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One is all you need U.N.I.V.E
We are… ‘ Unified Multi-Purpose Transaction Card’  provider
Problems Cardholders carry  TOO MANY  cards at one time “ Frankly… Will you bring  ALL  of them out??”
[object Object],[object Object],[object Object],Solutions
Patented  Dynamic Magnetic Stripe  Technology ,[object Object],[object Object],[object Object]
Market Segment Primary Target (1 st  yr) Existing credit cardholders in Singapore Secondary Target  (2009 0nwards) Expansion into worldwide credit cardholders
1.4 Billion  cards 300   million in AP 13%  growth
Competition Pay Per Touch Cash Credit Cards
Unit Economics ,[object Object],$180,000 $120,000 $100,000 $80,000 $60,000 $40,000 $20,000 $3,500 $3,000 $2500 $2,000 $1,500 $1,000 $  500 $  0 1Q08  2Q08  3Q08  4Q08  1Q09  2Q09  3Q09  4Q09  2010  2011  2012  Revenue z z Expenses Graph in millions (‘000)
Revenue and Income over 5 years  Revenue EBIT D A  $173,000 $180,000 $120,000 $100,000 $80,000 $60,000 $40,000 $20,000 $3,500 $3,000 $2500 $2,000 $1,500 $1,000 $  500 $  0 Graph in millions (‘000) $59,300 1Q08 3Q08 1Q09 3Q09 2 010 2 011 2 01 2
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Visa
The  D  ynamic Magnetic Strip
 

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Unive - one is all you need

  • 1. One is all you need U.N.I.V.E
  • 2. We are… ‘ Unified Multi-Purpose Transaction Card’ provider
  • 3. Problems Cardholders carry TOO MANY cards at one time “ Frankly… Will you bring ALL of them out??”
  • 4.
  • 5.
  • 6. Market Segment Primary Target (1 st yr) Existing credit cardholders in Singapore Secondary Target (2009 0nwards) Expansion into worldwide credit cardholders
  • 7. 1.4 Billion cards 300 million in AP 13% growth
  • 8. Competition Pay Per Touch Cash Credit Cards
  • 9.
  • 10. Revenue and Income over 5 years Revenue EBIT D A $173,000 $180,000 $120,000 $100,000 $80,000 $60,000 $40,000 $20,000 $3,500 $3,000 $2500 $2,000 $1,500 $1,000 $ 500 $ 0 Graph in millions (‘000) $59,300 1Q08 3Q08 1Q09 3Q09 2 010 2 011 2 01 2
  • 11.
  • 12. Visa
  • 13. The D ynamic Magnetic Strip
  • 14.