Home Buyers Seminar 4/2/11

Eastern Connecticut Association of REALTORS ® Home Buyers Seminar

The Home Buying Process ,[object Object],[object Object],[object Object],[object Object],[object Object]

The Home Buying Process ,[object Object],[object Object],[object Object],[object Object]

The Home Buying Process HOME BUYING AND REAL ESTATE PROFESSIONALS  Eighty-three percent of buyers purchased their home through a real estate agent or broker.  Ten percent of buyers purchased a home in foreclosure, 6 percent purchased a short sale.  Forty-four percent of buyers found their agent through a referral from a friend or family member.

The Home Buying Process ,[object Object]

The Home Buying Process ,[object Object],[object Object]

The Home Buying Process ,[object Object],[object Object],[object Object]

The Home Buying Process ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

The Home Buying Process ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Understanding Mortgage Financing

Pre-Qualification, Pre-Approval or Loan Commitment? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

1. How much house can you afford? ,[object Object],[object Object]

Specifically, most lenders will consider 5 key factors to determine your ability to qualify for a home loan: ,[object Object],Employment Credit History and Monthly Debt Assets Property

[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],4. How do you find the right lender?

The Role of the Attorney ,[object Object],[object Object],[object Object],[object Object]

Title Searching ,[object Object],[object Object],[object Object],[object Object]

Types of Title Insurance ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Closing Coordination (Contract to Closing) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

The Closing ,[object Object],[object Object],[object Object],[object Object],[object Object]

Closing Documents ,[object Object],[object Object],[object Object],[object Object],[object Object]

The Role of the Home Inspector

Home Inspection What it is? How it is done? Who should be there?

Attention Buyers! ,[object Object],[object Object]

Not all inspectors are created equal! ,[object Object],[object Object],[object Object]

What is a Home Inspection? ,[object Object],[object Object],[object Object],Purpose: Make sure that the home is sound, safe and secure !

Who Attends the inspection? ,[object Object],[object Object],[object Object]

Scope of Inspection ,[object Object],Home inspectors can not do any destructive testing!!!

THE REPORT ,[object Object],[object Object],[object Object]

What inspectors don’t do. ,[object Object]

What inspectors do look for. ,[object Object],[object Object],[object Object]

Items checked! ,[object Object],[object Object],[object Object],[object Object],[object Object]

Other Tests Available ,[object Object],[object Object],[object Object],[object Object],[object Object]

Home Inspection vs. Home Warranty ,[object Object],[object Object],[object Object],Most companies have guarantees on their inspection reports

Summary ,[object Object],[object Object],[object Object]

The Role of the Insurance Agent

Insuring Your Largest Investment – Your Home

Homeowners Insurance Policy ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Homeowners Insurance Policy ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Homeowners Insurance Policy ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

The Homeowner Closing ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Thank you for attending! Enjoy benefits of using a REALTOR® & ECAR Affiliate Members

Home Buyers Seminar 4/2/11

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Home Buyers Seminar 4/2/11