1. Prime Years? Perspectives on the Dementia Boom Karen Bugg RN LMSW Hauenstein Neuroscience Program Saint Mary’s Health Care Council on Aging March 22, 2011
Dementia describes an amount of memory loss, but not the cause . When a person’s memory declines to a point that he/she is no longer self-sufficient and he/she requires ongoing help or supervision to manage responsibilities or personal care that he/she could once do independently (functional dependency), then he/she has a dementia.
Memory loss is NOT a normal part of aging. Chronic disease increases with age. Doubles every year after the age of 65. After age 85, risk is nearly 50% MCI 10-20% over age 65; 15% convert each year Those with first degree relative are 2 to 3 times more likely to develop the disease: Inheritance of a certain ApoE-e4 gene may be a risk factor. Less than 1% have the variation on chromosome 21, 14 and 1.
Estimates of Funding for Various Research, Condition, and Disease Categories (RCDC) National Institute of Health Table Published: February 14, 2011
On the other hand, more than half (54%) say they are behind on their retirement savings goals and that many who have delayed retirement have been affected by the economy. Most will rely on Social Security for their retirement income (42% of it, on average). NEW METLIFE STUDY EXAMINES DIFFERENCES AMONG THE BABY BOOMERS Westport, CT — March 2, 2010 — http://assets.aarp.org/rgcenter/ppi/econ-sec/fs214-employment.pdf Metlife http://www.aarp.org/work/retirement-planning/info-03-2010/your_financial_future_stuck_in_the_middle_.2.html
Have not saved enough
Women outlive men and comprise 65% of cases. Chronic disease – The nature of health care in the U.S. has changed dramatically over the past century with longer life spans and greater prevalence of chronic illnesses. This has placed tremendous demands on the health care system, particularly an increased need for treatment of ongoing illnesses and long-term care services such as nursing homes; it is estimated that health care costs for chronic disease treatment account for over 75% of national health expenditures. [6 CDC-Kaiser Foundation http://www.kaiseredu.org/Issue-Modules/US-Health-Care-Costs/Background-Brief.aspx 3-20-2010.
heart disease Diabetes SAN FRANCISCO, December 15, 1999 -- A new study on Caregiver Mortality in the December 15 issue of the Journal of the American Medical Association presents frightening information on the impact of the stresses of long-term care giving. Results of the study, by Richard Schulz, Ph.D. and Scott R. Beach, Ph.D., showed that older spousal caregivers had mortality risks that were a shocking 63 percent higher than noncaregiving control subjects. Family Caregiver Alliance's own studies have shown dramatic evidence of depression among caregivers, but this current research shows that the emotional, financial and physical stresses of care giving can have a deadly impact.
Acknowledgements: Prepared by Eric Kimbuende, Usha Ranji, Janet Lundy, and Alina Salganicoff of the Kaiser Family Foundation. Updated: March 2010. BACK TO TOP 1 Centers for Medicare and Medicaid Services, Office of the Actuary, National Health Statistics Group, National Health Care Expenditures Data , January 2010. 2 Kaiser Family Foundation and Health Research and Educational Trust. Employer Health Benefits 2009 Annual Survey . September 2009. 3 Altman, D., L. Levitt, and G. Claxton, Kaiser Family Foundation, Pulling it Together: An Actuarial Rorschach Test , 2010. 4 Kaiser Commission on Medicaid and the Uninsured, The Crunch Continues: Medicaid Spending, Coverage and Policy in the Midst of a Recession, 2009. 5 Congress of the United States, Congressional Budget Office. Technological Change and the Growth of Health Care Spending, January 2008. 6 Centers for Disease Control and Prevention. Chronic Disease Overview. 7 Orszag, P. Congressional Budget Office Testimony: Growth in Health Care Costs. Delivered before the Committee on the Budget, United States Senate, January 31, 2008. 8 Altman, D. and L. Levitt. February 23, 2003. The Sad History of Health Care Cost Containment As Told in One Chart. Health Affairs Web Exclusive. 9 Partnership to Fight Chronic Disease, 2009 Almanac of Chronic Disease, 2009. BACK TO TOP
LTC insurance companies no longer offer product to new consumers. Increasing premiums on holders.