Disability Insurance

Presented By David C. Cochrane Principal Financial Group Based on the experience of Principal Life financial representatives and clients across America From Here to Security SM A Step-by-Step Guide to Income Protection

From Here to Security SM ,[object Object],A Step-by-Step Guide to Disability Income Insurance Principal Life Insurance Company, Des Moines, Iowa 50392 DI 2186-1 | 04/2009 | # 2980042011 WE’LL GIVE YOU AN EDGE SM

From Here to Security SM ,[object Object],[object Object],[object Object],[object Object],[object Object],A Step-by-Step Guide to Disability Income Insurance

From Here to Security SM ,[object Object],[object Object],[object Object],[object Object],A Step-by-Step Guide to Disability Income Insurance

From Here to Security SM ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],A Step-by-Step Guide to Disability Income Insurance

From Here to Security SM ,[object Object],[object Object],A Step-by-Step Guide to Disability Income Insurance

From Here to Security SM ,[object Object],A Step-by-Step Guide to Disability Income Insurance Disability income insurance has certain limitations and exclusions. For costs and complete details of coverage, contact your Principal Life financial representative. How solid is your financial foundation?

From Here to Security SM ,[object Object],[object Object],A Step-by-Step Guide to Disability Income Insurance 1 carbuyersnotebook.com, February 2008 2 Average U.S. existing home sale price, 2008, National Association of REALTORS ®, www.realtor.org . 3 Projected cumulative income, 35-year-old earning $6,250/month assuming 4% annual increase to age 65

From Here to Security SM What is your earnings potential? Potential Earnings to Age 65 (with 5% annual salary increases) A Step-by-Step Guide to Disability Income Insurance

From Here to Security SM ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],A Step-by-Step Guide to Disability Income Insurance

From Here to Security SM ,[object Object],[object Object],[object Object],A Step-by-Step Guide to Disability Income Insurance Chart based on $6,250 gross monthly income ($75,000 annual), with 60% group LTD insurance, assuming a 30% tax bracket for Federal, State and FICA Could you live on only 42% of your income?

From Here to Security SM ,[object Object],[object Object],[object Object],A Step-by-Step Guide to Disability Income Insurance

From Here to Security SM ,[object Object],A Step-by-Step Guide to Disability Income Insurance ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

From Here to Security SM ,[object Object],A Step-by-Step Guide to Disability Income Insurance

From Here to Security SM ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],A Step-by-Step Guide to Disability Income Insurance

From Here to Security SM ,[object Object],[object Object],[object Object],A Step-by-Step Guide to Disability Income Insurance ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Disability Insurance

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