The document discusses identity theft, including its definition, types, costs, and industry responses. It describes five common types of identity theft, such as financial, medical, and social security number theft. It outlines the high costs of identity theft to both individuals and businesses. Current industry solutions like monitoring, restoration, and reimbursement services are discussed as well as their limitations. A comprehensive identity theft protection plan that includes legal services is proposed as the best solution to help victims before, during, and after identity theft occurs.

1. * 2003 FTC Report Dan Cassin CITRMS, CLTFD America’s fastest growing white collar crime * you Could be at risk? you Could be at risk?

3. The Facts What is Identity Theft? Dan Cassin CITRMS, CLTFD ID entity T heft

4. Identity Theft is not just about Credit Cards! ID Theft is an international crime and access to an attorney may be critical Five Common Types of Identity Theft What is Identity Theft? Drivers License Identity Theft Medical Identity Theft Financial Identity Theft Social Security Identity Theft Character / Criminal Identity Theft

6. What is Identity Theft? “ the Department has discovered that identification information in your file is inconsistent with corresponding records at the Federal Social Security Administration … Before your document can be renewed, any inconsistencies will need to be corrected. You will need to present legal documents that certify your current legal name, social security number and date of birth.”

7. What is Identity Theft? AARP Bulletin, February 2004 “ An 82-year-old grandmother, quit driving during the Truman administration.” In 2001 she “suddenly found herself in what she describes as a ‘living hell’ after one of her neighbors, arrested on drunk-driving charges … pretended to be her. ‘I was told there were warrants for my arrest … I was afraid to answer the phone’.”

9. What is Identity Theft? MSNBC, January 29, 2005 A Chicago woman “applied for a job at a local Target department store and was denied. The reason? She already worked there – or rather, her Social Security number already worked there. Follow-up investigation revealed the same Social Security Number … used to obtain work at 37 other employers.” The Secret List of ID Theft Victims “ People need to wake up to this problem. They are destroying people’s credit, Social Security benefits, and everything else.”

11. “ If the person who steals your health identity has allergies or specific medical conditions that collide with yours for instance … when you go in for care, you may experience a dangerous drug interaction or unknowingly be denied potentially lifesaving medications or treatments because they will assume the thief’s medical information is yours.”* What is Identity Theft? University of Connecticut, September 2005 *Carole Pennington 9/7/2005 “ As the health care system transitions from paper-based to electronic, this crime may become easier to commit and harder to trace. Victims may find it more difficult to recover from medical identity theft as medical errors are disseminated and re-disseminated through computer networks and other medical information-sharing pathways.”* World Privacy Forum, May 2006 *Pam Dixon, Pg 3.,5/3/2006 Medical Identity Theft: The information crime that can kill you

13. * from the cover What is Identity Theft? The October 2005 issue of Kiplinger’s Personal Finance portrayed a different side of Identity Theft when they devoted an entire section to character/criminal identity theft. “ Identity Theft Update: Could losing your wallet land you in jail?”* Kiplinger, October 2005

17. “ Each year, 7 to 10 million Americans fall prey to Identity Theft… From massive data-brokerage firms to tiny local banks, your identity is irretrievably ‘ out there. ’ ” What is Identity Theft? - MSNBC Feb '09 FTC reported 2008 ID Theft reports up 22% Feb '09 – FTC reports ID Theft reports up 22% Over 9.9 million people reported IDT

18. What is Identity Theft? The DataBased You Meet The DataBased You ™ ™

19. What is Identity Theft? Your Name 1000’s of aggregators Your Fingerprints and DNA FBI, State, and Local DBS Your Insurance Claims C.L.U.E. DBS, etc... Your Military Record DOD DBS Your Criminal History NCIC DBS Your Real Estate Deeds Clerks of Court DBS Your Legal History State and Federal Court DBS Your Credit History Credit Repositories’ DBS Your Birth Certificate Choice Point DBS, State, etc … Your Phone Number and Tracking Info 1000’s of aggregators Your Social Security Number SSA DBS Your Address 1000’s of DBS The DataBased You ™ Your Driver’s License # and Record – DMV DBS Your Medical Records MIB DBS, etc … Your Car Registration & Info DMV, Local Treasurer, On Star, etc … DBS

21. What is Identity Theft? *MarketWatch, October 2, 2005 “ Identity thieves are increasingly finding their jackpot is not in your mailbox or kitchen trash bag, but the computer files stored at your chiropractor, accountant or doctor … the future is not burglaries of your home, but of dentists, CPA’s, insurers etc …”* ID Fraudsters Stay One Step Ahead

22. The Facts The Cost of Identity Theft Dan Cassin CITRMS, CLTFD ID entity T heft

24. Concerns of American Consumers The Cost of Identity Theft

28. “ People whose identities have been stolen can spend months or years and thousands of dollars cleaning up the mess the thieves have made of their good name and credit record” “ When Bad Things Happen to Your Good Name ” - September 2002, Federal Trade Commission The Cost of Identity Theft

29. According to the USA Today, Identity Theft is the number one criminal concern for law enforcement over the next decade. The Cost of Identity Theft - USA Today

30. “ Thieves are so bold that they held a conference in Kiev, Ukraine, for people interested in breaking into this Growth Industry” The Cost of Identity Theft - USA Today

31. The Facts Industry Response Dan Cassin CITRMS, CLTFD ID entity T heft

36. The Best Answer An Identity Theft –Legal Benefit Plan for your Family and your Business similar to a Medical, Dental Plan The Best Answer Dan Cassin CITRMS, CLTFD ID entity T heft

37. Three Areas of Coverage for ID Theft The Best Answer Identity Theft Protection Access to Legal Counsel Professional Restoration Services Continuous Credit Monitoring

38. Vehicle Defense Legal Counsel Fed Audit Tax/ Legal Counsel On All Other Legal Counsel The Best Answer Pro-active Calls/ Ltrs & Legal Counsel Trial Defense Counsel - 60 hrs 5 Areas of Coverage of the Life Events Legal Plan 25% Discount

40. ID Theft Monitoring Services Life Events Legal Plan w/ Legal Shield Identity Restoration Services You A Complete Wall of Security The Best Answer

41. Pre-Paid Legal Services ® , Inc. and Kroll Background America provide The Best Answer: Harland C. Stonecipher CEO and Founder, Pre-Paid Legal Services, Inc. The Best Answer SHIELD ID entity T heft TM with the Pre-Paid Legal Employee Benefit Plan

42. Pre-Paid Legal Services ® , Inc. is the only company with a suite of products that provides help in every phase of Identity Theft – before, during, and after the crime occurs… The Best Answer

43. A 35 year old Company NYSE: PPD