Add these 8 financial New Year's Resolutions to your list to make sure your 2014 is financially happy and healthy!

1. 8 FINANCIAL NEW YEAR’S RESOLUTIONS
For Students

2. ONLY 8% OF PEOPLE
complete their New Year’s Resolutions

3. THE TRICK TO KEEPING YOUR RESOLUTIONS
is to establish goals you want to accomplish!

4. HERE ARE 8 FINANCIAL RESOLUTIONS
You should make in 2014!

5. 1.
CREATE YOUR BUDGET
It’s a good idea to get into strong spending habits now before you graduate
from school. No better time to start than the new year!

6. 2.
PAY OFF SHORT TERM DEBT
Focus on getting rid of any credit card debt or payday loans you have after
the start of the new year

7. 3.
ESTABLISH YOUR SAVINGS GOALS
Looking for a new car or place to live in the near future?
Identifying goals will motivate you to save for what you really want.

8. Get your free credit report today!
4.
REVIEW YOUR CREDIT REPORT
Are you missing bill payments? Is there an error on your credit report?
Make sure you are checking your credit so you don’t have any lingering issues.

9. 5.
AUTOMATE YOUR PAYMENTS
Bill payment consumes your time and can be difficult to manage. Auto pay
options can save time and ensure good credit.

10. management tools for the new year!
6.
FIND APPS TO ORGANIZE YOUR FINANCES
Technology helps us organize a lot of our day to day finances.
Use these services to your advantage!

11. The average youth
financial literacy
score in the US is 58%.
We can do much better.
(nes.org)
7.
INCREASE YOUR FINANCIAL LITERACY
Money doesn’t grow on trees. Take some time to increase your
financial awareness in the new year. We can help.

12. Invest your money through stocks,
bonds or mutual funds.
It’s one of the smartest things you
can do with your money.
8.
RESEARCH LONG-TERM INVESTMENT
OPPORTUNITIESsome careful research and
Set a part of your budget aside for future goals. Do
allow your money to work for you.