United Arab Emirates

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The United Arab Emirates is located in the Middle East between Oman and Saudi Arabia. It has a diverse landscape that is mostly desert but also includes mountains, valleys, and coastal plains. The economy relies heavily on oil and natural gas production as well as tourism, especially in Dubai and Abu Dhabi. The population is over 4.5 million, most of whom are Muslim but various other religions are practiced freely. The country has a very liberal society with a high quality of life and low crime rate.

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UAE culture is bestowed with a rich heritage. It encapsulates architecture, sports, arts, crafts, food, lifestyles and values of the Islamic religion. Some of the significant features are hospitality, family bonding, brotherhood and tolerance. UAE proudly carries and maintains its deeply rooted Islamic heritage. Learn more here https://www.instadubaivisa.com/blog/culture-lifestyle-and-heritage-of-uae-united-arab-emirates

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　　　　The United Arab Emirates (UAE) is an Arab country located in the southeast end of the Arabian Peninsula on the Persian Gulf, bordering Oman to the east and Saudi Arabia to the south, as well as sharing sea borders with Qatar and Iran. The UAE comprises of a federation of seven emirates namely, Dubai, Abu Dhabi, Sharjah, Fujairah, Ras Al-Khaimah, Umm Al-Quwain and Ajman which have their own rules and regulations. The Federation was formally established on 2 December 1971. Arabic is the official language and English is the predominant language in business world.

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Insurance IoT is a social good! Because: 🔵 Expected losses can be reduced structured programs with both real-time mitigation actions to solve a specific situation, and behavioral change mechanisms to promote safer behaviors (both in personal and commercial lines) 🔵 Rate can be matched to risks better: - Smaller and more accurate pricing clusters allow a large part of profiles to receive a lower rate - Even with the ability to price the individual probability of loss (cluster of one) the insurance foundation isn’t canceled (The risk of each policy will contribute to the expected losses of the portfolio; The premiums paid by many lucky policyholders will be used to pay the claims of the few unlucky policyholders who had an accident in a period of coverage) 🔵 IoT data can be used to increase the effectiveness and efficiency of the claim process, so improving the combined ratio ceteris paribus ⏩ Large part of the policyholders will pay less (and portfolios currently difficult to insure will become more insurable) Insurance IoT (and telematics) is not about providing a discount Insurance IoT (and telematics) is about creating economic value using the data and sharing part of this value with policyholders (and agents & brokers) An integrated holistic adoption of the IoT paradigm is a game changer for your insurance business and a social good: ◾ it allows to improve the availability and affordability of insurance coverages ◾while allowing the sector to write a profitable business Below you can enjoy a selection of best practices in both personal and commercial lines - written with some of the IoT Insurance Observatory members - that have already started to obtain results from their IoT business transformation journeys

Insurers' journeys to build a mastery in the IoT usage

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A DAY IN THE LIFE OF A SALESMAN / WOMAN

Insurers' journeys to build a mastery in the IoT usage

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Falcon Invoice Discounting: The best investment platform in india for investors