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Introduction to CFC Underwriting

       Company overview and product highlights
Our History

CFC are a specialist MGA based at Lloyd’s of London

     Company established in early 2000 as an MGA at Lloyd’s

     Pioneered the market for e-risk insurance

     Target niche sectors with tailored products

     Broad experience of miscellaneous professional classes

     Thousands of clients in over 20 different countries

     100% Lloyd’s backed, by 17 different syndicates

     Underwriter of the Year 2010, British Insurance Awards
Our Philosophy

We combine unrivalled service with innovative products

 Personal, flexible, and pragmatic approach to underwriting

 We can tailor our wordings to meet your requirements

 Service driven organisation, with high service standards

 Constant product innovation and development

 We have no local offices and offer semi-exclusive distribution
Our Products


TECHNOLOGY
& MEDIA         TECHECH
                   T
                          CPM


SCIENCE




HEALTHCARE




PROFESSIONS
Our Products

                                           Maximum Limit:             £5,000,000 / €7,500,000 / $10,000,000

                                           Minimum Retention:          £1,000 / €1,000 / $1,000

                                           Maximum Revenues:          Unlimited (less competitive above 100m)

                                           Minimum Premium (1m LOI): £300 / €500 / $500

                                           Target Market:             Technology service providers




Target sectors:

Application service providers          IT consultancy                        System integrators
Bespoke software developers            IT security consultants               Software value added resellers
Computer games developers              IT support                            Web designers
Digital marketing agencies             IT training                           Web hosting (reselling)
Domain name registration (resellers)   Mobile content providers              Web service providers
Email providers                        Networking engineers
Encryption software providers          Online gaming providers
Hardware value added resellers         Packaged software developers
Our Products

                                  Maximum Limit:                 £5,000,000 / €7,500,000 / $10,000,000

                                  Minimum Retention:             £1,000 / €1,000 / $1,000

                                  Maximum Revenues:              Unlimited (less competitive above 100m)

                                  Minimum Premium (1m LOI): £300 / €500 / $500

                                  Target Market:                 Companies that rely on technology


TECH
CPM
Target sectors:                   Non-Target sectors:

Charities                         Financial Institutions
Entertainment and media           Telecommunications
Higher education                  Explicit adult entertainment
Healthcare
Leisure and hotels
Logistics
Manufacturers and wholesalers
Professional services
Public sector
Retailers
Support services
Utilities
Website operators and e-tailers
Our Products

                                            Maximum Limit:                   £5,000,000 / €7,500,000 / $10,000,000

                                            Minimum Deductible:              Nil (for smallest of media professionals)

                                            Maximum Revenues:                Unlimited (although avoid high profile)

                                            Minimum Premium (1m LOI): £300 / €500 / $500

                                            Target Market:                   Media companies and professionals

TECH
Target sectors:

Authors                            Publishers                Broadcasters                       Media professionals
Authors                            Books                     Cable                              PR consultants
Advertisers                        E-books                   Closed circuit systems             Marketing consultants
Celebrities                        Journals                  Digital                            Advertising agencies
Content providers                  Magazines                 Mobile                             Film distributors
Copywriters                        Newsletters               Outside broadcasters               Web designers
Freelance writers                  Newspapers                On-demand                          New media / digital agencies
Journalists                        Print-on-demand           Radio                              Press agencies
Travel/creative/research writers   Social media              Satellite                          Social media agencies
                                                             Television                         Telemarketing companies
                                                             Web-casters
Our Products

                                 Maximum Limit:               £5,000,000 / €7,500,000 / $10,000,000

                                 Minimum Excess:              £1,500 / €2,000 / $2,500

                                 Maximum Revenues:            Unlimited (although avoid high profile)

                                 Minimum Premium (1m LOI): £500 / €1,000 / $1,500

                                 Target Market:               Social media companies

TECH
Target sectors:

App developers                     Mobile phone content developers
Business networking websites       News aggregation services
Corporate blogs                    Online dating agencies
Crowd sourcing applications        Online games developers
Digital marketing agencies         Online games publishers
Educational games                  Online listings sites
Genealogy websites                 Photo sharing websites
Instant messaging applications     Social networking websites
Internet radio websites            User-generated content sites
Location based gaming              Video sharing websites
MMORPG                             Web-based communities
Our Products

                                                  Maximum Limit:              £5,000,000 / €7,500,000 / $10,000,000

                                                  Maximum Sum Insured:        £10,000,000 / $10,000,000 any one location

                                                  Minimum Deductible:         £1,000 / €1,000 / $1,000

                                                  Maximum Revenues:           Unlimited

                                                  Minimum Premium (1m LOI):   £1,000 / €1,000 / $1,000

                                                  Target Market:              Research and development companies

Target sectors:

Drug discovery companies
Drug development companies
Contract research organizations
Clinical research associates
Contract manufacturing organizations (research and trial materials)
Contract research service providers
Companies involved in the drug development supply chain
Consultancy services
Other scientific companies in the research and development phase
Our Products

                                               Maximum Limit:        $1,000,000

                                               Minimum Deductible:   $5,000

                                               Maximum Revenues:     Unlimited

                                               Minimum Premium:      $20,000

                                               Target Market:        Skilled nursing facilities (senior care)




Target sectors:

Individual skilled nursing facilities
Facilities with chains of up to 50 locations




NB: THIS PRODUCT IS CURRENTLY ONLY AVAILABLE IN THE US
Our Products

                                      Maximum Limit:        $2,000,000

                                      Minimum Deductible:   $2,500

                                      Maximum Revenues:     Unlimited

                                      Minimum Premium:      $3,500

                                      Target Market:        Assisted living facilities




Target sectors:

Adult day care centres (certified)
Assisted living facilities
Independent living facilities
Hospices




NB: THIS PRODUCT IS CURRENTLY ONLY AVAILABLE IN THE US
Our Products

                                                      Maximum Limit:                 $5,000,000 (USD2,000,000 Only)

                                                      Minimum Deductible:            $100

                                                      Maximum Revenues:              $5,000,000

                                                      Minimum Premium:                $75 for individuals or $3,500 for businesses

                                                      Target Market:                 Allied healthcare




Target sectors:
Accupressurist                                        Cosmetologist (licensed, no laser, injection or     Medical records technician or
Acupuncturist                                         chemical peel treatments)                           administrator
Aromatherapist                                        Counsellors                                         Meditation practitioner
Audiologist                                           Dance movement therapists / movement                Nutritionist
Auricular detoxer                                     therapists                                          Opticians
Biokineticist                                         Dental hygienist                                    Orthotic / prosthetic fitting
Body therapy practitioner                             Dietician                                           Personal trainer
Certified laboratory technician (under the            Histologic technician (diagnosis must be            Phlebotomist
supervision of a lab manager)                         performed by pathologist or decline, no cytology)   Pilates practitioners
Certified medical assistant                           Homoeopath (must be a member of the North           Prosthetic device fitters
Clerical assistant                                    American Society of Homoeopaths)                    Recreation therapist
Clinical laboratory technician, medical technician,   Horticultural therapist                             Reflexologist
medical lab technician                                Hypnotherapist (ex molestation and mental health)   Speech therapist
Colour therapist                                      Lymphatic drainage therapist                        Yoga practitioner
Community health assistant or technician (exclude     Massage therapist (not sports or professional
sexual and physical abuse and molestation)            athletes)                                           The list goes on!
Conscious breathing practitioner                      Medical assistant (administrative
                                                      work only, not physician’s assistant)


           NB: THIS PRODUCT IS CURRENTLY ONLY AVAILABLE IN THE US, CANADA
           AND AUSTRALIA
Our Products

                                                Maximum Limit:                   $5,000,000

                                                Minimum Deductible:              $100

                                                Maximum Revenues:                Unlimited

                                                Minimum Premium:                 $75

                                                Target Market:                   Senior care




Target sectors (senior residential care):   Target sectors (non-residential senior care):
Adult day care centres (certified)          Certified nursing assistant / nursing aides            Personal carer
Assisted living facilities                  Clergy, chaplain or religious ministry                 Physical therapist
Hospices                                    Home health care                                       Physicians
Host homes                                  Housekeeper                                            Physicians’ assistant
Independent living facilities               Licensed practical nurse / licensed vocational nurse   Psychiatrist
                                            Live in companion                                      Psychotherapist
                                            Medical director                                       Registered nurse
                                            Medical supplies (disposal medical supplies only)      Rehabilitation consultant
                                            Medical technician                                     Residence managers
                                            Nurse practitioner                                     Respiratory therapists
                                            Occupational therapist                                 Sitter
                                                                                                   Social worker




               NB: THIS PRODUCT IS CURRENTLY ONLY AVAILABLE IN THE US,
               CANADA AND AUSTRALIA
Our Products

                                    Maximum Limit:                 £5,000,000 / €5,000,000 / $5,000,000

                                    Minimum Deductible:            £500 / €500 / $1,500

                                    Maximum Revenues:              $25,000,000

                                    Minimum Premium (1m LOI): £500 / €500 / $1,000

                                    Target Market:                 Professional service companies




Target sectors:

Bookkeepers                     Project managers
Business consultants            Public relation consultants
Data processors                 Quality assurance consultants
Food consultants                Recruitment consultants
Graphic designers               Training companies
Health and safety consultants   Other miscellaneous professional service firms…
HR consultants
Management consultants
Our Products

                                  Maximum Limit:        £5,000,000 / €5,000,000 / $5,000,000

                                  Minimum Deductible:   £2,500 / €2,500 / $5,000

                                  Maximum Revenues:     £5,000,000 / €5,000,000 / $5,000,000

                                  Minimum Premium:      £1,500 / €2,000 / $2,500

                                  Target Market:        Architects and engineers




Target sectors:

 Civil engineers              Project managers
 Mechanical engineers         Interior designers
 HVAC engineers
                              Electrical engineers
 Hydraulic / fire engineers
 Town planning engineers
 Non-structural architects
 Land surveyors
 Landscape architects
 Expert witnesses
 Quantity surveyors
 Feasibility studies
Our Products

                                             Maximum Limit:                   £10,000,000 / €10,000,000 / $10,000,000

                                             Minimum Deductible:             £500 / €500 / $500

                                             Maximum Revenues:               Unlimited

                                             Minimum Premium:                £200 / €200 / $200

                                             Target Market:                  Recruitment, Employment and Staffing
                                                                             Agencies


Target agencies include those placing
workers in the following sectors:

Accounting, Banking and Financial Services   Marketing, Media and Communications
Commercial                                   Medical
Construction                                 Nursing
Driving / Haulage                            Office Professionals / Clerical Workers
Education                                    Oil & Gas
Engineering and Technical                    Pharmaceutical & Scientific
Executive Recruitment and ‘Headhunters’      Public Sector
Hospitality                                  Recruitment to Recruitment
Industrial                                   Retail
Interim Management                           Sales
IT / Telecommunications                      Social Workers
Human Resources                              Technology
Legal
Our Products

                                       Maximum Limit:        £5,000,000 / €7,500,000 / $10,000,000*

                                       Minimum Deductible:   Nil

                                       Maximum Revenues:     £20,000,000 / €20,000,000 / $20,000,000

                                       Minimum Premium:      £375 / €500 / $1,000

                                       Target Market:        All firms




Target sectors:

All professional services firms
Other firms considered upon request




NB: THIS PRODUCT IS NOT CURRENTLY AVAILABLE IN THE US
Contact Details

For more information please contact us on:



                       CFC Underwriting Ltd
                       85 Gracechurch St
                       London
                       EC3V 0AA


                       Telephone:   +44(0)207 220 8500
                       Email:       enquiries@cfcunderwriting.com
                       Web:         www.cfcunderwriting.com
                                    www.cfcunderwriting.tv
                       Twitter:     www.twitter.com/cfcunderwriting

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CFC Overview Presentation 060111

  • 1. Introduction to CFC Underwriting Company overview and product highlights
  • 2. Our History CFC are a specialist MGA based at Lloyd’s of London  Company established in early 2000 as an MGA at Lloyd’s  Pioneered the market for e-risk insurance  Target niche sectors with tailored products  Broad experience of miscellaneous professional classes  Thousands of clients in over 20 different countries  100% Lloyd’s backed, by 17 different syndicates  Underwriter of the Year 2010, British Insurance Awards
  • 3. Our Philosophy We combine unrivalled service with innovative products Personal, flexible, and pragmatic approach to underwriting We can tailor our wordings to meet your requirements Service driven organisation, with high service standards Constant product innovation and development We have no local offices and offer semi-exclusive distribution
  • 4. Our Products TECHNOLOGY & MEDIA TECHECH T CPM SCIENCE HEALTHCARE PROFESSIONS
  • 5. Our Products Maximum Limit: £5,000,000 / €7,500,000 / $10,000,000 Minimum Retention: £1,000 / €1,000 / $1,000 Maximum Revenues: Unlimited (less competitive above 100m) Minimum Premium (1m LOI): £300 / €500 / $500 Target Market: Technology service providers Target sectors: Application service providers IT consultancy System integrators Bespoke software developers IT security consultants Software value added resellers Computer games developers IT support Web designers Digital marketing agencies IT training Web hosting (reselling) Domain name registration (resellers) Mobile content providers Web service providers Email providers Networking engineers Encryption software providers Online gaming providers Hardware value added resellers Packaged software developers
  • 6. Our Products Maximum Limit: £5,000,000 / €7,500,000 / $10,000,000 Minimum Retention: £1,000 / €1,000 / $1,000 Maximum Revenues: Unlimited (less competitive above 100m) Minimum Premium (1m LOI): £300 / €500 / $500 Target Market: Companies that rely on technology TECH CPM Target sectors: Non-Target sectors: Charities Financial Institutions Entertainment and media Telecommunications Higher education Explicit adult entertainment Healthcare Leisure and hotels Logistics Manufacturers and wholesalers Professional services Public sector Retailers Support services Utilities Website operators and e-tailers
  • 7. Our Products Maximum Limit: £5,000,000 / €7,500,000 / $10,000,000 Minimum Deductible: Nil (for smallest of media professionals) Maximum Revenues: Unlimited (although avoid high profile) Minimum Premium (1m LOI): £300 / €500 / $500 Target Market: Media companies and professionals TECH Target sectors: Authors Publishers Broadcasters Media professionals Authors Books Cable PR consultants Advertisers E-books Closed circuit systems Marketing consultants Celebrities Journals Digital Advertising agencies Content providers Magazines Mobile Film distributors Copywriters Newsletters Outside broadcasters Web designers Freelance writers Newspapers On-demand New media / digital agencies Journalists Print-on-demand Radio Press agencies Travel/creative/research writers Social media Satellite Social media agencies Television Telemarketing companies Web-casters
  • 8. Our Products Maximum Limit: £5,000,000 / €7,500,000 / $10,000,000 Minimum Excess: £1,500 / €2,000 / $2,500 Maximum Revenues: Unlimited (although avoid high profile) Minimum Premium (1m LOI): £500 / €1,000 / $1,500 Target Market: Social media companies TECH Target sectors: App developers Mobile phone content developers Business networking websites News aggregation services Corporate blogs Online dating agencies Crowd sourcing applications Online games developers Digital marketing agencies Online games publishers Educational games Online listings sites Genealogy websites Photo sharing websites Instant messaging applications Social networking websites Internet radio websites User-generated content sites Location based gaming Video sharing websites MMORPG Web-based communities
  • 9. Our Products Maximum Limit: £5,000,000 / €7,500,000 / $10,000,000 Maximum Sum Insured: £10,000,000 / $10,000,000 any one location Minimum Deductible: £1,000 / €1,000 / $1,000 Maximum Revenues: Unlimited Minimum Premium (1m LOI): £1,000 / €1,000 / $1,000 Target Market: Research and development companies Target sectors: Drug discovery companies Drug development companies Contract research organizations Clinical research associates Contract manufacturing organizations (research and trial materials) Contract research service providers Companies involved in the drug development supply chain Consultancy services Other scientific companies in the research and development phase
  • 10. Our Products Maximum Limit: $1,000,000 Minimum Deductible: $5,000 Maximum Revenues: Unlimited Minimum Premium: $20,000 Target Market: Skilled nursing facilities (senior care) Target sectors: Individual skilled nursing facilities Facilities with chains of up to 50 locations NB: THIS PRODUCT IS CURRENTLY ONLY AVAILABLE IN THE US
  • 11. Our Products Maximum Limit: $2,000,000 Minimum Deductible: $2,500 Maximum Revenues: Unlimited Minimum Premium: $3,500 Target Market: Assisted living facilities Target sectors: Adult day care centres (certified) Assisted living facilities Independent living facilities Hospices NB: THIS PRODUCT IS CURRENTLY ONLY AVAILABLE IN THE US
  • 12. Our Products Maximum Limit: $5,000,000 (USD2,000,000 Only) Minimum Deductible: $100 Maximum Revenues: $5,000,000 Minimum Premium: $75 for individuals or $3,500 for businesses Target Market: Allied healthcare Target sectors: Accupressurist Cosmetologist (licensed, no laser, injection or Medical records technician or Acupuncturist chemical peel treatments) administrator Aromatherapist Counsellors Meditation practitioner Audiologist Dance movement therapists / movement Nutritionist Auricular detoxer therapists Opticians Biokineticist Dental hygienist Orthotic / prosthetic fitting Body therapy practitioner Dietician Personal trainer Certified laboratory technician (under the Histologic technician (diagnosis must be Phlebotomist supervision of a lab manager) performed by pathologist or decline, no cytology) Pilates practitioners Certified medical assistant Homoeopath (must be a member of the North Prosthetic device fitters Clerical assistant American Society of Homoeopaths) Recreation therapist Clinical laboratory technician, medical technician, Horticultural therapist Reflexologist medical lab technician Hypnotherapist (ex molestation and mental health) Speech therapist Colour therapist Lymphatic drainage therapist Yoga practitioner Community health assistant or technician (exclude Massage therapist (not sports or professional sexual and physical abuse and molestation) athletes) The list goes on! Conscious breathing practitioner Medical assistant (administrative work only, not physician’s assistant) NB: THIS PRODUCT IS CURRENTLY ONLY AVAILABLE IN THE US, CANADA AND AUSTRALIA
  • 13. Our Products Maximum Limit: $5,000,000 Minimum Deductible: $100 Maximum Revenues: Unlimited Minimum Premium: $75 Target Market: Senior care Target sectors (senior residential care): Target sectors (non-residential senior care): Adult day care centres (certified) Certified nursing assistant / nursing aides Personal carer Assisted living facilities Clergy, chaplain or religious ministry Physical therapist Hospices Home health care Physicians Host homes Housekeeper Physicians’ assistant Independent living facilities Licensed practical nurse / licensed vocational nurse Psychiatrist Live in companion Psychotherapist Medical director Registered nurse Medical supplies (disposal medical supplies only) Rehabilitation consultant Medical technician Residence managers Nurse practitioner Respiratory therapists Occupational therapist Sitter Social worker NB: THIS PRODUCT IS CURRENTLY ONLY AVAILABLE IN THE US, CANADA AND AUSTRALIA
  • 14. Our Products Maximum Limit: £5,000,000 / €5,000,000 / $5,000,000 Minimum Deductible: £500 / €500 / $1,500 Maximum Revenues: $25,000,000 Minimum Premium (1m LOI): £500 / €500 / $1,000 Target Market: Professional service companies Target sectors: Bookkeepers Project managers Business consultants Public relation consultants Data processors Quality assurance consultants Food consultants Recruitment consultants Graphic designers Training companies Health and safety consultants Other miscellaneous professional service firms… HR consultants Management consultants
  • 15. Our Products Maximum Limit: £5,000,000 / €5,000,000 / $5,000,000 Minimum Deductible: £2,500 / €2,500 / $5,000 Maximum Revenues: £5,000,000 / €5,000,000 / $5,000,000 Minimum Premium: £1,500 / €2,000 / $2,500 Target Market: Architects and engineers Target sectors: Civil engineers Project managers Mechanical engineers Interior designers HVAC engineers Electrical engineers Hydraulic / fire engineers Town planning engineers Non-structural architects Land surveyors Landscape architects Expert witnesses Quantity surveyors Feasibility studies
  • 16. Our Products Maximum Limit: £10,000,000 / €10,000,000 / $10,000,000 Minimum Deductible: £500 / €500 / $500 Maximum Revenues: Unlimited Minimum Premium: £200 / €200 / $200 Target Market: Recruitment, Employment and Staffing Agencies Target agencies include those placing workers in the following sectors: Accounting, Banking and Financial Services Marketing, Media and Communications Commercial Medical Construction Nursing Driving / Haulage Office Professionals / Clerical Workers Education Oil & Gas Engineering and Technical Pharmaceutical & Scientific Executive Recruitment and ‘Headhunters’ Public Sector Hospitality Recruitment to Recruitment Industrial Retail Interim Management Sales IT / Telecommunications Social Workers Human Resources Technology Legal
  • 17. Our Products Maximum Limit: £5,000,000 / €7,500,000 / $10,000,000* Minimum Deductible: Nil Maximum Revenues: £20,000,000 / €20,000,000 / $20,000,000 Minimum Premium: £375 / €500 / $1,000 Target Market: All firms Target sectors: All professional services firms Other firms considered upon request NB: THIS PRODUCT IS NOT CURRENTLY AVAILABLE IN THE US
  • 18. Contact Details For more information please contact us on: CFC Underwriting Ltd 85 Gracechurch St London EC3V 0AA Telephone: +44(0)207 220 8500 Email: enquiries@cfcunderwriting.com Web: www.cfcunderwriting.com www.cfcunderwriting.tv Twitter: www.twitter.com/cfcunderwriting