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QCBT Retreat
1.
Welcome! Thank You!
2008
2.
Doug Hultquist
3.
Net Income (Incl.
M2) $2.2 million improvement in 2007
4.
5.
6.
14 basis point
improvement in NIM % in 2007 Net Interest Margin (as a % of average assets)
7.
In Thousands of
Dollars $2.1 million improvement in 2007 Net Interest Income Dollars
8.
Consolidated Net Interest
Margin
9.
10.
Improvements in all
three areas in 2007 Non-interest expense (as a % of average assets)
11.
12.
Improvements in SC
& Other Fee areas in 2007 Non-interest income (as a % of average assets)
13.
Non-Interest Expense/ Net
Interest Income + Non-Interest Income 6 basis point improvement in 2007 Efficiency Ratio
14.
Total Consolidated Assets
15.
Consolidated Net Income
16.
Consolidated Earnings per
Common Share
17.
Closing Stock Price
18.
Book Value of
Common Stock vs. Fair Market Value
19.
20.
Deposit Mix &
Growth
21.
Total Consolidated Deposits
22.
2008 The Year
of the D E P O S I T
23.
John Anderson
24.
Polly wants Deposits!
Polly wants REFERRALS!
25.
Teller Appreciation Week
26.
Brady Street
27.
Five Points
28.
Utica
29.
Moline
30.
Middle Road
31.
The best people….
building the best relationships!
32.
Mr. Louie
Gravance
Hinweis der Redaktion
Jill’s Welcome and Introduction – background slide Jill’s welcome and introduction – background slide.
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