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GNU FDL 2006-2007 Yann Geffrotin
Financing education abroad




   GNU FDL 2006-2007 Yann Geffrotin
Paradigm Shift
There is a questioning of the
existing paradigm and demand
change because it does not meet
the demand of everyone.
I studied the market for existing
solutions. Not being satisfied
(because if I was happy the issue
was already resolved), so I
decided to create this software.




               GNU FDL 2006-2007 Yann Geffrotin
Create a free market alternative
                        ●   Give1Get2 The software is
                            designed to build a capital
                            market alternative to existing
                            financial markets.
                        ●   The software specializes in
                            raising funds online.
                        ●   It facilitates free trade in the
                            international economy.




      GNU FDL 2006-2007 Yann Geffrotin
Principles and Qualities

                   ●   Liberty, Citizenship,
                       Responsibility, Equality,
                       Solidarity


                   ●   Open, rule based, predictable,
                       nondiscriminatory




 GNU FDL 2006-2007 Yann Geffrotin
Aim
●   Make     a     pilot     project
    (functional, no set-up fees,
    free to use, legal, available,
    based on a win-win strategy)
    for an international trading
    platform from a PSP payment
    API (Moneybookers) and the
    FreePay Trading System
    (FTS) to help raise account
    balance of participants.




                 GNU FDL 2006-2007 Yann Geffrotin
Result
      The main objective has been achieved.
Example: 1234 Euros sent -> 2468 Euros received.
           http://www.give1get2.com/
   http://sourceforge.net/projects/give1get2/




      GNU FDL 2006-2007 Yann Geffrotin
Target
●   Target User: users of the PSP
    used speaking French or
    English and have minimal
    skills in finance
●   Target Developer:
    programmers (preferably web
    developer) and / or
    companies wishing to
    establish a trading platform.




                GNU FDL 2006-2007 Yann Geffrotin
Strategies for doing business
                     ●   There are 3 possible
                         strategies for 2 people: lose,
                         no deal or win. (representing
                         9 combinations in total)
                     ●   The only solution that seems
                         feasible is: win-win strategy.




   GNU FDL 2006-2007 Yann Geffrotin
Some Partners
●   Payment (PSP)                  ●   Picture




●   Development                    ●   Download




                  GNU FDL 2006-2007 Yann Geffrotin
Win-Win Strategy
●   4 categories, 5 parts: Provider, Consumer, Competitor, Partner
    and Himself.




                GNU FDL 2006-2007 Yann Geffrotin
Business Model
●   The advantage of the Internet
    user is to make profit in order
    to buy goods that meet their
    needs.
●   The user therefore needs a
    trading platform.
●   Compared to the PSP, the
    user     earns   more    per
    transaction if he uses them
    up.



                GNU FDL 2006-2007 Yann Geffrotin
Business Model
●   A trading platform (like FSX)
    can not exist without
    financial institution without
    the API provided by it, and
    without its users.
●   Traditionally, a project that
    uses an API is the API logo
    identification and a link to
    here.




                GNU FDL 2006-2007 Yann Geffrotin
Business Model
●   Payment systems have an economic model based                     on
    commissions on transactions for their members. (about 2%)
●   Profit is directly proportional to the volume of transactions.
●   To increase their profits, they must increase their volume of
    transactions.
●   This is done through access to their information systems: the
    API (Application Programming Interface) that allows anyone to
    automate payments.




                 GNU FDL 2006-2007 Yann Geffrotin
Business Model
●   Even competitors have the
    opportunity to earn money
    with the system.
●   Users can register with the
    link of the affiliate will
    receive commissions on what
    wins the PSP (up to 30% and
    limited to max 100 euros)
    This is not an additional cost
    (30-70 division) . It is
    therefore           completely
    transparent to the user.

                GNU FDL 2006-2007 Yann Geffrotin
Affiliates
                  ●   Use the link to the affiliate
                      link
                  ●   Gain up to 30%
                  ●   Limited to 100 euro per


                  ●   https://www.moneybookers.c
                      om/app/referral.pl?s=get_id




GNU FDL 2006-2007 Yann Geffrotin
Interoperability
                  ●   Create Account
                  ●   Supply
                  ●   Financial Certification
                  ●   Separation test and real
                  ●   POST or GET
                  ●   B2B, B2C, C2C & C2B
                  ●   XML




GNU FDL 2006-2007 Yann Geffrotin
Consumers
                  ●   Moneybookers saves 9
                      million customers, according
                      to Moneybookers.
                  ●   The goal is not to limit it to
                      this category but can reach
                      the largest number of users.




GNU FDL 2006-2007 Yann Geffrotin
Online Payment Service
●   Moneybookers is a payment
    service secure online that lets
    you send and receive money
    instantly from an e-mail.
●   Opening an account is free.




                 GNU FDL 2006-2007 Yann Geffrotin
Moneybookers




GNU FDL 2006-2007 Yann Geffrotin
Credit and debit cards
                  ●   The loading and withdrawal
                      of money is through a credit
                      card (Visa, Mastercard,
                      Diners Club, American
                      Express, JCB, Delta / Visa
                      Debit, Visa Electron) or bank
                      transfer.




GNU FDL 2006-2007 Yann Geffrotin
Internationalization (i18n)
●   Moneybookers is translated
    into 12 different languages.
    (English, German, French,
    Spanish, Italian, Polish,
    Modern Greek, Romanian,
    Russian, Turkish, Chinese,
    Czech)
●   Transaction costs are low and
    the deals can be found in the
    account history at any time.




                GNU FDL 2006-2007 Yann Geffrotin
Electronic money issuer
●   Moneybookers is an issuer of
    electronic money.
●   It allows the merchant (or
    merchant company) to accept
    online payments from
    customers worldwide
●   And this without any
    installation charges or
    monthly fees.




                 GNU FDL 2006-2007 Yann Geffrotin
Division of roles
●   The software can be seen as a
    plugin that interacts with the
    main software (financial
    institution) to bring him a
    new feature.
●   The software is an open
    system that sends information
    to the internal (history) and
    outside (order).




                GNU FDL 2006-2007 Yann Geffrotin
Schema by level

                  Trading
                   Trading

API                                      API


               Payment (PSP)
                Payment (PSP)



                    Bank
                    Bank



      GNU FDL 2006-2007 Yann Geffrotin
Schema with exemple



API                                       API




       GNU FDL 2006-2007 Yann Geffrotin
Dependence
●   Dependence: saves the cost of
    initial capital (1 million
    Euros) for the creation of a
    financial institution issuing
    electronic money (in: e-
    money issuer) within the
    European Union.
●   ref : Article 4 paragraphe 1 de
    la Directive 2000 46 CE




                GNU FDL 2006-2007 Yann Geffrotin
Independence: Centralized &
  Decentralized Architecture

       Trading
       Platform

                                          Trading
                                          Platform
                    Payment
                     Payment
                    Service
                     Service
                    Provider
                     Provider
                      (PSP)
                       (PSP)

 Trading
 Platform
                                   Trading
                                   Platform


       GNU FDL 2006-2007 Yann Geffrotin
Give 1 Get 2
●   no goods exchanged
●   zero sum game
●   no right of entry
●   person to person (P2P)
●   no risk of inverse
    proportionality
●   Each user can enrich
●   adjustable gain



                 GNU FDL 2006-2007 Yann Geffrotin
Economical Explanation
●   The software is not intended
    to create inflation
●   Increased income players in
    the system thus increasing the
    purchasing power
●   No increase in money supply
●   No interest rate because this
    is not a bank




                GNU FDL 2006-2007 Yann Geffrotin
Ecommerce explanation
●   The trading process works as
    follows: The seller exchange
    goods cons money from the
    buyer. The seller of the
    property does that against a
    sum greater than what it cost
    him at first with these
    suppliers.




                GNU FDL 2006-2007 Yann Geffrotin
Financial Explanation
●   Similarly, when that person A
    makes a claim and receives
    money from a person B. This
    acts as a compensatory
    mechanism that allows B in
    turn place a claim for a price
    equal to or greater than what
    it cost him to his predecessor.




                GNU FDL 2006-2007 Yann Geffrotin
Computer Science Explanation
●   A relationship with 2 people
    is problematic if one of the 2
    party may pay or reimburse.
    (Relationship 1 to 1) With
    this software alternative
    market, there are multiple
    suppliers and multiple
    plaintiffs. (Relation of many
    to many) So, this reduces the
    risk (1 to many relationship in
    2 directions) and there are
    more opportunities for
    success.

                GNU FDL 2006-2007 Yann Geffrotin
Download
                  ●   Free GNU GPL License
                  ●   Free
                  ●   give1get2.zip
                  ●   Mirror sourceforge




GNU FDL 2006-2007 Yann Geffrotin
Installation
                  ●   Buy a domain name
                  ●   Getting accommodation
                  ●   De-compress the files
                  ●   Edit the file 'script'
                  ●   Create a database, user, rights
                  ●   Run 'script'
                  ●   Edit 'params.php'
                  ●   Copy and paste the web
                      server.


GNU FDL 2006-2007 Yann Geffrotin
SEO
                  ●   Suggest your site on search
                      engines
                  ●   Generate a Sitemap XML
                  ●   Optimize your site




GNU FDL 2006-2007 Yann Geffrotin
Materials Needed
                  ●   The only equipment needed is
                      a pc
                  ●   an operating system,
                  ●   Internet connection
                  ●   and a web browser.




GNU FDL 2006-2007 Yann Geffrotin
Multi-Platform




GNU FDL 2006-2007 Yann Geffrotin
Prerequisite for developer
                     ●   EasyPHP:
                             –   Apache
                             –   PHP
                             –   PhpMyAdmin
                             –   MySQL




   GNU FDL 2006-2007 Yann Geffrotin
Buying Choices
Do not buy, less than, equal to or exceeds a certain sum




            GNU FDL 2006-2007 Yann Geffrotin
Less
●    Before:
                         Alice                         Bob
    Payment: +10 EUR                Payment: +10 EUR
    Ask: +5 EUR                     Ask: 0 EUR
    Balance: +15 EUR                Balance: +10 EUR


●    After:
                         Alice                         Bob

Payment: +12 EUR                    Payment: +8 EUR
Ask: +3 EUR                         Ask: +4 EUR
Balance: +15 EUR                    Balance: +12 EUR




                 GNU FDL 2006-2007 Yann Geffrotin
Equals
●    Before:
                        Camille                        Darius
    Payment: +10 EUR                Payment: +10 EUR
    Ask: +5 EUR                     Ask: 0 EUR
    Balance: +15 EUR                Balance: +10 EUR


●    After:
                        Camille                        Darius

Payment: +15 EUR                    Payment: +5 EUR
Ask: 0 EUR                          Ask: +10 EUR
Balance: +15 EUR                    Balance: +15 EUR




                 GNU FDL 2006-2007 Yann Geffrotin
Superior
●    Before:
                         Erika                         Félix
    Payment: +10 EUR                Payment: +10 EUR
    Ask: +5 EUR                     Ask: 0 EUR
    Balance: +15 EUR                Balance: +10 EUR


●    After:
                         Erika                         Félix

Payment: +20 EUR                    Payment: 0 EUR
Ask: 0 EUR                          Ask: +20 EUR
Balance: +20 EUR                    Balance: +20 EUR




                 GNU FDL 2006-2007 Yann Geffrotin
Security
                  ●   The application has been
                      designed and tested
                      CAL9000 (OWASP) to be
                      protected against attacks like
                      Cross Site Scripting (XSS).
                  ●   In the Top 10 vulnerabilities
                      in 2007 by the Open Web
                      Application Security Project
                      (OWASP).




GNU FDL 2006-2007 Yann Geffrotin
Legal
                  ●   I think my system is legal
                      because I am doing research
                      in this direction before
                      putting it free.
                  ●   I believe it is in line with the
                      principles of the European
                      Union.




GNU FDL 2006-2007 Yann Geffrotin
Copyright
                  ●   My copyright is protected by
                      the GNU General Public
                      License.
                  ●   My creations are protected at
                      European level
                  ●   My designs are protected
                      internationally




GNU FDL 2006-2007 Yann Geffrotin
Organization
                  ●   The Indefinite Lifespan
                      Foundation is a charitable
                      organization of nonprofit,
                      nongovernmental, dedicated
                      to reducing human mortality,
                      to promote the extension of
                      life expectancy and the
                      pursuit of happiness using
                      mainly preventive medicine,
                      health Public and scientific
                      computing. (Currently being
                      created)


GNU FDL 2006-2007 Yann Geffrotin
Contact
                  ●   Yann Geffrotin, Web
                      Application Developer,
                      Master 2 SUPINFO Paris,
                      France, Europe
                  ●   I'm open to suggestions for
                      improving the software.
                      info@give1get2.com
                  ●   Transparency: cv attached.
                      (optional reading)
                      http://www.give1get2.com/



GNU FDL 2006-2007 Yann Geffrotin

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Give1 Get2 Slides English

  • 1. Vision: Give 1. Get 2. GNU FDL 2006-2007 Yann Geffrotin
  • 2. Financing education abroad GNU FDL 2006-2007 Yann Geffrotin
  • 3. Paradigm Shift There is a questioning of the existing paradigm and demand change because it does not meet the demand of everyone. I studied the market for existing solutions. Not being satisfied (because if I was happy the issue was already resolved), so I decided to create this software. GNU FDL 2006-2007 Yann Geffrotin
  • 4. Create a free market alternative ● Give1Get2 The software is designed to build a capital market alternative to existing financial markets. ● The software specializes in raising funds online. ● It facilitates free trade in the international economy. GNU FDL 2006-2007 Yann Geffrotin
  • 5. Principles and Qualities ● Liberty, Citizenship, Responsibility, Equality, Solidarity ● Open, rule based, predictable, nondiscriminatory GNU FDL 2006-2007 Yann Geffrotin
  • 6. Aim ● Make a pilot project (functional, no set-up fees, free to use, legal, available, based on a win-win strategy) for an international trading platform from a PSP payment API (Moneybookers) and the FreePay Trading System (FTS) to help raise account balance of participants. GNU FDL 2006-2007 Yann Geffrotin
  • 7. Result The main objective has been achieved. Example: 1234 Euros sent -> 2468 Euros received. http://www.give1get2.com/ http://sourceforge.net/projects/give1get2/ GNU FDL 2006-2007 Yann Geffrotin
  • 8. Target ● Target User: users of the PSP used speaking French or English and have minimal skills in finance ● Target Developer: programmers (preferably web developer) and / or companies wishing to establish a trading platform. GNU FDL 2006-2007 Yann Geffrotin
  • 9. Strategies for doing business ● There are 3 possible strategies for 2 people: lose, no deal or win. (representing 9 combinations in total) ● The only solution that seems feasible is: win-win strategy. GNU FDL 2006-2007 Yann Geffrotin
  • 10. Some Partners ● Payment (PSP) ● Picture ● Development ● Download GNU FDL 2006-2007 Yann Geffrotin
  • 11. Win-Win Strategy ● 4 categories, 5 parts: Provider, Consumer, Competitor, Partner and Himself. GNU FDL 2006-2007 Yann Geffrotin
  • 12. Business Model ● The advantage of the Internet user is to make profit in order to buy goods that meet their needs. ● The user therefore needs a trading platform. ● Compared to the PSP, the user earns more per transaction if he uses them up. GNU FDL 2006-2007 Yann Geffrotin
  • 13. Business Model ● A trading platform (like FSX) can not exist without financial institution without the API provided by it, and without its users. ● Traditionally, a project that uses an API is the API logo identification and a link to here. GNU FDL 2006-2007 Yann Geffrotin
  • 14. Business Model ● Payment systems have an economic model based on commissions on transactions for their members. (about 2%) ● Profit is directly proportional to the volume of transactions. ● To increase their profits, they must increase their volume of transactions. ● This is done through access to their information systems: the API (Application Programming Interface) that allows anyone to automate payments. GNU FDL 2006-2007 Yann Geffrotin
  • 15. Business Model ● Even competitors have the opportunity to earn money with the system. ● Users can register with the link of the affiliate will receive commissions on what wins the PSP (up to 30% and limited to max 100 euros) This is not an additional cost (30-70 division) . It is therefore completely transparent to the user. GNU FDL 2006-2007 Yann Geffrotin
  • 16. Affiliates ● Use the link to the affiliate link ● Gain up to 30% ● Limited to 100 euro per ● https://www.moneybookers.c om/app/referral.pl?s=get_id GNU FDL 2006-2007 Yann Geffrotin
  • 17. Interoperability ● Create Account ● Supply ● Financial Certification ● Separation test and real ● POST or GET ● B2B, B2C, C2C & C2B ● XML GNU FDL 2006-2007 Yann Geffrotin
  • 18. Consumers ● Moneybookers saves 9 million customers, according to Moneybookers. ● The goal is not to limit it to this category but can reach the largest number of users. GNU FDL 2006-2007 Yann Geffrotin
  • 19. Online Payment Service ● Moneybookers is a payment service secure online that lets you send and receive money instantly from an e-mail. ● Opening an account is free. GNU FDL 2006-2007 Yann Geffrotin
  • 21. Credit and debit cards ● The loading and withdrawal of money is through a credit card (Visa, Mastercard, Diners Club, American Express, JCB, Delta / Visa Debit, Visa Electron) or bank transfer. GNU FDL 2006-2007 Yann Geffrotin
  • 22. Internationalization (i18n) ● Moneybookers is translated into 12 different languages. (English, German, French, Spanish, Italian, Polish, Modern Greek, Romanian, Russian, Turkish, Chinese, Czech) ● Transaction costs are low and the deals can be found in the account history at any time. GNU FDL 2006-2007 Yann Geffrotin
  • 23. Electronic money issuer ● Moneybookers is an issuer of electronic money. ● It allows the merchant (or merchant company) to accept online payments from customers worldwide ● And this without any installation charges or monthly fees. GNU FDL 2006-2007 Yann Geffrotin
  • 24. Division of roles ● The software can be seen as a plugin that interacts with the main software (financial institution) to bring him a new feature. ● The software is an open system that sends information to the internal (history) and outside (order). GNU FDL 2006-2007 Yann Geffrotin
  • 25. Schema by level Trading Trading API API Payment (PSP) Payment (PSP) Bank Bank GNU FDL 2006-2007 Yann Geffrotin
  • 26. Schema with exemple API API GNU FDL 2006-2007 Yann Geffrotin
  • 27. Dependence ● Dependence: saves the cost of initial capital (1 million Euros) for the creation of a financial institution issuing electronic money (in: e- money issuer) within the European Union. ● ref : Article 4 paragraphe 1 de la Directive 2000 46 CE GNU FDL 2006-2007 Yann Geffrotin
  • 28. Independence: Centralized & Decentralized Architecture Trading Platform Trading Platform Payment Payment Service Service Provider Provider (PSP) (PSP) Trading Platform Trading Platform GNU FDL 2006-2007 Yann Geffrotin
  • 29. Give 1 Get 2 ● no goods exchanged ● zero sum game ● no right of entry ● person to person (P2P) ● no risk of inverse proportionality ● Each user can enrich ● adjustable gain GNU FDL 2006-2007 Yann Geffrotin
  • 30. Economical Explanation ● The software is not intended to create inflation ● Increased income players in the system thus increasing the purchasing power ● No increase in money supply ● No interest rate because this is not a bank GNU FDL 2006-2007 Yann Geffrotin
  • 31. Ecommerce explanation ● The trading process works as follows: The seller exchange goods cons money from the buyer. The seller of the property does that against a sum greater than what it cost him at first with these suppliers. GNU FDL 2006-2007 Yann Geffrotin
  • 32. Financial Explanation ● Similarly, when that person A makes a claim and receives money from a person B. This acts as a compensatory mechanism that allows B in turn place a claim for a price equal to or greater than what it cost him to his predecessor. GNU FDL 2006-2007 Yann Geffrotin
  • 33. Computer Science Explanation ● A relationship with 2 people is problematic if one of the 2 party may pay or reimburse. (Relationship 1 to 1) With this software alternative market, there are multiple suppliers and multiple plaintiffs. (Relation of many to many) So, this reduces the risk (1 to many relationship in 2 directions) and there are more opportunities for success. GNU FDL 2006-2007 Yann Geffrotin
  • 34. Download ● Free GNU GPL License ● Free ● give1get2.zip ● Mirror sourceforge GNU FDL 2006-2007 Yann Geffrotin
  • 35. Installation ● Buy a domain name ● Getting accommodation ● De-compress the files ● Edit the file 'script' ● Create a database, user, rights ● Run 'script' ● Edit 'params.php' ● Copy and paste the web server. GNU FDL 2006-2007 Yann Geffrotin
  • 36. SEO ● Suggest your site on search engines ● Generate a Sitemap XML ● Optimize your site GNU FDL 2006-2007 Yann Geffrotin
  • 37. Materials Needed ● The only equipment needed is a pc ● an operating system, ● Internet connection ● and a web browser. GNU FDL 2006-2007 Yann Geffrotin
  • 39. Prerequisite for developer ● EasyPHP: – Apache – PHP – PhpMyAdmin – MySQL GNU FDL 2006-2007 Yann Geffrotin
  • 40. Buying Choices Do not buy, less than, equal to or exceeds a certain sum GNU FDL 2006-2007 Yann Geffrotin
  • 41. Less ● Before: Alice Bob Payment: +10 EUR Payment: +10 EUR Ask: +5 EUR Ask: 0 EUR Balance: +15 EUR Balance: +10 EUR ● After: Alice Bob Payment: +12 EUR Payment: +8 EUR Ask: +3 EUR Ask: +4 EUR Balance: +15 EUR Balance: +12 EUR GNU FDL 2006-2007 Yann Geffrotin
  • 42. Equals ● Before: Camille Darius Payment: +10 EUR Payment: +10 EUR Ask: +5 EUR Ask: 0 EUR Balance: +15 EUR Balance: +10 EUR ● After: Camille Darius Payment: +15 EUR Payment: +5 EUR Ask: 0 EUR Ask: +10 EUR Balance: +15 EUR Balance: +15 EUR GNU FDL 2006-2007 Yann Geffrotin
  • 43. Superior ● Before: Erika Félix Payment: +10 EUR Payment: +10 EUR Ask: +5 EUR Ask: 0 EUR Balance: +15 EUR Balance: +10 EUR ● After: Erika Félix Payment: +20 EUR Payment: 0 EUR Ask: 0 EUR Ask: +20 EUR Balance: +20 EUR Balance: +20 EUR GNU FDL 2006-2007 Yann Geffrotin
  • 44. Security ● The application has been designed and tested CAL9000 (OWASP) to be protected against attacks like Cross Site Scripting (XSS). ● In the Top 10 vulnerabilities in 2007 by the Open Web Application Security Project (OWASP). GNU FDL 2006-2007 Yann Geffrotin
  • 45. Legal ● I think my system is legal because I am doing research in this direction before putting it free. ● I believe it is in line with the principles of the European Union. GNU FDL 2006-2007 Yann Geffrotin
  • 46. Copyright ● My copyright is protected by the GNU General Public License. ● My creations are protected at European level ● My designs are protected internationally GNU FDL 2006-2007 Yann Geffrotin
  • 47. Organization ● The Indefinite Lifespan Foundation is a charitable organization of nonprofit, nongovernmental, dedicated to reducing human mortality, to promote the extension of life expectancy and the pursuit of happiness using mainly preventive medicine, health Public and scientific computing. (Currently being created) GNU FDL 2006-2007 Yann Geffrotin
  • 48. Contact ● Yann Geffrotin, Web Application Developer, Master 2 SUPINFO Paris, France, Europe ● I'm open to suggestions for improving the software. info@give1get2.com ● Transparency: cv attached. (optional reading) http://www.give1get2.com/ GNU FDL 2006-2007 Yann Geffrotin

Hinweis der Redaktion

  1. Title: Woman giving euro bill Creative image #: 82099566 License type: Royalty-free Photographer: B2M Productions Collection: Photodisc Credit: B2M Productions Max file size/dimensions/dpi: 50.0 MB / 17.07 x 11.38 in. (5120 x 3413 px) / 300dpi Release information: This image has a signed model release. This image is available for commercial use.
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  18. Screenshot http://www.moneybookers.com/
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