Avalin resp cap7

Avalição de Investimentos
Adriano Leal Bruni (albruni@minhasaulas.com.br)

Respostas do livro
Capítulo 7

www.MinhasAulas.com.br

TMA Respostas: VFL
4% PBS 4.00 VPL 10,000.01 VUL
PBD 4.45 TIR 16% IL

Ano FC Saldo Simples PBS VP (FC) Saldo Desc
0 (20,000.00) (20,000.00) (20,000.00) (20,000.00)
1 4,998.29 (15,001.71) 1.00 4,806.05 (15,193.95)
2 4,998.29 (10,003.42) 1.00 4,621.20 (10,572.75)
3 4,998.29 (5,005.13) 1.00 4,443.46 (6,129.29)
4 4,998.29 (6.84) 1.00 4,272.56 (1,856.73)
5 4,998.29 4,991.45 0.00 4,108.23 2,251.50
6 4,998.29 9,989.74 3,950.22 6,201.72
7 4,998.29 14,988.03 3,798.29 10,000.01
8 14,988.03 - 10,000.01
9 14,988.03 - 10,000.01
10 14,988.03 - 10,000.01
Soma

13,159.33
1,666.10
1.50

PBD

1.00
1.00
1.00
1.00
0.45

TMA Respostas: VFL
5% PBS 5.86 VPL (7,999.99) VUL
PBD 10.00 TIR 1% IL

0 (60,000.00) (60,000.00) (60,000.00) (60,000.00)
1 10,244.91 (49,755.09) 1.00 9,757.06 (50,242.94)
2 10,244.91 (39,510.18) 1.00 9,292.44 (40,950.51)
3 10,244.91 (29,265.27) 1.00 8,849.94 (32,100.57)
4 10,244.91 (19,020.36) 1.00 8,428.51 (23,672.06)
5 10,244.91 (8,775.45) 1.00 8,027.16 (15,644.90)
6 10,244.91 1,469.46 0.86 7,644.91 (7,999.99)
7 1,469.46 - (7,999.99)
8 1,469.46 - (7,999.99)
9 1,469.46 - (7,999.99)
10 1,469.46 - (7,999.99)
Soma

(10,720.75)
(1,576.14)
0.87

PBD

1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00

TMA Respostas: VFL
6% PBS 10.00 VPL (5,000.00) VUL
PBD 10.00 TIR -6% IL

0 (30,000.00) (30,000.00) (30,000.00) (30,000.00)
1 13,635.92 (16,364.08) 1.00 12,864.08 (17,135.92)
2 13,635.92 (2,728.16) 1.00 12,135.92 (5,000.00)
3 (2,728.16) 1.00 - (5,000.00)
4 (2,728.16) 1.00 - (5,000.00)
5 (2,728.16) 1.00 - (5,000.00)
6 (2,728.16) 1.00 - (5,000.00)
7 (2,728.16) 1.00 - (5,000.00)
8 (2,728.16) 1.00 - (5,000.00)
9 (2,728.16) 1.00 - (5,000.00)
10 (2,728.16) 1.00 - (5,000.00)
Soma

(5,618.00)
(2,727.19)
0.83

PBD

1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00

TMA Respostas: VFL
12% PBS 2.38 VPL 4.38 VUL
PBD 2.97 TIR 13% IL

0 (500.00) (500.00) (500.00) (500.00)
1 210.00 (290.00) 1.00 187.50 (312.50)
2 210.00 (80.00) 1.00 167.41 (145.09)
3 210.00 130.00 0.38 149.47 4.38
4 130.00 - 4.38
5 130.00 - 4.38
6 130.00 - 4.38
7 130.00 - 4.38
8 130.00 - 4.38
9 130.00 - 4.38
10 130.00 - 4.38
Soma

6.16
1.83
1.01

PBD

1.00
1.00
0.97

TMA Respostas: VFL
10% PBS - VPL 2,248.43 VUL
PBD - TIR Err:523 IL

0 - - -
1 400.00 400.00 - 363.64 363.64
2 400.00 800.00 330.58 694.21
3 400.00 1,200.00 300.53 994.74
4 400.00 1,600.00 273.21 1,267.95
5 200.00 1,800.00 124.18 1,392.13
6 200.00 2,000.00 112.89 1,505.03
7 200.00 2,200.00 102.63 1,607.66
8 200.00 2,400.00 93.30 1,700.96
9 200.00 2,600.00 84.82 1,785.78
10 1,200.00 3,800.00 462.65 2,248.43
Soma

5,831.85
365.92
#DIV/0!

PBD

-

TMA Respostas: VFL
12% PBS - VPL 14,645.49 VUL
PBD - TIR Err:523 IL

0 - - -
1 5,000.00 5,000.00 - 4,464.29 4,464.29
2 3,000.00 8,000.00 2,391.58 6,855.87
3 3,000.00 11,000.00 2,135.34 8,991.21
4 3,000.00 14,000.00 1,906.55 10,897.76
5 3,000.00 17,000.00 1,702.28 12,600.04
6 1,000.00 18,000.00 506.63 13,106.67
7 1,000.00 19,000.00 452.35 13,559.02
8 1,000.00 20,000.00 403.88 13,962.91
9 1,000.00 21,000.00 360.61 14,323.52
10 1,000.00 22,000.00 321.97 14,645.49
Soma

45,486.67
2,592.02
#DIV/0!

PBD

-

TMA Respostas: VFL
6% PBS 3.25 VPL 200.18 VUL
PBD 3.37 TIR 26% IL

0 (300.00) (300.00) (300.00) (300.00)
1 100.00 (200.00) 1.00 94.34 (205.66)
2 100.00 (100.00) 1.00 89.00 (116.66)
3 - (100.00) 1.00 - (116.66)
4 400.00 300.00 0.25 316.84 200.18
5 300.00 - 200.18
6 300.00 - 200.18
7 300.00 - 200.18
8 300.00 - 200.18
9 300.00 - 200.18
10 300.00 - 200.18
Soma

Resp: 238.41

252.72
57.77
1.67

PBD

1.00
1.00
1.00
0.37

TMA Respostas: VFL
3% PBS 6.00 VPL 83,448.06 VUL
PBD 6.41 TIR 15% IL

0 (90,000.00) (90,000.00) (90,000.00) (90,000.00)
1 10,000.00 (80,000.00) 1.00 9,708.74 (80,291.26)
2 10,000.00 (70,000.00) 1.00 9,425.96 (70,865.30)
3 10,000.00 (60,000.00) 1.00 9,151.42 (61,713.89)
4 20,000.00 (40,000.00) 1.00 17,769.74 (43,944.15)
5 20,000.00 (20,000.00) 1.00 17,252.18 (26,691.97)
6 20,000.00 - 1.00 16,749.69 (9,942.28)
7 30,000.00 30,000.00 - 24,392.75 14,450.46
8 30,000.00 60,000.00 23,682.28 38,132.74
9 30,000.00 90,000.00 22,992.50 61,125.24
10 30,000.00 120,000.00 22,322.82 83,448.06
Soma

Resp: 91,185.95

112,147.21
9,782.66
1.93

PBD

1.00
1.00
1.00
1.00
1.00
1.00
0.41

TMA Respostas: VFL
4% PBS 3.00 VPL 539.94 VUL
PBD 3.22 TIR 30% IL

0 (400.00) (400.00) (400.00) (400.00)
1 120.00 (280.00) 1.00 115.38 (284.62)
2 160.00 (120.00) 1.00 147.93 (136.69)
3 120.00 - 1.00 106.68 (30.01)
4 160.00 160.00 - 136.77 106.76
5 120.00 280.00 98.63 205.39
6 160.00 440.00 126.45 331.84
7 120.00 560.00 91.19 423.03
8 160.00 720.00 116.91 539.94
9 720.00 - 539.94
10 720.00 - 539.94
Soma

738.95
80.20
2.35

PBD

1.00
1.00
1.00
0.22

TMA Respostas: VFL
25% PBS 1.31 VPL 448.00 VUL
PBD 1.78 TIR 34% IL

0 (4,000.00) (4,000.00) (4,000.00) (4,000.00)
1 3,000.00 (1,000.00) 1.00 2,400.00 (1,600.00)
2 3,200.00 2,200.00 0.31 2,048.00 448.00
3 2,200.00 - 448.00
4 2,200.00 - 448.00
5 2,200.00 - 448.00
6 2,200.00 - 448.00
7 2,200.00 - 448.00
8 2,200.00 - 448.00
9 2,200.00 - 448.00
10 2,200.00 - 448.00
Soma

700.00
311.11
1.11

PBD

1.00
0.78

TMA Respostas: VFL
8% PBS 2.60 VPL 3.16212 VUL
PBD 2.92 TIR 10% IL

0 (95.00) (95.00) (95.00) (95.00)
1 40.00 (55.00) 1.00 37.04 (57.96)
2 25.00 (30.00) 1.00 21.43 (36.53)
3 50.00 20.00 0.60 39.69 3.16
4 20.00 - 3.16
5 20.00 - 3.16
6 20.00 - 3.16
7 20.00 - 3.16
8 20.00 - 3.16
9 20.00 - 3.16
10 20.00 - 3.16
Soma

3.98
1.23
1.03

PBD

1.00
1.00
0.92

TMA Respostas: VFL
20% PBS 1.67 VPL 6.88735 VUL
PBD 2.11 TIR 71% IL

0 (4.00) (4.00) (4.00) (4.00)
1 2.00 (2.00) 1.00 1.67 (2.33)
2 3.00 1.00 0.67 2.08 (0.25)
3 4.00 5.00 2.31 2.06
4 5.00 10.00 2.41 4.48
5 6.00 16.00 2.41 6.89
6 16.00 - 6.89
7 16.00 - 6.89
8 16.00 - 6.89
9 16.00 - 6.89
10 16.00 - 6.89
Soma

17.14
2.30
2.72

PBD

1.00
1.00
0.11

TMA Respostas: VFL
12% PBS 1.78 VPL 134.10715 VUL
PBD 2.10 TIR 58% IL

0 (75.00) (75.00) (75.00) (75.00)
1 40.00 (35.00) 1.00 35.71 (39.29)
2 45.00 10.00 0.78 35.87 (3.41)
3 50.00 60.00 35.59 32.18
4 55.00 115.00 34.95 67.13
5 60.00 175.00 34.05 101.18
6 65.00 240.00 32.93 134.11
7 240.00 - 134.11
8 240.00 - 134.11
9 240.00 - 134.11
10 240.00 - 134.11
Soma

264.70
32.62
2.79

PBD

1.00
1.00
0.10

TMA Respostas: VFL
7% PBS 3.52 VPL (3.32) VUL
PBD 10.00 TIR 5% IL

0 (88.00) (88.00) (88.00) (88.00)
1 25.00 (63.00) 1.00 23.36 (64.64)
2 25.00 (38.00) 1.00 21.84 (42.80)
3 25.00 (13.00) 1.00 20.41 (22.39)
4 25.00 12.00 0.52 19.07 (3.32)
5 12.00 - (3.32)
6 12.00 - (3.32)
7 12.00 - (3.32)
8 12.00 - (3.32)
9 12.00 - (3.32)
10 12.00 - (3.32)
Soma

(4.35)
(0.98)
0.96

PBD

1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00

TMA Respostas: VFL
12% PBS 3.25 VPL 408.52 VUL
PBD 3.51 TIR 47% IL

0 (90.00) (90.00) (90.00) (90.00)
1 (150.00) (240.00) 1.00 (133.93) (223.93)
2 (60.00) (300.00) 1.00 (47.83) (271.76)
3 200.00 (100.00) 1.00 142.36 (129.40)
4 400.00 300.00 0.25 254.21 124.80
5 500.00 800.00 283.71 408.52
6 800.00 - 408.52
7 800.00 - 408.52
8 800.00 - 408.52
9 800.00 - 408.52
10 800.00 - 408.52
Soma

719.95
113.33
5.54

PBD

1.00
1.00
1.00
0.51

TMA Respostas: VFL
30% PBS 2.50 VPL (644.30) VUL
PBD 10.00 TIR 29% IL

0 (25,000.00) (25,000.00) (25,000.00) (25,000.00)
1 10,000.00 (15,000.00) 1.00 7,692.31 (17,307.69)
2 10,000.00 (5,000.00) 1.00 5,917.16 (11,390.53)
3 10,000.00 5,000.00 0.50 4,551.66 (6,838.87)
4 10,000.00 15,000.00 3,501.28 (3,337.59)
5 10,000.00 25,000.00 2,693.29 (644.30)
6 25,000.00 - (644.30)
7 25,000.00 - (644.30)
8 25,000.00 - (644.30)
9 25,000.00 - (644.30)
10 25,000.00 - (644.30)
Soma

(2,392.25)
(264.54)
0.97

PBD

1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00

TMA Respostas: VFL
PBS Não tem VPL - VUL
PBD Não tem TIR Err:523 IL

0 - - -
1 - 1.00 - -
2 - 1.00 - -
3 - 1.00 - -
4 - 1.00 - -
5 - 1.00 - -
6 - 1.00 - -
7 - 1.00 - -
8 - 1.00 - -
9 - 1.00 - -
10 - 1.00 - -
Soma

-
#VALUE!
#DIV/0!

PBD

1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00

TMA Respostas: VFL
18% PBS 2.35 VPL 26.32 VUL
PBD 3.35 TIR 32% IL

0 (80.00) (80.00) (80.00) (80.00)
1 34.00 (46.00) 1.00 28.81 (51.19)
2 34.00 (12.00) 1.00 24.42 (26.77)
3 34.00 22.00 0.35 20.69 (6.07)
4 34.00 56.00 17.54 11.46
5 34.00 90.00 14.86 26.32
6 90.00 - 26.32
7 90.00 - 26.32
8 90.00 - 26.32
9 90.00 - 26.32
10 90.00 - 26.32
Soma

60.22251
8.42
1.33

PBD

1.00
1.00
1.00
0.35

TMA Respostas: VFL
16% PBS 5.42 VPL (70.01) VUL

0 (650.00) (650.00) (650.00) (650.00)
1 120.00 (530.00) 1.00 103.45 (546.55)
2 120.00 (410.00) 1.00 89.18 (457.37)
3 120.00 (290.00) 1.00 76.88 (380.49)
4 120.00 (170.00) 1.00 66.27 (314.22)
5 120.00 (50.00) 1.00 57.13 (257.08)
6 120.00 70.00 0.42 49.25 (207.83)
7 120.00 190.00 42.46 (165.37)
8 120.00 310.00 36.60 (128.77)
9 120.00 430.00 31.55 (97.21)
10 120.00 550.00 27.20 (70.01)
Soma

(308.86)
(14.48570)
0.89

PBD

1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00

6 14.00% 580.00 149.15

1
MATEMÁGICA FINANCEIRA NO EXCE
Clique sobre o valor que deseja obter
Operações financeiras com juros compostos.
Regime N I PV PMT
þÿ
3 6 14.0000% 580.00

Juros Compostos (149.15)

Resposta A prestação é igual a -149.151,35 no regime de juros compostos

Operações na HP12C [f] [REG] 6 [n] 14 [i] 580 [PV] [g] [END] [PMT] Visor => -149.1513

Operações no Excel =PGTO(0.14;6;580;;0)

4
N I PV PMT
JS 1 0 [ENTER] [ENTER] [ENTER] [-] 6 [/] Visor => 0,000,000
0 580 [/] 0 [-] 14 [/] Visor =>existe [x] 1 [+] [/]
1 580 [/] 1 0.14 [ENTER]6
Não 0,000,000
D 2 1 [ENTER] [ENTER] 580 [ENTER] 0 existe [/] [ENTER]
1 580 [ENTER] 0 [/]1[-] 0.14 [/] Visor => 0,000
0 [ENTER] [ENTER] 0.14 Visor =>
Não [/] [-] 6
JC 3 [f] [REG] [f] [REG] [f] [n] 580 [END] [n] Visor [i] Visor => 0
14 [i] 5806[PV] [g] 6 [n] [f] [REG] [END] [PV]580
[REG] [PV] 14 [i] [g] 6 => 0 . A HP
[g] [END] [n] 14 [i] Vis
l 3c 4 fómula ==>

Opção : 3 juros compostos (Não Mexa !!!)
1 - Juros Simples

2 - Desconto Bancário

3 - Juros Compostos

Cálculos Financeiros Gerais (Não Mexa !!!)
2 3 4 5
1 (7.14) -16.67% - Não tem

2 #DIV/0! #DIV/0! - Não tem

3 #NUM! -100.00% - (149.15)

Cálculos na HP 12C - Não Mexa Nunca !!!
Juros N I PV PMT

6 [n] 14 [i] 580 [PV]

N [f] [REG] 14 [i] 580 [PV] [g] [END] [n] Visor => 0 . A HP aproxima o cálculo de n para o inteiro superior. Seu va

I [f] [REG] 6 [n] 580 [PV] [g] [END] [i] Visor => 0

PV [f] [REG] 6 [n] 14 [i] [g] [END] [PV] Visor => 0

PMT [f] [REG] 6 [n] 14 [i] 580 [PV] [g] [END] [PMT] Visor => -149.1513

FV [f] [REG] 6 [n] 14 [i] 580 [PV] [g] [END] [FV] Visor => 0

Regimes
1 - Juros simples
2 - Desconto comercial TAXA(nper;pgto;vp;vf;tipo;estimativ

3 - Juros compostos VF(taxa;nper;pgto;vp;tipo)

VP(taxa;nper;pgto;vf;tipo)

Tipos
0 - postecipado

1 - antecipado

Legenda
cod desc simb conc
1 O número períodos =NPER(0.14;;580;;0)
de períodos

2 % a.p.
A taxa de juros =TAXA(6;;580;;0;)
3 O valor presente =VP(0.14;6;;;0)
4 A prestação =PGTO(0.14;6;580;;0)
5 O valor futuro =VF(0.14;6;;580;0)

Taxa
1 % a.d. dias 1
2 % a.m. meses 30
3 % a.b. bimestres 60
4 % a.t. trimestres 90
5 % a.q. quadrimestres 120

6 % a.s. semestres 180
7 % a.a. ano comercial 360
8 % a.a. (exato)
ano civil 365

Err:502

1
A NO EXCEL
a obter

FV Tipo
þÿ
0 1
Sem entrada

e de juros compostos

MT] Visor => -149.1513

FV Tipo
580 [ENTER] 0.14 [ENTER] 6 [x] 1 [+] [x] Visor => 0,000,000
580 [ENTER] 1 [ENTER] 0.14 [ENTER] 6 [x] [-] [/] Visor => 0,000,000
[f] [REG] 6 [n] 14 [i] 580 [PV] [g] [END] [FV] Visor => 0
[f] [REG] 6 [n] 14 [i] 580 [PV] [g] [END] [PMT] Visor => -149.1513

Mexa !!!)

6
(1,067.20)

(3,625.00)

(1,273.08)

FV TIPO

[g] [END]

de n para o inteiro superior. Seu valor com quatro casas é igual a 0

per;pgto;vp;vf;tipo;estimativa)

nper;pgto;vp;tipo)

nper;pgto;vf;tipo)

7 14.00% 620.00 144.58

1
MATEMÁGICA FINANCEIRA NO EXCE
Clique sobre o valor que deseja obter
Operações financeiras com juros compostos.
Regime N I PV PMT
þÿ
3 7 14.0000% 620.00

Juros Compostos (144.58)

Resposta A prestação é igual a -144.579,27 no regime de juros compostos

Operações na HP12C [f] [REG] 7 [n] 14 [i] 620 [PV] [g] [END] [PMT] Visor => -144.5793

Operações no Excel =PGTO(0.14;7;620;;0)

4
N I PV PMT
JS 1 0 [ENTER] [ENTER] [ENTER] [-] 7 [/] Visor => 0,000,000
0 620 [/] 0 [-] 14 [/] Visor =>existe [x] 1 [+] [/]
1 620 [/] 1 0.14 [ENTER]7
Não 0,000,000
D 2 1 [ENTER] [ENTER] 620 [ENTER] 0 existe [/] [ENTER]
1 620 [ENTER] 0 [/]1[-] 0.14 [/] Visor => 0,000
0 [ENTER] [ENTER] 0.14 Visor =>
Não [/] [-] 7
JC 3 [f] [REG] [f] [REG] [f] [n] 620 [END] [n] Visor [i] Visor => 0
14 [i] 6207[PV] [g] 7 [n] [f] [REG] [END] [PV]620
[REG] [PV] 14 [i] [g] 7 => 0 . A HP
[g] [END] [n] 14 [i] Vis
l 3c 4 fómula ==>

Opção : 3 juros compostos (Não Mexa !!!)
1 - Juros Simples

2 - Desconto Bancário

3 - Juros Compostos

Cálculos Financeiros Gerais (Não Mexa !!!)
2 3 4 5
1 (7.14) -14.29% - Não tem

2 #DIV/0! #DIV/0! - Não tem

3 #NUM! -100.00% - (144.58)

Cálculos na HP 12C - Não Mexa Nunca !!!
Juros N I PV PMT

7 [n] 14 [i] 620 [PV]

N [f] [REG] 14 [i] 620 [PV] [g] [END] [n] Visor => 0 . A HP aproxima o cálculo de n para o inteiro superior. Seu va

I [f] [REG] 7 [n] 620 [PV] [g] [END] [i] Visor => 0

PV [f] [REG] 7 [n] 14 [i] [g] [END] [PV] Visor => 0

PMT [f] [REG] 7 [n] 14 [i] 620 [PV] [g] [END] [PMT] Visor => -144.5793

FV [f] [REG] 7 [n] 14 [i] 620 [PV] [g] [END] [FV] Visor => 0

Regimes
1 - Juros simples
2 - Desconto comercial TAXA(nper;pgto;vp;vf;tipo;estimativ

3 - Juros compostos VF(taxa;nper;pgto;vp;tipo)

VP(taxa;nper;pgto;vf;tipo)

Tipos
0 - postecipado

1 - antecipado

Legenda
cod desc simb conc
1 O número períodos =NPER(0.14;;620;;0)
de períodos

2 % a.p.
A taxa de juros =TAXA(7;;620;;0;)
3 O valor presente =VP(0.14;7;;;0)
4 A prestação =PGTO(0.14;7;620;;0)
5 O valor futuro =VF(0.14;7;;620;0)

Taxa
1 % a.d. dias 1
2 % a.m. meses 30
3 % a.b. bimestres 60
4 % a.t. trimestres 90
5 % a.q. quadrimestres 120

Err:502

1
A NO EXCEL
a obter

FV Tipo
þÿ
0 1
Sem entrada

e de juros compostos

MT] Visor => -144.5793

FV Tipo
620 [ENTER] 0.14 [ENTER] 7 [x] 1 [+] [x] Visor => 0,000,000
620 [ENTER] 1 [ENTER] 0.14 [ENTER] 7 [x] [-] [/] Visor => 0,000,000
[f] [REG] 7 [n] 14 [i] 620 [PV] [g] [END] [FV] Visor => 0
[f] [REG] 7 [n] 14 [i] 620 [PV] [g] [END] [PMT] Visor => -144.5793

Mexa !!!)

6
(1,227.60)

(31,000.00)

(1,551.41)

FV TIPO

[g] [END]

de n para o inteiro superior. Seu valor com quatro casas é igual a 0

TMA Respostas: VFL
12% PBS 3.18 VPL 3.50300 VUL
PBD 5.54 TIR 13% IL

0 (140.00) (140.00) (140.00) (140.00)
1 15.00 (125.00) 1.00 13.39 (126.61)
2 63.00 (62.00) 1.00 50.22 (76.38)
3 58.00 (4.00) 1.00 41.28 (35.10)
4 22.00 18.00 0.18 13.98 (21.12)
5 30.00 48.00 17.02 (4.10)
6 15.00 63.00 7.60 3.50
7 63.00 - 3.50
8 63.00 - 3.50
9 63.00 - 3.50
10 63.00 - 3.50
Soma

6.91429
0.85202
1.03

PBD

1.00
1.00
1.00
1.00
1.00
0.54

TMA Respostas: VFL
8% PBS 6.25 VPL 3.68065 VUL
PBD 9.01 TIR 10% IL

0 (50.00) (50.00) (50.00) (50.00)
1 8.00 (42.00) 1.00 7.41 (42.59)
2 8.00 (34.00) 1.00 6.86 (35.73)
3 8.00 (26.00) 1.00 6.35 (29.38)
4 8.00 (18.00) 1.00 5.88 (23.50)
5 8.00 (10.00) 1.00 5.44 (18.06)
6 8.00 (2.00) 1.00 5.04 (13.02)
7 8.00 6.00 0.25 4.67 (8.35)
8 8.00 14.00 4.32 (4.03)
9 8.00 22.00 4.00 (0.02)
10 8.00 30.00 3.71 3.68
Soma

7.94625
0.54853
1.07

PBD

1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
0.01

TMA Respostas: VFL
8% PBS 2.88 VPL 160.04 VUL
PBD 3.46 TIR 14% IL

0 (1,350.00) (1,350.00) (1,350.00) (1,350.00)
1 600.00 (750.00) 1.00 555.56 (794.44)
2 400.00 (350.00) 1.00 342.94 (451.51)
3 400.00 50.00 0.88 317.53 (133.98)
4 400.00 450.00 294.01 160.04
5 450.00 - 160.04
6 450.00 - 160.04
7 450.00 - 160.04
8 450.00 - 160.04
9 450.00 - 160.04
10 450.00 - 160.04
Soma

217.73
48.32
1.12

PBD

1.00
1.00
1.00
0.46

TMA Respostas: VFL
8% PBS 5.78 VPL 19,033.84 VUL
PBD 7.46 TIR 12% IL

0 (98,000.00) (98,000.00) (98,000.00) (98,000.00)
1 16,000.00 (82,000.00) 1.00 14,814.81 (83,185.19)
2 16,000.00 (66,000.00) 1.00 13,717.42 (69,467.76)
3 16,000.00 (50,000.00) 1.00 12,701.32 (56,766.45)
4 18,000.00 (32,000.00) 1.00 13,230.54 (43,535.91)
5 18,000.00 (14,000.00) 1.00 12,250.50 (31,285.41)
6 18,000.00 4,000.00 0.78 11,343.05 (19,942.36)
7 24,000.00 28,000.00 14,003.77 (5,938.59)
8 24,000.00 52,000.00 12,966.45 7,027.86
9 24,000.00 76,000.00 12,005.98 19,033.84
10 76,000.00 - 19,033.84
Soma

38,048.73
3,046.93
1.19

PBD

1.00
1.00
1.00
1.00
1.00
1.00
1.00
0.46

TMA Respostas: VFL
8% PBS 2.64 VPL 538.50 VUL
PBD 3.07 TIR 32% IL

0 (630.00) (630.00) (630.00) (630.00)
1 230.00 (400.00) 1.00 212.96 (417.04)
2 240.00 (160.00) 1.00 205.76 (211.28)
3 250.00 90.00 0.64 198.46 (12.82)
4 260.00 350.00 191.11 178.29
5 270.00 620.00 183.76 362.05
6 280.00 900.00 176.45 538.50
7 900.00 - 538.50
8 900.00 - 538.50
9 900.00 - 538.50
10 900.00 - 538.50
Soma

854.52
116.48
1.85

PBD

1.00
1.00
1.00
0.07

IL = VPL/INV + 1

IL = 1.4

TMA Respostas: VFL
3% PBS 2.00 VPL 432.27 VUL
PBD 2.09 TIR 39% IL

0 (400.00) (400.00) (400.00) (400.00)
1 200.00 (200.00) 1.00 194.17 (205.83)
2 200.00 - 1.00 188.52 (17.31)
3 200.00 200.00 - 183.03 165.72
4 300.00 500.00 266.55 432.27
5 500.00 - 432.27
6 500.00 - 432.27
7 500.00 - 432.27
8 500.00 - 432.27
9 500.00 - 432.27
10 500.00 - 432.27
Soma

486.52
116.29
2.08

PBD

1.00
1.00
0.09

TMA Respostas: VFL
18% PBS 4.69 VPL (39.04) VUL

0 (300.00) (300.00) (300.00) (300.00)
1 64.00 (236.00) 1.00 54.24 (245.76)
2 64.00 (172.00) 1.00 45.96 (199.80)
3 64.00 (108.00) 1.00 38.95 (160.85)
4 64.00 (44.00) 1.00 33.01 (127.84)
5 64.00 20.00 0.69 27.97 (99.86)
6 64.00 84.00 23.71 (76.15)
7 64.00 148.00 20.09 (56.06)
8 64.00 212.00 17.03 (39.04)
9 212.00 - (39.04)
10 212.00 - (39.04)
Soma

(146.73)
(9.57)
0.8699

PBD

1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00

TMA Respostas: VFL
10% PBS Não tem VPL (112.02) VUL

0 (50.00) (50.00) (50.00) (50.00)
1 (18.00) (68.00) 1.00 (16.36) (66.36)
2 (18.00) (86.00) 1.00 (14.88) (81.24)
3 (18.00) (104.00) 1.00 (13.52) (94.76)
4 (18.00) (122.00) 1.00 (12.29) (107.06)
5 (8.00) (130.00) 1.00 (4.97) (112.02)
6 (130.00) 1.00 - (112.02)
7 (130.00) 1.00 - (112.02)
8 (130.00) 1.00 - (112.02)
9 (130.00) 1.00 - (112.02)
10 (130.00) 1.00 - (112.02)
Soma

(180.42)
(29.55)
(1.24)

PBD

1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00

TMA Respostas: VFL
10% PBS Não tem VPL (139.88) VUL

0 (90.00) (90.00) (90.00) (90.00)
1 (10.00) (100.00) 1.00 (9.09) (99.09)
2 (10.00) (110.00) 1.00 (8.26) (107.36)
3 (10.00) (120.00) 1.00 (7.51) (114.87)
4 (10.00) (130.00) 1.00 (6.83) (121.70)
5 (10.00) (140.00) 1.00 (6.21) (127.91)
6 (10.00) (150.00) 1.00 (5.64) (133.55)
7 (10.00) (160.00) 1.00 (5.13) (138.68)
8 (10.00) (170.00) 1.00 (4.67) (143.35)
9 (10.00) (180.00) 1.00 (4.24) (147.59)
10 20.00 (160.00) 1.00 7.71 (139.88)
Soma

(362.81)
(22.76)
(0.55)

PBD

1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00

Avalin resp cap7

Empfohlen

Empfohlen

Weitere ähnliche Inhalte

Was ist angesagt?

Was ist angesagt? (13)

Ähnlich wie Avalin resp cap7

Ähnlich wie Avalin resp cap7 (20)

Mehr von Adriano Bruni

Mehr von Adriano Bruni (20)

Kürzlich hochgeladen

Kürzlich hochgeladen (16)

Avalin resp cap7