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Health Care Reform: Understanding your most expensive new hire… (HR 3590: The Protection and Affordable Care Act of 2010) Bill Hammett Barlocker/Leavitt Insurance Services  & President of San Diego Assoc. of Health Underwriters
How did we get here? ,[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Pressure for Reform ,[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
The New Law ,[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
What does this mean to me? ,[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
HR 3590…An Outline ,[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
What  DO  We Know?
Grandfathered Plans ,[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Small Business Tax Credits ,[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Tax Credits- Who is Eligible ,[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Tax Credit - Guidelines ,[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Tax Credit - Amounts ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
MediCare Part D ,[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Expansion of Child Coverage ,[object Object],[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Maximum Benefit Limits ,[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
High Risk Pools ,[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Various Provisions ,[object Object],[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Rate Review ,[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
2011 Provisions ,[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
2013 Provisions ,[object Object],[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Exchanges ,[object Object],[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Market Reforms ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Rating Methods ,[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Insurer Fees ,[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Benefit Requirements ,[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Deductible Maximum ,[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Individual Mandate ,[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Individual Mandate - Exclusions ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Individual Penalties ,[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Employer Mandate ,[object Object],[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Employer Issues ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Employer Vouchers ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Auto Enrollment ,[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Cadillac Tax ,[object Object],[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Potential Scenarios ,[object Object],[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
What happens next… ,[object Object],[object Object],[object Object],email a question now to: bill-hammettjr@leavitt.com
Questions? ,[object Object],[object Object],[object Object],[object Object]

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Health Care Reform (Bill Copy) Hr 3590

  • 1. Health Care Reform: Understanding your most expensive new hire… (HR 3590: The Protection and Affordable Care Act of 2010) Bill Hammett Barlocker/Leavitt Insurance Services & President of San Diego Assoc. of Health Underwriters
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