The document proposes establishing a Global Consumers Business Club to empower consumers and address their predicament of only spending money but not sharing in business profits. It would unite consumers to avail of discounts, benefits, and factory prices by purchasing in bulk. The club would create a non-government organization called the Global Association of Consumers Inc. to set up a management company, cooperatives, and convenient stores to operate the club and address common causes of cooperative failures like lack of capital and management issues. The goal is to develop entrepreneurship opportunities for members and promote consumer education.

1. 1/18/2010 1 Corporate Plan 1MAKING LIFE BETTER FOR CONSUMERS WHY “GLOBAL ASSOCIATION OF CONSUMERS INC” WAS BORN Making Life Better for Consumers Global Association of Consumers Inc Copyright 2005 © Dick Palma.

2. 1/18/2010 2 CONSUMERS PREDICAMENT CONSUMERS ARE MOSTLY BUYERS OF PRODUCTS AND SERVICES ONLY. They just spend and spend. CONSUMERS PRODUCE BUSINESS AND PROFITS. But they do not share in the profits of business. CONSUMERS WILL NEVER MAXIMIZE BENEFIT. If they do not change things under the present set up Making Life Better for Consumers Global Association of Consumers Inc Copyright 2005 © Dick Palma.

3. 1/18/2010 3 1.TO ORGANIZE & DEVELOP A... GLOBAL CONSUMERS BUSINESS CLUB FEATURES Create the Consumer Empowerment and membership to a Global Consumers Business Club Making Life Better for Consumers Global Association of Consumers Inc Copyright 2005 © Dick Palma.

4. 1/18/2010 4 ANSWER TO PREDICAMENT“CONSUMER EMPOWERMENT” 2. CONSUMERS MUST UNITE AND JOIN TOGETHER TO CREATE A BUYERS CLUB AVAIL OF DISCOUNTS AND MORE BUYERS BENEFITS SHARE IN THE PROFITS OF BUSINESS PURCHASE IN BULK TO AVAIL OF FACTORY PRICES DEVELOP SOME MEMBERS TO BECOME ENTREPRENEURS MAKE GOVERNMENT HEAR THE VOICE OF THE CONSUMERS CREATE THE KNOWLEDGE AND POWER OF THE COOPERATIVE Making Life Better for Consumers Global Association of Consumers Inc Copyright 2005 © Dick Palma.

5. 1/18/2010 5 “ FOR COOPERATIVE IS NOT THE WAY TO PROGRESS - IT IS THE ONLY WAY” 3. BUT BE AWARE & ADDRESS COMMON CAUSES OF COOPERATIVE FAILURES: FAILURE IN CAPITAL BUILD-UP COLLECTION PROBLEMS FROM MEMBERS MANAGEMENT ANNOMALIES LACK OF BUSINESS OPPORTUNITY PLANS Making Life Better for Consumers Global Association of Consumers Inc Copyright 2005 © Dick Palma.

6. 1/18/2010 6 DEVELOP SOME MEMBERS TO BECOME ENTREPRENEURS 3. WITH EASY ACCESS AND KNOWLEDGE TO START A BUSINESS OF THEIR OWN: A GOOD BUSINESS PLAN A NEEDED CONSUMABLE PRODUCT EASY START UP CAPITAL STRONG BACK UP ORGANIZATION Making Life Better for Consumers Global Association of Consumers Inc Copyright 2005 © Dick Palma.

7. 1/18/2010 7 4.TO ADDRESS THE CAUSE OF FAILURES: CREATE A COPYRIGHTED VIABLE PLAN – A MASTER PLAN TO BE FOLLOWED ESTABLISH AN NGO (NON GOVERNMENT ORGANIZATION) – THAT WILL SET UP A MANAGEMENT COMPANY, THE COOPERATIVE, AND THE CONSUMERS CLUB AND THUS BORN… Making Life Better for Consumers Global Association of Consumers Inc Copyright 2005 © Dick Palma.

8. 1/18/2010 8 GLOBAL ASSOCIATION OF CONSUMERS INC (GACI) an NGO THE ONLY ORGANIZATION THAT LOOKS INTO THE NEEDS AND PROBLEMS OF CONSUMERS THROUGH THE COPYRIGHTED CONCEPT OF RICARDO O. PALMA JR. GACI (an NGO) OPERATES THROUGH THE SYNCHRONIZE FUNCTIONS OF THREE ENTITIES, A MANAGEMENT COMPANY, THE CONVENIENT STORES, AND THE COOPERATIVES. ALL THESE ENTITIES WILL SET UP THE… GLOBAL CONSUMERS BUSINESS CLUB Making Life Better for Consumers Global Association of Consumers Inc Copyright 2005 © Dick Palma.

9. 1/18/2010 9 WHAT IS GACI ? GACI (GLOBAL ASSOCIATION OF CONSUMERS INC) is a non-stock, non-profit organization duly registered 1999 with the Securities and Exchange Commission. The main purpose is to promote and protect the welfare and interest of the consumers in the pursuit of goals and objectives that will uplift their economic conditions through collective and cooperative efforts. To develop and promote livelihood projects with the end-in-view of increasing the income level of consumers. And to initiate and promote consumers education which will enhance and enlighten the members about consumerism. Making Life Better for Consumers Global Association of Consumers Inc Copyright 2005 © Dick Palma.

10. 1/18/2010 10 Thank YouJoin us in this noble & ambitious plan. Contact: Tel/Fax (063)-584-24-37 Dick Palma c.p. 0916-3003737 email dickypalma@yahoo.comor see us at our temporary website: www pccareclub.com