Joined early!
• Built a Telco API startup before
• Tweet @iChaib
Opportunities
Threats
No longer a pioneer thing…
Key challenges…
• Security
• Ability to scale and monitse
• API that developers use
The Open Bank Project is an open
source API and App Store for banks
and a community of developers using it
Our solution
API and App store for Banks
OBP API
Bank’s Legacy IT System
Bank’s
Customers
Provided by
their bank
OBP App Store
3
2
1
(On different
platforms)
Use innovative
financial apps
Card-linked offers
Cash management
AccountingERP KYC
CRM
Crowdfunding
jQuery
Savings
GamificationData
Visualisation
Advisory PFM
AML
Anti fraudRegulation
Your bank’s
data center /
cloud
How it works
Open Bank API fosters a customer-centric open innovation ecosystem
Love Insurance
Selfie Bank
Selfie BankRegister for Selfie
& take several
‘Selfies’
Register for Selfie
& take several
‘Selfies’
Take Photo and Click Pay
App Sends Photo and
amount to Pay
Selfie matches
photo to the
Account and Pays
KidsView
Mortgage Masher
2000
banks +100
developers
17 apps
Ismail Chaib
ismail@tesobe.com
www.openbankproject.com
Thanks

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The TAO of Banking APIs - Open Bank Project