This document discusses the growth of peer-to-peer (P2P) lending markets since the 2008 financial crisis. It notes that P2P lending platforms like Lending Club and Prosper allow borrowers to access loans at lower interest rates than banks, while also providing higher returns for investors. The document then provides statistics on the growth of P2P lending in various countries and regions in 2015, with the US having the largest market by volume. It closes by mentioning the opportunity for entrepreneurs to develop their own P2P lending platforms and scripts.