Nowadays, it is important to seek advice from financial advisors. They often play a major role in impacting your present and future finances. By building relationships with these cash-savvy individuals, it can lead to financial success. However, before you go see your financial advisor, read on to learn four things you should be prepared to discuss in order ensure that your financial future is secure.

1. 4 Things to Discuss With
Your Financial Advisor
Created by Allan Oulate

2. Emergency Savings
One of the most important financial moves you must
make is to have emergency savings. For starters, it
might be best to put $50-100 a week aside, especially
on days when you are home not doing anything. This
can be helpful because if you are ever in a serious need
of money you won’t have to dip into your retirement plan,
savings account, or take on more unnecessary debt.

3. College
Everyone knows how expensive college can be. It can
require a lot of money, especially if you have more than one
child. I suggest you speak with your financial advisor about
starting a college fund when your children are young. As
college tuition continues to increase, it may be best to get
ahead of the game and start saving now.

4. Figure Out Your Bad
Spending Habits
You should definitely let your financial advisor know what your income is,
and what your spending habits consist of. This gives the advisor an idea
of how much you should and shouldn’t spend on a daily basis. If you
come into your meeting with your advisor and already map out your
financial weaknesses it can allow you to both to figure out ways to fix your
issues faster.

5. Goals
Before heading to your financial advisor, you should sit and
write down some short and long term goals that you have in
mind. This can give your advisor a better idea of how you
should invest and spend your money, accordingly. I would
give your advisor at least 5 short and long-term goals. These
goals can range from buying a house to retiring.