1. RICH NOW RICH
LATER
“Achieving Successes by Investing Early to University
Students”
Fakhri Akhdan Akhiar
17821

2. Definition of Investment

3. [mass noun] ”the action or process of
investing money for profit”
Oxford Dictionaries
Investment Definition

4. Types of Investment
Traditional Investment
• Property
• Money Market
• Stock Exchange
Advantages : High and
fast growing return
value, high demand
Disadvantages :
Expensive, high risk
Alternative Investment
• Precious metal
• Hedge funds
• antiques
Advantages : Various
product line and cost,
middle-high return
value, low risk
Disadvantages : safety,
slow growing return
value

5. WHY WE SHOULD INVEST IF WE
CAN SAVE OUR MONEY AT THE
BANKS?
Inflation risk
If over 30 years, the value of $1 decreases by 3% per year*
*The average rate of inflation is 3% over the past 20 years. Inflation is represented by the Consumer Price Index.
$1.50
$3.00
$3.00
$7.28
$8.00
$19.42
Current average cost
Projected cost

6. GOLD AND SILVER
Why Precious metal is the answer

7. Gold (Au, Atomic Num 79)
yellow metallic element, highly malleable and ductile, and n
ot subject to oxidation corrosion.
a quantity of gold coins: to pay in gold.
a monetary standard based on this metal; money; wealth; ri
ches.
Dictionaries.com

8. Silver (AG, 47)
a white ductile very malleable metallic element
that is capable of a high degree of polish, is
chiefly monovalent in compounds, and has the
highest thermal and electric conductivity of any
substance
Mariam- Webster

9. Why Gold/ Silver?
Gold Price 1995 - 2013 Silver Price 1995 - 2013
LOW RISK, LIQUID, CHEAP

10. PROJECTIONS OF SAFE
INVESTMENTS
Starting university in January 2012, by
buying 1 gram for each month.
1 grams x 12 months (1 year) x 4 years =
48 Grams = RM 6336
Buy the gold in 2012 with price range in
RM 132
And RM 172* value in 2015 =
RM 8265
Profits RM 1929

11. Conclusion
• Pick the most suitable investment type to
your pocket and personality
• Gold and silver is the best choice to
invest now
• It is better LATE than NEVER

12. Question and Answer
Session

13. Thank You
ありがとうございました
Arigato Gozaimasu
Terima Kasih
Grazias
謝謝
Merci