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CulpeperHomeSales.com


Preparing For Your Most Important
            Purchase
                Presented By:
                George F Stockes III Realtor®




               First-Time Buyer & Seller Specialist!
George F. Stockes III
     Bringing Buyers &
      Sellers Together!




Benefits of Owning a Home
    Pride of ownership

          American Dream
      
    Freedom of enjoyment

          Decorate, modify,….
      
    Investment

          Appreciation
      
          Principal Accumulation
      
    Tax Advantages

          Deductions
      
          Interest & property taxes
      
          Capital Gains exemption
      




                                      Last Updated March 28, 2009
George F. Stockes III
  Bringing Buyers &
   Sellers Together!




A Successful Buying Process

 Initial                 Buyer’s       Lenders       Find Your
Meeting                   Agent        Approval      New Home

            Negotiate             Home
                                              Appraisal
            Contract            Inspection

                            Title        Closing
                         Preparation    Settlement

                                 Home
                                Ownership            Last Updated March 28, 2009
George F. Stockes III
  Bringing Buyers &
   Sellers Together!




Your Current Situation
                             Are you working with a
                         
                             broker/agent?
                             Do you have a home to sell
                         
                             or a lease to terminate?
                             If we find the right home is
                         
                             there anything preventing
                             you from buying it?
                             When would you like to be
                         
                             in your new home?




                                      Last Updated March 28, 2009
George F. Stockes III
  Bringing Buyers &
   Sellers Together!




What’s Important to You?
     Tell me about your present home.
 
     Describe your perfect home.
 
     What features are essential?
 
     What special furniture will move with
 
     you?
     Geographical areas / School Systems.
 
     What features of a neighborhood are
 
     important to you?
     Would you prefer a new or resale home?
 
     Have you seen any homes that you like?
 




                                              Last Updated March 28, 2009
George F. Stockes III
  Bringing Buyers &
   Sellers Together!




Help Me, Help You
                             How many homes have you
                         
                             owned?
                             When was the last time you
                         
                             bought a home?
                             What type of experience did
                         
                             you have when buying or
                             purchasing in the past?
                             How long have you been in
                         
                             the market for a home?
                             What Realtor services are
                         
                             important to you?



                                      Last Updated March 28, 2009
George F. Stockes III
  Bringing Buyers &
   Sellers Together!




Advantages of Pre-Approval

                              Determine your
                          
                              purchasing power.
                              Financial information for
                          
                              better decisions.
                              Look at the right homes.
                          
                              Eliminate uncertainty.
                          
                                  Negotiate the best price.
                              $
                                  Competitive advantage.
                              $
                                  Confirms commitment.
                              $
  Get Pre-Approved Now!

                                        Last Updated March 28, 2009
George F. Stockes III
     Bringing Buyers &
      Sellers Together!




Financially Speaking
    Have you been pre-approved for a

    loan in the past 30-days & do you
    have a letter of loan commitment?
    Have you had any credit difficulties

    in the past?
    What do you anticipate your

    payments to be?
    How much money do you have

    available for....
           Earnest Money Deposit
           Closing Costs
           Taxes
                                           Run Some Quick Numbers!
           Insurance
           Homeowners Fees

                                               Last Updated March 28, 2009
George F. Stockes III
     Bringing Buyers &
      Sellers Together!




Finding Your Home
    Create your personalized

    buyer campaign which
    includes....
          Customized MLS search
      
          based on your criteria.
          Immediate notification as a
      
          home matching your criteria
          comes on the market.
          You’ll know before the
      
          general public.
          I’ll recommend homes that
      
          are not publicly listed.


                                        Last Updated March 28, 2009
George F. Stockes III
     Bringing Buyers &
      Sellers Together!



I Can Show You
Every Home on the Market
    All our company listings.

    All other companies

    listings.
    All homes in MLS.

    Builders homes.

    For Sale by Owners.

    I can even canvas a

    desired neighborhood &
    locate prospective sellers.



             Search For Homes Now!
                                     Last Updated March 28, 2009
George F. Stockes III
  Bringing Buyers &
   Sellers Together!




Inspection, Just Say Yes!

                             Confirm homes condition.
                         
                             Objective, visual
                         
                             evaluation.
                             Professional, impartial,
                         
                             3rd party.
                             Roof to foundation.
                         
                             Includes all systems.
                         
                             Written report.
                         




                                    Last Updated March 28, 2009
George F. Stockes III
  Bringing Buyers &
   Sellers Together!




Why Buyer Representation
                             Protect your interest.
                         

                             Confidentiality guaranteed.
                         
                             Buyer counseling
                         
                             Market analysis.
                         
                             Negotiating experience.
                         
                             FULL-Time Agent
                         
                             Dedicated follow-up
                         
                             throughout entire process.
                             Exposure to all available
                         
                             markets.


                                      Last Updated March 28, 2009
George F. Stockes III
     Bringing Buyers &
      Sellers Together!




Mutual Agreement
                                         Will you…
If I…
                                             Tell me if your plans change
                                         
    Take the time to understand

    your needs & requirements                Be available to preview homes
                                         
                                             Provide feedback on homes
    Create a personalized                

                                             seen & services utilized
    buyer campaign for you
                                             Advise other REALTORS®,
                                         
    Provide a CMA before we write

                                             Builders, &/or For Sale By
    any offer
                                             Owners that I represent you
    Write offer & negotiate

                                             Work with me until we find you
                                         
    purchase agreement
                                             a home
    Alert you to anything that I learn

                                             Agree to an Exclusive Buyer
                                         
    that may impact a homes value
                                             Broker Relationship
    Incur all my own expenses





                                                       Last Updated March 28, 2009
George F. Stockes III
     Bringing Buyers &
      Sellers Together!



If You Are Ready to Start -
              I Can Be Reached @

    Direct           540.672.8019

    E-Mail           E-Mail George

    Web       Visit CulpeperHomeSales.com Now!

    In Person        Coldwell Banker ELITE

                     4207-A Germanna Highway
                     Locust Grove, VA 22508

        It’s O.K. to have questions, please contact me!


                                           Last Updated March 28, 2009

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Preparing For Your Most Important Purchase

  • 1. CulpeperHomeSales.com Preparing For Your Most Important Purchase Presented By: George F Stockes III Realtor® First-Time Buyer & Seller Specialist!
  • 2. George F. Stockes III Bringing Buyers & Sellers Together! Benefits of Owning a Home Pride of ownership  American Dream  Freedom of enjoyment  Decorate, modify,….  Investment  Appreciation  Principal Accumulation  Tax Advantages  Deductions  Interest & property taxes  Capital Gains exemption  Last Updated March 28, 2009
  • 3. George F. Stockes III Bringing Buyers & Sellers Together! A Successful Buying Process Initial Buyer’s Lenders Find Your Meeting Agent Approval New Home Negotiate Home Appraisal Contract Inspection Title Closing Preparation Settlement Home Ownership Last Updated March 28, 2009
  • 4. George F. Stockes III Bringing Buyers & Sellers Together! Your Current Situation Are you working with a  broker/agent? Do you have a home to sell  or a lease to terminate? If we find the right home is  there anything preventing you from buying it? When would you like to be  in your new home? Last Updated March 28, 2009
  • 5. George F. Stockes III Bringing Buyers & Sellers Together! What’s Important to You? Tell me about your present home.  Describe your perfect home.  What features are essential?  What special furniture will move with  you? Geographical areas / School Systems.  What features of a neighborhood are  important to you? Would you prefer a new or resale home?  Have you seen any homes that you like?  Last Updated March 28, 2009
  • 6. George F. Stockes III Bringing Buyers & Sellers Together! Help Me, Help You How many homes have you  owned? When was the last time you  bought a home? What type of experience did  you have when buying or purchasing in the past? How long have you been in  the market for a home? What Realtor services are  important to you? Last Updated March 28, 2009
  • 7. George F. Stockes III Bringing Buyers & Sellers Together! Advantages of Pre-Approval Determine your  purchasing power. Financial information for  better decisions. Look at the right homes.  Eliminate uncertainty.  Negotiate the best price. $ Competitive advantage. $ Confirms commitment. $ Get Pre-Approved Now! Last Updated March 28, 2009
  • 8. George F. Stockes III Bringing Buyers & Sellers Together! Financially Speaking Have you been pre-approved for a  loan in the past 30-days & do you have a letter of loan commitment? Have you had any credit difficulties  in the past? What do you anticipate your  payments to be? How much money do you have  available for....  Earnest Money Deposit  Closing Costs  Taxes Run Some Quick Numbers!  Insurance  Homeowners Fees Last Updated March 28, 2009
  • 9. George F. Stockes III Bringing Buyers & Sellers Together! Finding Your Home Create your personalized  buyer campaign which includes.... Customized MLS search  based on your criteria. Immediate notification as a  home matching your criteria comes on the market. You’ll know before the  general public. I’ll recommend homes that  are not publicly listed. Last Updated March 28, 2009
  • 10. George F. Stockes III Bringing Buyers & Sellers Together! I Can Show You Every Home on the Market All our company listings.  All other companies  listings. All homes in MLS.  Builders homes.  For Sale by Owners.  I can even canvas a  desired neighborhood & locate prospective sellers. Search For Homes Now! Last Updated March 28, 2009
  • 11. George F. Stockes III Bringing Buyers & Sellers Together! Inspection, Just Say Yes! Confirm homes condition.  Objective, visual  evaluation. Professional, impartial,  3rd party. Roof to foundation.  Includes all systems.  Written report.  Last Updated March 28, 2009
  • 12. George F. Stockes III Bringing Buyers & Sellers Together! Why Buyer Representation Protect your interest.  Confidentiality guaranteed.  Buyer counseling  Market analysis.  Negotiating experience.  FULL-Time Agent  Dedicated follow-up  throughout entire process. Exposure to all available  markets. Last Updated March 28, 2009
  • 13. George F. Stockes III Bringing Buyers & Sellers Together! Mutual Agreement Will you… If I… Tell me if your plans change  Take the time to understand  your needs & requirements Be available to preview homes  Provide feedback on homes Create a personalized   seen & services utilized buyer campaign for you Advise other REALTORS®,  Provide a CMA before we write  Builders, &/or For Sale By any offer Owners that I represent you Write offer & negotiate  Work with me until we find you  purchase agreement a home Alert you to anything that I learn  Agree to an Exclusive Buyer  that may impact a homes value Broker Relationship Incur all my own expenses  Last Updated March 28, 2009
  • 14. George F. Stockes III Bringing Buyers & Sellers Together! If You Are Ready to Start - I Can Be Reached @ Direct 540.672.8019  E-Mail E-Mail George  Web Visit CulpeperHomeSales.com Now!  In Person Coldwell Banker ELITE  4207-A Germanna Highway Locust Grove, VA 22508 It’s O.K. to have questions, please contact me! Last Updated March 28, 2009