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A company that develops 
cutting-edge solutions and 
technology applications that 
enhance our way of living.
MISSION 
We Enable, 
Empower, Enrich 
Everybody’s Lives 
Everywhere
HEADQUARTER
OUR MASTERPIECE
A mobile app and platform 
that offers INSTANT, 
COOPERATIVE and 
LEVERAGED rewards 
from purchase of products 
and services.
Available and FREE to download 
from Google Play Store. 
60,000 users since Feb 2014. 
More than 11,000 downloads 
since March 2014.
UNIQUE FEATURES & BENEFITS 
Multi Merchant
UNIQUE FEATURES & BENEFITS 
Multi Merchant 
Instant Rewards from personal 
purchases. 
Leveraged Rewards from purchases 
of others. 
Works On Line & Off Line.
OPTIONS TO USE PAYBUX 
Mobile App 
Web 
Smart Card
PAYBUX INTELLIGENT CARD 
READER/WRITER 
EMV Compliant 
Works OFFLINE up to 
one million 
transactions 
Self-powered to 
ensure data integrity 
when used
WHAT IT CAN DO 
Card-to-Online Transaction
WHAT IT CAN DO 
Card-to-Card 
Transaction 
(OFFLINE)
HOW TO LOAD UP YOUR PAYBUX 
1 2 3
3-STEP ENGAGEMENT 
SHOP LINK EARN
Our Merchant Partners Today
happyplus 
Business Rules 
Minimum Load P 100 
Maximum Load P 10,000 
Denominations increments of Leadtime 24 to 48 hours 
Posting on FB happyplus only
Petron Value Card 
Business Rules 
Minimum Load P 100 
Maximum Load P 40,000 
Denominations any 
Loading Time real time, automatic Free Parking SM MOA, Gateway Details PVC app
COMING SOON
LINK
WHY LINK? 
It is the only way to establish a stable and 
increasing leveraged income stream.
PAYBUX APP VERSIONS 
FREEmium 
Version 
Premium Version
FREEmium 
User account, not linked to 
anyone 
Builder account, linked 
account; receives reward for a 
maximum of 3 times.
PREMIUM 
Paid account, receives reward 
for a maximum of 6 times. 
Paid account, receives reward 
for a maximum of 12 times.
MENTOR UPGRADE FEE 
100 Bux 
P499 Paybux Card
ICON UPGRADE FEE 
700 Bux 
P499 Paybux Card 
HappyPlus Card 
Petron Value Card
EARN
HOW REWARDS ARE 
EARNED 
UPGRADE PURCHASES
GET REWARDED ON PURCHASES 
Earn rewards from 
PERSONAL 
purchases. 
Earn From Everything 
You Buy. 
PURCHASES
Turbo
TURBO HEXCELL 
Personal 
Instant 
Discount 
Micro 
Rewards 
Cooperative 
Delayed 
Rebate 
Generous 
Payback
Mode 1
MINIMUM QUALIFYING PURCHASES 
(MQP) 
P1,700 
P400 
P500 
P375
Hexcells per Qualified 
1 
HexCells Up to 12 
HexCells 
6 
HexCells 3 
HexCells 
Purchase
1. Generous 
Payback 
2. Payback Linker 
Reward 
3. Linker Group 
Rewards 
4. Hexcell Upgrade 
Rewards * 
5. Upgrade Link 
HEXCELL REWARDS
Generous Payback (GPB) 
Earn 30 bux (rewards) 
for every 6 Qualifying 
Purchases 
Builder, Mentor, Icon
Payback Linker Rewards 
Earn 3 bux 
(rewards)
Upgrade Link Rewards 
A HexCell is activated when there 
is a total of six (6) Upgrades 
(Mentor or Icon) associated with 
it. 
Upgrades may come from your 
personally endorsed Builders or 
from others joining the Hive.
Mode 2 
Turbo
TURBO REWARDS 
I nstant 
S imple and easy 
to 
A ppreciate
TURBO UPGRADE REWARDS 
(TUR) 
100 bux for every DIRECT 
links 
40 bux for every INDIRECT 
links
TURBO UPGRADE REWARDS (TUR) 
Sample Potential Rewards for Icon 
Leve 
l 
User Per 
Level 
TUR Per 
Level 
Total TUR 
1 3 100.00 300.00 
2 9 40.00 360.00 
Direct Links 
3 
3 27 40.00 1,080.00 
Duplication 
3 
4 81 40.00 3,240.00 
5 243 40.00 9,720.00 
6 729 40.00 29,160.00 
7 2,187 40.00 87,480.00 Potential Rewards 3,543,060.00 
8 6,561 40.00 262,440.00 
9 19,683 40.00 787,320.00 
10 59,049 40.00 2,361,960.00
TURBO REWARDS 
1 Point for 
every P250 
(0.40% of your purchase) 
2 Points for 
every P250 
(0.80% of your purchase)
TURBO REWARDS 
2 Points for 
every P100 
(2% of your purchase) 
3 Points for 
every P100 
(3% of your purchase)
TURBO REWARDS 
Promotions 
Offers DISCOUNT thru 
partnership 
Instant 
Savings 
Equivalent to Standard 
Retailer Discount of 4.4% to 7%
TURBO REWARDS 
1 Point for 
every P100 
(1% of your purchase) 
2 Points for 
every P100 
(2% of your purchase)
GROUP TURBO REWARDS 
Builder Mentor Icon 
Get rewards 
up to 6 levels of 
link generations 
Get rewards 
up to 10 levels of 
link generations 
Get rewards 
from personally 
linked users 
GTR gives you rewards from your friend’s Turbo 
purchases
Turbo Link Group Rewards 
(GTR) 
P100 P1,000
Icon Combo Rewards (ICR) 
2 Cycles per day 
P 1,000 per 
combo 
20,000 max daily income 10 Combos per Cycle 
P 6,000 
P 3,000 P 3,000 
BINARY
Group Combo Royalty (GCR) 
1st Generation 10 % 
P 100 
2nd Generation 5 % 
P 50 
3rd Generation 5 % 
P 50 
4th Generation 5 % 
P 50 
5th Generation 5 % 
P 50 
UNILEVEL
Group Turbo Rewards (GTR) 
Sample: 
P 1.20 x 3 = P 3.60 
PETRON 
AMOUN 
T 
Amount Spent 6,000.00 
Instant Reward % 
0.40% 
Instant Reward 
24.00 
Group Turbo
Group Turbo Rewards (GTR) 
Level 
User Per 
Level 
GTR Per Level Twin GTR 
1 3 3.60 3.60 
2 9 10.80 10.80 
Directly Linked 
Users 3 
3 27 32.40 32.40 
Duplication 
3 
4 81 97.20 97.20 
5 243 291.60 291.60 
Ave. Monthly 
Purchase 6,000.00 
6 729 874.80 874.80 
Sample Potential Rewards 7 2,187 2,624.40 2,624.40 Potential for Icon 
Rewards 212,572.80
Group Turbo Rewards (GTR) 
Sample: 
P 0.80 x 3 = P 2.40 
HAPPYPLUS 
AMOUN 
T 
Amount Spent 500.00 
Instant Reward % 3.20% 
Instant Reward 
16.00 
Group Turbo 
Rewards 5 % 0.80
Group Turbo Rewards (GTR) 
Level 
User Per 
Level 
GTR Per 
Level 
Twin GTR 
1 3 2.40 2.40 
2 9 7.20 7.20 
Directly Linked 
Users 3 
3 27 21.60 21.60 
Duplication 
3 
4 81 64.80 64.80 
5 243 194.40 194.40 
Ave. Monthly 
Purchase 500.00 
6 729 583.20 583.20 
7 2,187 1,749.60 1,749.60 
Potential 
Monthly 
141,715.20 
Sample Potential Rewards for Icon
Group Turbo Rewards (GTR) 
TELCO LOAD 
Sample: 
P 0.3125 x 3 = P 0.94 
AMOUN 
T 
Amount Spent 500.00 
Instant Reward % 
1.25% 
Instant Reward 
6.25
Group Turbo Rewards (GTR) 
Level 
User Per 
Level 
GTR Per 
Level 
Twin GTR 
1 3 0.94 0.94 
2 9 2.81 2.81 
Directly Linked 
Users 3 
3 27 8.44 8.44 
Progression/Du 
plication 3 
4 81 25.31 25.31 
5 243 75.94 75.94 
Ave. Monthly 
Purchase 500.00 
Sample 6 729 Potential 227.81 Rewards 227.81 
for Icon 
Potential
Group Turbo Rewards (GTR) 
Sample: 
P 2.00 x 3 = P 6.00 
SUPERMARKET 
AMOUN 
T 
Amount Spent 6,000.00 
Instant Reward % 
0.67% 
Instant Reward 
40.00 
Group Turbo 
2.00
Group Turbo Rewards (GTR) 
Level 
User Per 
Level 
GTR Per 
Level 
Twin GTR 
1 3 6.00 6.00 
2 9 18.00 18.00 
Directly Linked 
Users 3 
3 27 54.00 54.00 
Progression/D 
uplication 3 
4 81 162.00 162.00 
5 243 486.00 486.00 
Ave. Monthly 
Purchase 6,000.00 
Sample Potential Rewards for Icon 
6 729 1,458.00 1,458.00 
Potential
Group Turbo Rewards (GTR) 
Monthly 
Expenses 
Monthly GTR/GTR2x 
Rewards 
Annual Turbo 
Rewards 
6,000.00 212,572.80 2,550,873.60 
500.00 141,715.20 1,700,582.40 
500.00 55,357.50 664,290.00 
6,000.00 354,288.00 4,251,456.00 
TOTAL 13,000.00 763,933.50 9,167,202.00
Icon Leadership Rewards 
EMERALD 
RUBY 
IRIDIUM 
DIAMOND 
PLATINUM 
GOLD 
+2% 
+4% 
+6% 
+8% 
+11% 
+14% 
3% of Gold 
6% of Iridium 
8% of Diamond 
10% of Emerald 
12% of Ruby 
3% of Iridium 
5% of Diamond 
7% of Emerald 
9% of Ruby 
2% of Diamond 
4% of Emerald 
6% of Ruby 
2% of Emerald 
4% of Ruby 
2% of Ruby
Icon Leadership Rewards 
Mo. GTR/GTR2X RUBY PTR 
EMERALD 
PTR 
DIAMOND PTR 
212,572.80 79,714.80 159,429.60 239,144.40 
141,715.20 53,143.20 106,286.40 159,429.60 
55,357.50 23,250.15 46,500.30 69,750.45 
354,288.00 279,001.80 558,003.60 837,005.40 
TOTAL 763,933.50 435,109.95 870,219.90 1,305,329.85
Icon Leadership Rewards 
Mo. GTR/GTR2X IRIDIUM PTR GOLD PTR PLATINUM PTR 
212,572.80 318,859.20 425,145.60 531,432.00 
141,715.20 212,572.80 283,430.40 354,288.00 
55,357.50 93,000.60 124,000.80 155,001.00 
354,288.00 1,116,007.20 1,488,009.60 1,860,012.00 
TOTAL 763,933.50 1,740,439.80 2,320,586.40 2,900,733.00
Car/House Incentive Plan 
RUBY 
EMERALD 
DIAMOND 
IRIDIUM 
GOLD 
PLATINUM 
+1% 
+2% 
+3% 
+4% 
+5% 
+6% 
1% of Gold 
2% of Iridium 
3% of Diamond 
4% of Emerald 
5% of Ruby 
1% of Iridium 
2% of Diamond 
3% of Emerald 
4% of Ruby 
1% of Diamond 
2% of Emerald 
3% of Ruby 
1% of Emerald 
2% of Ruby 
1% of Ruby 
*Based on Point Value (PV) of products. 
(CHIP)
PAYBUX REWARDS 
1 GPB Generous Payback 30 - 360 Yes Yes Yes 
2 PLR Payback Linker Reward 30 Yes Yes Yes 
3 LGR Linker Group Reward (10) 3 Yes Yes 
4 HUR Hexcell Upgrade Reward * 750 Yes * Yes * 
5 ULR Upgrade Link Reward * 10 - 15 Yes * Yes * 
6 HIR Hexcell Icon Royalty * 25 - 50 Yes * 
7 LUR Linker Upgrade Reward 100-1000 Yes Yes 
8 TLR Turbo Linker Group Reward 40 Yes Yes 
9 ICR Icon Combo Reward 1000 Yes Yes 
10 GCR Group Combo Royalty 50-100 6th level 10th level 
11 GTR Group Turbo Reward PPV 50 6th level 10th level 
12 GTR2 Twin Turbo Group Reward PPV 100 6th level 10th level 
13 ILR Icon Leadership Rewards Ranking Yes 
14 CHIP Car House Incentive Plan Ranking Yes 
15 DBF Dream Board Fund 5th Yes 
16 GPRS Global Pool Rewards Sharing Bonus Yes
Technology is the fastest way to get rich.
Top 
Billionaire 
s 
in 
Technolog 
y 
Business
Paybux by Ingenious Mobile Business
Paybux by Ingenious Mobile Business

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Paybux by Ingenious Mobile Business

  • 1.
  • 2.
  • 3. A company that develops cutting-edge solutions and technology applications that enhance our way of living.
  • 4. MISSION We Enable, Empower, Enrich Everybody’s Lives Everywhere
  • 5.
  • 8. A mobile app and platform that offers INSTANT, COOPERATIVE and LEVERAGED rewards from purchase of products and services.
  • 9. Available and FREE to download from Google Play Store. 60,000 users since Feb 2014. More than 11,000 downloads since March 2014.
  • 10. UNIQUE FEATURES & BENEFITS Multi Merchant
  • 11. UNIQUE FEATURES & BENEFITS Multi Merchant Instant Rewards from personal purchases. Leveraged Rewards from purchases of others. Works On Line & Off Line.
  • 12. OPTIONS TO USE PAYBUX Mobile App Web Smart Card
  • 13. PAYBUX INTELLIGENT CARD READER/WRITER EMV Compliant Works OFFLINE up to one million transactions Self-powered to ensure data integrity when used
  • 14. WHAT IT CAN DO Card-to-Online Transaction
  • 15. WHAT IT CAN DO Card-to-Card Transaction (OFFLINE)
  • 16. HOW TO LOAD UP YOUR PAYBUX 1 2 3
  • 19. happyplus Business Rules Minimum Load P 100 Maximum Load P 10,000 Denominations increments of Leadtime 24 to 48 hours Posting on FB happyplus only
  • 20. Petron Value Card Business Rules Minimum Load P 100 Maximum Load P 40,000 Denominations any Loading Time real time, automatic Free Parking SM MOA, Gateway Details PVC app
  • 22. LINK
  • 23. WHY LINK? It is the only way to establish a stable and increasing leveraged income stream.
  • 24.
  • 25.
  • 26. PAYBUX APP VERSIONS FREEmium Version Premium Version
  • 27. FREEmium User account, not linked to anyone Builder account, linked account; receives reward for a maximum of 3 times.
  • 28. PREMIUM Paid account, receives reward for a maximum of 6 times. Paid account, receives reward for a maximum of 12 times.
  • 29. MENTOR UPGRADE FEE 100 Bux P499 Paybux Card
  • 30. ICON UPGRADE FEE 700 Bux P499 Paybux Card HappyPlus Card Petron Value Card
  • 31. EARN
  • 32. HOW REWARDS ARE EARNED UPGRADE PURCHASES
  • 33. GET REWARDED ON PURCHASES Earn rewards from PERSONAL purchases. Earn From Everything You Buy. PURCHASES
  • 34. Turbo
  • 35. TURBO HEXCELL Personal Instant Discount Micro Rewards Cooperative Delayed Rebate Generous Payback
  • 37. MINIMUM QUALIFYING PURCHASES (MQP) P1,700 P400 P500 P375
  • 38. Hexcells per Qualified 1 HexCells Up to 12 HexCells 6 HexCells 3 HexCells Purchase
  • 39. 1. Generous Payback 2. Payback Linker Reward 3. Linker Group Rewards 4. Hexcell Upgrade Rewards * 5. Upgrade Link HEXCELL REWARDS
  • 40. Generous Payback (GPB) Earn 30 bux (rewards) for every 6 Qualifying Purchases Builder, Mentor, Icon
  • 41. Payback Linker Rewards Earn 3 bux (rewards)
  • 42. Upgrade Link Rewards A HexCell is activated when there is a total of six (6) Upgrades (Mentor or Icon) associated with it. Upgrades may come from your personally endorsed Builders or from others joining the Hive.
  • 44. TURBO REWARDS I nstant S imple and easy to A ppreciate
  • 45. TURBO UPGRADE REWARDS (TUR) 100 bux for every DIRECT links 40 bux for every INDIRECT links
  • 46. TURBO UPGRADE REWARDS (TUR) Sample Potential Rewards for Icon Leve l User Per Level TUR Per Level Total TUR 1 3 100.00 300.00 2 9 40.00 360.00 Direct Links 3 3 27 40.00 1,080.00 Duplication 3 4 81 40.00 3,240.00 5 243 40.00 9,720.00 6 729 40.00 29,160.00 7 2,187 40.00 87,480.00 Potential Rewards 3,543,060.00 8 6,561 40.00 262,440.00 9 19,683 40.00 787,320.00 10 59,049 40.00 2,361,960.00
  • 47. TURBO REWARDS 1 Point for every P250 (0.40% of your purchase) 2 Points for every P250 (0.80% of your purchase)
  • 48. TURBO REWARDS 2 Points for every P100 (2% of your purchase) 3 Points for every P100 (3% of your purchase)
  • 49. TURBO REWARDS Promotions Offers DISCOUNT thru partnership Instant Savings Equivalent to Standard Retailer Discount of 4.4% to 7%
  • 50. TURBO REWARDS 1 Point for every P100 (1% of your purchase) 2 Points for every P100 (2% of your purchase)
  • 51. GROUP TURBO REWARDS Builder Mentor Icon Get rewards up to 6 levels of link generations Get rewards up to 10 levels of link generations Get rewards from personally linked users GTR gives you rewards from your friend’s Turbo purchases
  • 52. Turbo Link Group Rewards (GTR) P100 P1,000
  • 53. Icon Combo Rewards (ICR) 2 Cycles per day P 1,000 per combo 20,000 max daily income 10 Combos per Cycle P 6,000 P 3,000 P 3,000 BINARY
  • 54. Group Combo Royalty (GCR) 1st Generation 10 % P 100 2nd Generation 5 % P 50 3rd Generation 5 % P 50 4th Generation 5 % P 50 5th Generation 5 % P 50 UNILEVEL
  • 55. Group Turbo Rewards (GTR) Sample: P 1.20 x 3 = P 3.60 PETRON AMOUN T Amount Spent 6,000.00 Instant Reward % 0.40% Instant Reward 24.00 Group Turbo
  • 56. Group Turbo Rewards (GTR) Level User Per Level GTR Per Level Twin GTR 1 3 3.60 3.60 2 9 10.80 10.80 Directly Linked Users 3 3 27 32.40 32.40 Duplication 3 4 81 97.20 97.20 5 243 291.60 291.60 Ave. Monthly Purchase 6,000.00 6 729 874.80 874.80 Sample Potential Rewards 7 2,187 2,624.40 2,624.40 Potential for Icon Rewards 212,572.80
  • 57. Group Turbo Rewards (GTR) Sample: P 0.80 x 3 = P 2.40 HAPPYPLUS AMOUN T Amount Spent 500.00 Instant Reward % 3.20% Instant Reward 16.00 Group Turbo Rewards 5 % 0.80
  • 58. Group Turbo Rewards (GTR) Level User Per Level GTR Per Level Twin GTR 1 3 2.40 2.40 2 9 7.20 7.20 Directly Linked Users 3 3 27 21.60 21.60 Duplication 3 4 81 64.80 64.80 5 243 194.40 194.40 Ave. Monthly Purchase 500.00 6 729 583.20 583.20 7 2,187 1,749.60 1,749.60 Potential Monthly 141,715.20 Sample Potential Rewards for Icon
  • 59. Group Turbo Rewards (GTR) TELCO LOAD Sample: P 0.3125 x 3 = P 0.94 AMOUN T Amount Spent 500.00 Instant Reward % 1.25% Instant Reward 6.25
  • 60. Group Turbo Rewards (GTR) Level User Per Level GTR Per Level Twin GTR 1 3 0.94 0.94 2 9 2.81 2.81 Directly Linked Users 3 3 27 8.44 8.44 Progression/Du plication 3 4 81 25.31 25.31 5 243 75.94 75.94 Ave. Monthly Purchase 500.00 Sample 6 729 Potential 227.81 Rewards 227.81 for Icon Potential
  • 61. Group Turbo Rewards (GTR) Sample: P 2.00 x 3 = P 6.00 SUPERMARKET AMOUN T Amount Spent 6,000.00 Instant Reward % 0.67% Instant Reward 40.00 Group Turbo 2.00
  • 62. Group Turbo Rewards (GTR) Level User Per Level GTR Per Level Twin GTR 1 3 6.00 6.00 2 9 18.00 18.00 Directly Linked Users 3 3 27 54.00 54.00 Progression/D uplication 3 4 81 162.00 162.00 5 243 486.00 486.00 Ave. Monthly Purchase 6,000.00 Sample Potential Rewards for Icon 6 729 1,458.00 1,458.00 Potential
  • 63. Group Turbo Rewards (GTR) Monthly Expenses Monthly GTR/GTR2x Rewards Annual Turbo Rewards 6,000.00 212,572.80 2,550,873.60 500.00 141,715.20 1,700,582.40 500.00 55,357.50 664,290.00 6,000.00 354,288.00 4,251,456.00 TOTAL 13,000.00 763,933.50 9,167,202.00
  • 64. Icon Leadership Rewards EMERALD RUBY IRIDIUM DIAMOND PLATINUM GOLD +2% +4% +6% +8% +11% +14% 3% of Gold 6% of Iridium 8% of Diamond 10% of Emerald 12% of Ruby 3% of Iridium 5% of Diamond 7% of Emerald 9% of Ruby 2% of Diamond 4% of Emerald 6% of Ruby 2% of Emerald 4% of Ruby 2% of Ruby
  • 65. Icon Leadership Rewards Mo. GTR/GTR2X RUBY PTR EMERALD PTR DIAMOND PTR 212,572.80 79,714.80 159,429.60 239,144.40 141,715.20 53,143.20 106,286.40 159,429.60 55,357.50 23,250.15 46,500.30 69,750.45 354,288.00 279,001.80 558,003.60 837,005.40 TOTAL 763,933.50 435,109.95 870,219.90 1,305,329.85
  • 66. Icon Leadership Rewards Mo. GTR/GTR2X IRIDIUM PTR GOLD PTR PLATINUM PTR 212,572.80 318,859.20 425,145.60 531,432.00 141,715.20 212,572.80 283,430.40 354,288.00 55,357.50 93,000.60 124,000.80 155,001.00 354,288.00 1,116,007.20 1,488,009.60 1,860,012.00 TOTAL 763,933.50 1,740,439.80 2,320,586.40 2,900,733.00
  • 67. Car/House Incentive Plan RUBY EMERALD DIAMOND IRIDIUM GOLD PLATINUM +1% +2% +3% +4% +5% +6% 1% of Gold 2% of Iridium 3% of Diamond 4% of Emerald 5% of Ruby 1% of Iridium 2% of Diamond 3% of Emerald 4% of Ruby 1% of Diamond 2% of Emerald 3% of Ruby 1% of Emerald 2% of Ruby 1% of Ruby *Based on Point Value (PV) of products. (CHIP)
  • 68. PAYBUX REWARDS 1 GPB Generous Payback 30 - 360 Yes Yes Yes 2 PLR Payback Linker Reward 30 Yes Yes Yes 3 LGR Linker Group Reward (10) 3 Yes Yes 4 HUR Hexcell Upgrade Reward * 750 Yes * Yes * 5 ULR Upgrade Link Reward * 10 - 15 Yes * Yes * 6 HIR Hexcell Icon Royalty * 25 - 50 Yes * 7 LUR Linker Upgrade Reward 100-1000 Yes Yes 8 TLR Turbo Linker Group Reward 40 Yes Yes 9 ICR Icon Combo Reward 1000 Yes Yes 10 GCR Group Combo Royalty 50-100 6th level 10th level 11 GTR Group Turbo Reward PPV 50 6th level 10th level 12 GTR2 Twin Turbo Group Reward PPV 100 6th level 10th level 13 ILR Icon Leadership Rewards Ranking Yes 14 CHIP Car House Incentive Plan Ranking Yes 15 DBF Dream Board Fund 5th Yes 16 GPRS Global Pool Rewards Sharing Bonus Yes
  • 69. Technology is the fastest way to get rich.
  • 70. Top Billionaire s in Technolog y Business