1. RESUME’
AmroAdel@Gmail.com
+201118989092
+201065508484
+201020103399
AMRO ADEL HASSAN
June 2012

2. AMRO ADEL HASSAN
1B, Al Gezirah Al Wosta Street, Zamalek – Cairo, Egypt, 11211
Tel: +202-27372305 / +202-35692770 (H)
Mobile: +201118989092 / +201065508484 / +201002909683
E-Mail: AmroAdel@Gmail.com
PROFESSIONAL EXPERIENCE
 Dynamic, result-driven strategist with Twenty years of banking and finance experience working
for several multinational and development banks, with solid track record in driving outstanding
portfolios and revenue growth while providing credit leadership and maintaining low risk assets
in a highly competitive environment.
 Core professional strengths include but not limited to, SME Banking, Risk Management, and
Corporate Finance. Work experience also covers Trade Finance, Investment Banking, and Sharia
Compliant Finance.
 Extra professional activities include part-time work as an accredited instructor at the Egyptian
Banking Institute for several training programs in SME Banking and Risk Management. In
addition to holding the position of the Regional Director - Egypt for the internationally well-
regarded PRMIA “The Professional Risk Managers’ International Association”.
 International experience includes:
Three orientation programs:
• Societe Generale Head office in Paris in 1995,
• National Bank of Abu Dhabi’s London Branch in 2001 and
• Abu Dhabi Islamic Bank’ Head Office in Abu Dhabi in 2008. And,
Two study tours:
• The Egyptian Banking Institute’s 2011 SME Study Tour to India, which included several
visits and meetings with top SME Indian banks and SME entrepreneurs: [Bank of India,
Bank Baroda, ICICI Bank, Small Industries Bank of India “SIDBI”, Union Bank of India,
Reserve Bank of India, Indian Banking Institute, Credit Guarantee Company]
• The Egyptian Banking Institute’s 2012 SME Study Tour to Italy, which included visits and
meetings with several first class Italian Banks: [Banca d’ Italia, Intesa Sanpaolo ,
UniCredit Banca, SACE, BNL BNP Paribas Group, CONFIDI, Fondo Italiano d’
investimento, Fondo Centrale di Garanzia per la PMI}.
 Attended several world-class training programs and seminars in Risk Management, Corporate
Finance, MSME Banking, Marketing and Islamic Finance, arranged by world class financial
institutions and universities such as the World Bank, Euro Money, Scotia Bank, BCG, Societe
Generale Banque, Islamic Development Bank, Ernst & Young, Ashredge School of
Management, AUC, Maastricht School of Management …etc.
 Team motivator driving outstanding results and enjoying a vast network of relationships with
Egypt’s top players in Corporate and SME markets, in addition to wide experience in various
industries and different business dynamics.
 Solid track record in securing top notch customers and in product development to grow market
share. Tenacious in building new relationships and securing customers’ loyalty.
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Amro Adel CV (June 2012)

3.  Exceptional mentor and coach; combining professional acumen and innate leadership with
strong abilities to generate sales and revenue.
JOB HISTORY
1. Industrial Development & Workers Bank of Egypt (Feb. 2010 - Present)
General Manager - SME Banking Group
During the first three months of this current assignment, I have formed the SME Banking Group
from scratch by laying down the basic groundwork such as drafting a comprehensive policy manual,
identifying the target market, and building the division’s work force capacity. In parallel, an
approach has been made with international donors and the Social Fund for Development to secure
the appropriate funding needs. Following this stage, a well-planned marketing task has started
targeting specific categories of customers in different industries; the result of which was soliciting
150 borrowing relationships that have contributed in building a fresh credit portfolio of EGP 500
million within a period of 12 months with the assistance of seven credit officers.
2. National Bank for Development (March 2008 – September 2009)
[A Subsidiary of Abu Dhabi Islamic Bank Group]
General Manager - Head of Wholesale Banking Group
While supervising a wide array of sectors including Corporate Banking, SME Banking,
Correspondent Banking, Structured Finance, and Syndications, my main achievement throughout
this assignment was to redress a major part of the bank's distressed credit portfolio and bring it back
on track. In addition, one of a lifetime experience was helping in restructuring the bank from a
conventional bank to an Islamic Bank dealing under Sharia compliant laws and regulations.
3. Union National Bank – Egypt (Oct. 2007 –Feb. 2008)
Regional Manager, Head of Corporate Banking Group
In addition to managing UNB’s corporate credit portfolio, I participated briefly in the restructuring
process of the bank and in booking several syndicated loan deals.
4. US Agency for International Development “USAID” (June 2006 – Sept. 2007)
[SME Business Development Center]
Investment and Finance Specialist
Duties included facilitating access to finance for more than 50 Egyptian SME companies as well as
advising several Egyptian banks on starting up specialized SME banking divisions. During this
assignment, I took an active role in advising the Egyptian Government on setting parameters during
the establishment of the SME Stock Exchange “Nilex.”
5. The Bank of Nova Scotia – Cairo (February 2005 – May 2006)
Head of Commercial Banking
Responsible for managing the bank’s Credit Portfolio in addition to deputizing the Regional
Manager. Throughout this assignment, I managed to successfully double the Credit portfolio to reach
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Amro Adel CV (June 2012)

4. US$ 610 million through marketing for new borrowing relationships among which were a number of
multinational corporations.
6. National Bank of Abu Dhabi – Egypt (December 1995 – January
2005)
Head of Corporate Banking Group
Regional Credit Manager
Responsible for the entire credit portfolio of the bank booked at Egypt and Sudan branches. Before
that and for 3 years, I was managing NBAD’s Risk Management Division, called back then the
Regional Credit Department, making my way in the bank from a senior credit analyst in 1995 to the
Regional Manager of the Credit & Risk Department in 1998. Direct responsibilities involved
delineating business plans and objectives, setting budgets, monitoring process to ensure that
objectives and standards are being met and bank policies are being followed. During this assignment
at NBAD, I managed to achieve a healthy growth of 260% in its lending portfolio in a period of 3
years to reach US$ 970 million.
7. National Societe Generale Bank “NSGB” (Feb. 1993 – Nov. 1995)
Senior Credit Officer
In this Bank, I started my professional banking career. Throughout the period I spent with the
NSGB, I acquired thorough knowledge and expertise in a wide array of technical aspects related to
Corporate Finance, Credit Analysis, Strategic Planning, and Branch Management.
ACADEMIC EDUCATION
I. Post Graduate Diploma in Business Administration
Maastricht School of Management – Netherlands May 2006
Post Graduate Diploma in Business Administration including eight Courses as follows:
1. Financial Accounting 5. Managerial Accounting
2. Marketing Decision-Making 6. Financial Resources Management
3. Creating, Structuring & Managing Organizations 7. Manufacturing & Service Operations
4. Competing in the Global Arena Management
8. Strategy, Strategic Design & Strategic Behavior
II. Bachelor of Arts in Accounting
Faculty of Commerce & Business Administration May 1991
Helwan University – Cairo
Graduation Grade: Very Good
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Amro Adel CV (June 2012)

5. PROFESSIONAL EDUCATION
I. Modern Accounting Certificate
The American University in Cairo Sept. ’89 - May ‘91
Full time study consisted of 12 courses each for three credit hours, GPA: 3.32.
II. Business Administration Certificate
The American University in Cairo Jan 1992
Three sequential courses totaling 108 contact hours.
III. Comprehensive Banking Credit Management Certificate
The American University in Cairo Sept. ‘95- July ‘96
Institute of Banking & Finance
Grade A+ (97%)
1. Introduction to Accounting and Financial analysis 2-Lending Rationales
3. Asset Conversion Lending 4- Cash Flow Mechanics
5- Assets Protection Lending & Legal Aspects of Credit 6-Hedging FOREX
Exposure
7- Capital Markets and Securities Industry 8-Trade Finance
9- Modern Concepts & Theories in Banking Credit Management 10-Correspondent
Banking
11- Cash Flow Projection/Analysis 12-Evaluation of
Companies
BUSINESS SKILLS
 Computer Skills: Excellent command of MS-office applications [MS-Excel,
MS-Word, MS-PowerPoint], Moody's KMV, SPSS)
 Language Skills: Arabic and English
PERSONAL DATA
 Date of Birth: August 14, 1969.
 Nationality: Egyptian
 Marital Status: Single
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Amro Adel CV (June 2012)

6. EXTRA CURRICULAR ACTIVITIES
 Regional Director of PRMIA chapter in Egypt [“PRMIA” is the internationally well
recognized “Professional Risk Managers’ International Association” :
 Member of the Egyptian Sudanese Business Council
 Membership to the Basel II Compliance Professionals Association (BCPA)
 Member of Commercialists Syndicate – Cairo
 Member of Al-Ahly Sporting Club
FAVORED PSASTIMES:
A well-traveled multi cultured person. Interests include:
 Fine Arts
 Reading: History, Politics, World Heritage and local cultures
 Music: Rock, Jazz, Blues, classics, world music
 Internet surfing
 Motor biking, Squash and Billiards
 Traveling: Lived in or visited the following countries: Egypt (Country of residence),
Kuwait (18 years), UAE, Qatar, Syria, Lebanon, KSA, France, Italy, Spain, UK,
Netherlands, Turkey, China, India, Thailand, Belgium, Greece, Bulgaria and Austria.
REFERENCES
Furnished Upon Request
Public Profile & Recommendations: http://eg.linkedin.com/in/amroadel
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Amro Adel CV (June 2012)

7. APPENDIX I
TRAINING EXPERIENCE [Courses Delivered]
The Egyptian Banking Institute Sept. '09 - Present
An Accredited Instructor for several Training Programs in SME Banking and Risk Management
Regional IT Institute & the University of George Washington
 SME Banking for Entrepreneurs June 2007
Arab African international bank
• Financial and Cash Flow Analysis and Projections Nov 2004
• Introduction to Credit Risk Management Dec 2004
CONFERENCING EXPERIENCE
Chairperson and Speaker
1. The "Middle East SME Banking" Conference
By Marcus Evans International ` -Dubai, UAE May 2010
Speaker and Panelist
1. Islamic Finance Road show 2010,
Organized by the Malaysian International Islamic Finance Center June 2010
2. ADFIMI Development Forum 2010
Lectured on: Poverty Alleviation through SME Development
Association of National Development Finance Institutions in Member Countries of the Islamic
Development Bank “ADFIMI” - -Istanbul Turkey October
2010
3. Arab Expo Business Forum
Lectured on Risk Management in SME Banking Cairo November 2010
4. Workshop on “Challenges of SME Access to Finance” Cairo May 2011
Organized by the Egyptian Banking Institute and Environmental Quality International (EQI)
with the support of Japan International Cooperation Agency (JICA),
5. Workshop on “Export development of SMEs in Developing Countries” July
2011
Organized by Cairo University
6. Conference & Exhibition on “Future of Egyptian Industry July 2011
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Amro Adel CV (June 2012)

8. Organized and sponsored by the Union of Egyptian Industries & Ministry of Industry & Trade,
7. Young Entrepreneurs’ conference –“Starting a new Business” Sept. 2011
Organized by Leadership & Management Development Center -Cairo
APPENDIX II
PROFESSIONAL TRAINING & CONFERENCES
1. 2012 EBI’s SME Study Tour to Italy: 10 days study tour to Italy’s SME Banking
sector
2. 2011 EBI’s SME Study tour to India: 10 days study tour to India’s SME banking
sector
3. Ashredge Leadership Process Ashredge School of Management, Berkhamstad,
UK
4. International Developments in Retail Banking Batt & Partners Consulting, London,
UK
5. Making Great Leaders Hay Group International –
Dubai
6. Innovation in SME Banking Egyptian Banking Institute
7. Building SME Banking - Business Training IFC & the World Bank Institute
8. Operational Risk Management & Basel II Organized by ADFIMI & IDWBE – Cairo
9. Certified Advanced Basel II Master Class Pillar 2: Supervisory Review & Evaluation
10. Basel II: Implementation & Compliance Training Pillar 3: Disclosure After the Global Crises
11. Internal Rating Systems – Basel II The Arab Center for Economic Studies
12. Reducing the Risk Scotia Bank Group’s Anti Money Laundering Training Program
13. Managerial & Supervisory Skills Ernst & Young
International
14. Understanding the Venture Capital Process - Dingmans Center for Entrepreneurship –USA
15. Risk Capital Investing in ICT Nathan Associates INC,
USA
16. SMEs Financing: An Integrated Vision for the Next Era - Egyptian Banking Institute
17. Service Marketing in Highly Competitive Markets Egyptian Banking Institute
18. Foreign Trade Finance Cairo
university
19. The Public Private Partnerships MENA Summit “PPP” The IFC and Ministry of
Finance
20. Retail Banking & Consumer Finance Conference International Economic Forum
21. Quality of Risk Evaluation Societe Generale Banque – Paris
22. Credit Problems in Public Sector Companies Union of Arab Banks – Cairo
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Amro Adel CV (June 2012)

9. 23. Bank Marketing & Management Forum American Bankers
Association
24. Cairo Investment Forum Egyptian Ministry of
Investment
25. The role of financial markets in supporting competitiveness of companies
26. GITEX & GULFCOMMS 2006 – Dubai, UAE Organized by Dubai World Trade
Center
27. Euro-Med Conference on Donor Funding & Novel Financial Instruments
28. Failure of Entrepreneurship Initiatives Egyptian Capital Market
Authority
29. Investment Analysis & Portfolio/ Fund Management The American University in
Cairo
30. Asset Conversion Lending The American University in Cairo
31. Asset protection Lending The American University in
Cairo
32. Cash Flow Lending The American University in Cairo
33. Challenges facing Arab Economies Arab Monetary Fund
34. International Banking Conference – Abu Dhabi National Bank of Abu Dhabi –
UAE
35. European Middle East Partenariat German Arab Chamber of Industry and Trade
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Amro Adel CV (June 2012)