A residential subdivision located at Carmona, Cavite, Philippines.

1. A Prime Residential Subdivision located at Carmona, Cavite, Philippines (Available through In-House, Pag-Ibig or Bank Financing) Phase 9 Oakwood BB is already opened. Also available Oaks 3 Carmona Estates Welcome To

7. Location Map

9. Pines Townhouse Model 2-Storey, Townhouse, 3BR, 2T&B

11. Floor Plan

13. Oakwood House Model 2-Storey, Single Attached, 3BR, 2T&B

15. Floor Plan Ground Floor Second Floor

19. Pines Townhouse Sample Computation (Pag-Ibig Financing) P 9,907.82 30 Years to Pay P 10,262.52 25 Years to Pay P 9,966.67 Monthly Down Payment payable in 12 months Monthly Amortization of Pag-Ibig loanable amount (including MRI/Fire insurance) P 10,893.62 20 Years to Pay P 119,600.00 Net DP (TDP less RF payable in cash with discount or in equal installment at 0% interest) P 10,000.00 Less: Reservation Fee (RF) P 129,600.00 Total Down Payment (TDP) TCP less Pag-Ibig loanable amount) P 1,080,000.00 Maximum Loanable Amount through Pag-Ibig P 1,209,600.00 Total Contract Price (TCP)

20. Pines Townhouse Sample Computation (In-House Financing) P 22,431.97 5 years to pay with 18% interest P 17,766.14 10 years to pay with 21% interest Monthly Amortization of In-House loanable Amount (including MRI/Fire insurance) P 21,216.67 Monthly Down Payment payable in 12 months P 254,600.00 Net DP (TDP less RF, payable in cash with discount or in equal installment at 0% interest) P 10,000.00 Less: Reservation Fee (RF) P 264,600.00 Total Down Payment (TDP) TCP less In-House Loanable Amount P 864,000.00 In-House Loanable Amount (payable in 5 or 10 years) P 1,128,600.00 Total Contract Price (TCP)

21. Pines Townhouse Sample Computation (Bank Financing) P 10,013.05 20 years to pay P 11,030.16 15 years to pay Monthly Amortization of Bank loanable amount (including MRI/Fire insurance) P 13,348.67 10 years to pay P 20,952.25 5 years to pay P 17,166.67 Monthly Down Payment payable in 12 months P 206,000.00 Net DP (TDP less RF, payable in cash with discount or in equal installment at 0% interest) P 10,000.00 Less: Reservation Fee (RF) P 216,000.00 Total Down Payment (TDP) TCP less Bank loanable amt P 950,400.00 Bank Loanable Amount (payable in 5 to 25 years) P 1,166,400.00 Total Contract Price (TCP)

22. Oak BB House Sample Computation (In-House Financing) P 35,139.67 5 years to pay with 18% interest P 27,816.91 10 years to pay with 21% interest Monthly Amortization of In-House loanable Amount (including MRI/Fire insurance) P 26,351.67 Monthly Down Payment payable in 15 months P 395,275.00 Net DP (TDP less RF, payable in cash with discount or in equal installment at 0% interest) P 20,000.00 Less: Reservation Fee (RF) P 415,275.00 Total Down Payment (TDP) TCP less In-House Loanable Amount P 1,356.000.00 In-House Loanable Amount (payable in 5 or 10 years) P 1,771,275.00 Total Contract Price (TCP)

23. Oak BB House Sample Computation (Bank Financing) P 15,648.16 20 years to pay P 17,245.16 15 years to pay Monthly Amortization of Bank loanable amount (including MRI/Fire insurance) P 20,883.93 10 years to pay P 32,817.33 5 years to pay P 21,266.67 Monthly Down Payment payable in 15 months P 319,000.00 Net DP (TDP less RF, payable in cash with discount or in equal installment at 0% interest) P 20,000.00 Less: Reservation Fee (RF) P 339,000.00 Total Down Payment (TDP) TCP less Bank loanable amt P 1,491,600.00 Bank Loanable Amount (payable in 5 to 25 years) P 1,830,600.00 Total Contract Price (TCP)

25. Owning a house and lot is worth an investment and accomplishment for you and for your family. If you are renting, now is the time to own a house. The money that you use for your rent, use it to pay for your monthly amortization. Contact us today for inquiries and a FREE tripping! E-mail: [email_address] or [email_address] Mobile unit: (Smart/TNT): +639094725209 (Globe/TM): +639152862637 (Sun): +639325455692 Website: http://vcbsmarthomes.weebly.com Thank You! So, act now before it’s too late!