It’s a painful fact that the worse your credit the fewer options available to you to improve your financial situation. Bad credit can prevent you from refinancing your high payment mortgage, or from obtaining a loan for a car, or from transferring high credit card balances to lower interest rate cards. You may have difficulty finding a landlord who is willing to rent to you without a co-signer or a high security deposit; utility companies may be reluctant to hook up your service. This workshop will show you how to obtain your credit report for free, how to read the report and how to improve your credit.

1. Have Credit Issues?
Your Credit Can Affect Many Aspects Of Your Life. Buying A
House, Financing A Vehicle, Renting A Property, Or Even
Qualifying For A Job. This workshop will explain how you
can improve your credit. We will explain how your credit
score is calculated and how to use credit wisely.
Workshop segments include:
 Credit Report - How to read your report
 Credit Score - Learn how the score is determined
 Debt - Learn the warning signs of too much debt
 Loans - Learn the essentials of the loan process
 Credit Cards - Valuable tips for using credit cards
Where: Wythe County Public Library
Co-Sponsored by: 300 East Monroe Street
Wytheville, VA 24382
When: April 19, 2012
10am - 12pm
Contact: Cindy Green (276) 619-2294
Register: www.peopleinc.eventbrite.com
Workshop is available at NO COST thanks to the generous support of our
sponsors. Advance registration is required.