This is just the icing on the cake as to why a lot of people hate bankruptcy.

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2. Filing for bankruptcy is never an easy
decision to make. It can be both an
embarrassing and stressful process to
go through. However, for many
people and companies, filing for
bankruptcy is the only way to find relief from debt.
Is it possible to file for bankruptcy without a lawyer?
Corporations and partnerships must have a lawyer when they decide to file a
bankruptcy. Individuals on the other hand may elect to represent themselves in a
bankruptcy court. However, considering the extremely technical nature of
bankruptcy, its long-term financial and legal effects, and the fact that small
missteps during filing can have disastrous consequences to your rights as a debtor,
working with a bankruptcy attorney Murrieta is highly recommended.
Where to find bankruptcy lawyers
The best way to find a good bankruptcy lawyer is through recommendations from
friends, family, and colleagues. In the absence of reliable personal
recommendation, you may also ask lawyers you have worked with for referrals.
County and state bar associations also maintain a lawyer referral service, and most
of these groups have websites with up-to-date directories. Many private companies
and groups also provide lists of bankruptcy lawyers on the Web.
How to choose a bankruptcy lawyer
Look for an experienced lawyer:
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3. The more experienced the attorney is the better. A seasoned lawyer has a deep
understanding of local rules, the trustee’s preferences, the rulings made by local
judges, and how to work with your creditor’s attorneys.
Check for reputation
As mentioned earlier, bankruptcy will have far-reaching effects in your financial
life, so it is important that you choose one with an extensive record of successful
bankruptcy filings.
Consider fees
You are already in debt, and the last thing you want is to work with an attorney
that charges unfairly for his services. A good attorney is someone who asks a
reasonable amount and provides you a flexible payment plan.
Choose an attorney from a big law firm
If you work with a sole practitioner, you will be at the mercy of his schedule. By
working with a large law firm, someone will always be available to answer your
concerns or to help you out during moments of crisis.
Interview potential attorneys
Filing for bankruptcy is a very stressful process. You want to work with someone
you feel at ease with, and you can talk readily to. The only way to determine if you
and a lawyer can establish a good rapport would be to meet with them. Lawyers
who place the needs of their clients first will provide free initial consultation. If
they don’t, consider looking for legal representation elsewhere.
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