15 Ways to Spend Less and Save More Money

Top 15 Ways to Spend Yourself to Savings!

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[object Object],[object Object],[object Object],[object Object],Devise and Execute a spending plan… Keeps you focused! It’s your guide! Keeps you on the track towards your financial goals!

[object Object],[object Object],Track Your Spending… ,[object Object]

[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Pay Yourself First… ,[object Object],Start with 5% first and then gradually increase . Out of sight out of mind.

READY TO SPEND …… “ You don’t have to be a cheapskate to get spending in line, but you do have to keep an eye on what you buy and redirect your money to things you care about.”- Gregory Karp, author

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… Carry CASH Carry cash instead of credit cards. Psychologically it’s harder to spend cash than it is to use the credit card. You’ll spend less and save on interest charges. You spend 15% more when you use a credit or debit card instead of cash

… Save at the Supermarket ,[object Object],[object Object],[object Object],[object Object],[object Object]

[object Object],[object Object],… Comparison shop ,[object Object],[object Object],[object Object],[object Object],[object Object]

… EAT In ,[object Object],[object Object],[object Object]

[object Object],[object Object],… Save The Change ,[object Object]

… Save Your Energy ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],… Make Your Own Coffee ,[object Object]

… Pay on time; avoid fees ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

[object Object],[object Object],[object Object],[object Object],[object Object],… Save on transportation

[object Object],[object Object],[object Object],[object Object],[object Object],… Enjoy Free Stuff

[object Object],[object Object],[object Object],[object Object],[object Object],… Save on Family and Friends

[object Object],[object Object],[object Object],[object Object],… Save on Insurance

[object Object],[object Object],[object Object],[object Object],… Save On Clothing

Key to savings… ,[object Object]

For more information contact: American Debt Counseling, Inc. A 501(c )(3)non-profit Credit Counseling Organization 14051 NW 4 th Street Sunrise, FL 33323 www.americandebtcounseling.org 1.888. DEBT USA

15 Ways to Spend Less and Save More Money

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