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Hawaii’s LARGEST,
                                                      And MOST Experienced
                                                       mortgage company
                                                                                  Introducing
                                                   Honolulu Homeloans
                                                                Hawaii’s Mortgage Professionals



                    YOUR NEW HOME WITH HULA MAE
    The Hula Mae Program offers eligible First-Time Homebuyers a 30-year Mortgage Loan at
    very competitive interest rates. Hula Mae also offers a Down Payment assistance feature, up to
    3% of the contract sales price.
    As a participating Lender, Honolulu HomeLoans (HHL) will review your application to determine
    your eligibility under the guidelines of the Program. Once your eligibility is verified, HHL will
    process your loan application and, upon closing, will deliver your loan to the Hawaii Housing
    Finance and Development Corporation (HHFDC).


    1      Rates as low as 3.9%, 4.521% Annual Percentage Rate (APR) “State of Hawaii Hula Mae Program”
    2      Minimum Down Payment:
              I 3% of Purchase Price

    3      Buyer may request lender to provide up to 3% as a Down Payment Assistance (DPA)
              I Minimum 3% contribution from the buyers is required to be applied to the

                 down payment and/or closing costs
    4      Mortgage Insurance required for less than 20% Down Payment (excluding closing costs)
    5      Closing costs include points, appraisal, escrow, title insurance and recording fees,
           prepaid interest and reserves among others
    6      Subject to Hula Mae restrictions which include but are not limited to:
              I Maximum Income Limitations

              I Maximum Purchase Price and Loan Amount Limitations

              I May be subject to Recapture Tax

              I Must Occupy Property for the Life of the Loan

              I Minimum Credit Score


    For more information on eligibility, income limits and purchase price limits,
    please contact a HHL Loan Officer today.




           745 Fort Street, Suite 1001, Honolulu, Hawaii 96813 • Phone (808) 681-7500 • NMLS #314918
                                                   www.HonHL.com
For information purposes only. This is not a commitment on the part of Honolulu HomeLoans to provide you with a loan. Additional closing costs may apply. Alternative loan options may be available.

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Hula Mae Flyer 4 13 12

  • 1. Hawaii’s LARGEST, And MOST Experienced mortgage company Introducing Honolulu Homeloans Hawaii’s Mortgage Professionals YOUR NEW HOME WITH HULA MAE The Hula Mae Program offers eligible First-Time Homebuyers a 30-year Mortgage Loan at very competitive interest rates. Hula Mae also offers a Down Payment assistance feature, up to 3% of the contract sales price. As a participating Lender, Honolulu HomeLoans (HHL) will review your application to determine your eligibility under the guidelines of the Program. Once your eligibility is verified, HHL will process your loan application and, upon closing, will deliver your loan to the Hawaii Housing Finance and Development Corporation (HHFDC). 1 Rates as low as 3.9%, 4.521% Annual Percentage Rate (APR) “State of Hawaii Hula Mae Program” 2 Minimum Down Payment: I 3% of Purchase Price 3 Buyer may request lender to provide up to 3% as a Down Payment Assistance (DPA) I Minimum 3% contribution from the buyers is required to be applied to the down payment and/or closing costs 4 Mortgage Insurance required for less than 20% Down Payment (excluding closing costs) 5 Closing costs include points, appraisal, escrow, title insurance and recording fees, prepaid interest and reserves among others 6 Subject to Hula Mae restrictions which include but are not limited to: I Maximum Income Limitations I Maximum Purchase Price and Loan Amount Limitations I May be subject to Recapture Tax I Must Occupy Property for the Life of the Loan I Minimum Credit Score For more information on eligibility, income limits and purchase price limits, please contact a HHL Loan Officer today. 745 Fort Street, Suite 1001, Honolulu, Hawaii 96813 • Phone (808) 681-7500 • NMLS #314918 www.HonHL.com For information purposes only. This is not a commitment on the part of Honolulu HomeLoans to provide you with a loan. Additional closing costs may apply. Alternative loan options may be available.