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Building an Ecosystem The             Case ©
What the future of the Mobile looks like The case of Japan Apartment keys  Integrated in the mobile Electronic money « Edy » :  Accepted in about 30,000 stores Credit CardID, launched by NTT DoCoMo Accepted in  Vending machines  (Coca-Cola, C-mode2) Loyalty card  For airline companies (ANA, JAL)
Mobile Revenues Benchmark with the rest of the world Mobile advertising Paid mobile services Mobile Commerce  Mobile Access costs Rest of the world 2008 (194 M$) Japan in 2000 (6 M$) Japan in 2008 (43 M$) The structure of present Japan lets us imagine what the future is made of Source : NaoshiNema/Hironori Tanalka, Morgan Stanley Mobile Commerce : Sale of physical and virtual (ringtones, logos, etc…) Mobile Services : Hotel reservation, transportation, bank, …
The success of M-PESA “Sending Money Home” The service targets non banked who have a prepaid phone Simple:  Embarked solution Secure: Protected by a pin
The success of M-PESA An ease to use micro-payment tool Distribution of mobile transactions in Kenya Transaction costs much lower  than the banks’ Example: for a 1,000 Ksh, transfer, the costs are: ,[object Object]
Between 30 and 75Ksh for M-PESA solution 8,5 17 34 51 68 85 170 340 TDN Source: Vodafone, 2009
Which Model to adopt? Kenya Japan ,[object Object]
Early adopters in new technologies
Many alternative payment solutions
Developing country
Limited access to new Technologies

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