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Consumer Contracts Update October 2009
Peter Darragh Solicitor Email: peterdarragh@chadlaw.co.uk Phone: 01484 519999 The aim of this presentation is to provide you with  general information  about the law as at the date of the presentation and as it applies in England & Wales,  not specific legal advice . To ensure that you have appropriate advice for your particular circumstances you should instruct a solicitor.
Topics for discussion ,[object Object],[object Object],[object Object],[object Object],[object Object]
Overview of a Contract ,[object Object],[object Object],[object Object],[object Object],Eg, M&S Online Terms and Conditions Acknowledgment and Acceptance of your Order If you have supplied us with your email address, we will notify you by email as soon as possible to confirm receipt of your  order . Our  acceptance  of your order will take place upon despatch of the product(s) ordered.  For Food to Order,  orders  are  accepted  when we pass your details to our suppliers.
Incorporation of Ts and Cs Do your customers positively accept your Ts and Cs? ,[object Object],[object Object],[object Object],[object Object],[object Object]
What’s wrong with this? ,[object Object],[object Object]
Differences between B2B and B2C ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],Unfair Terms in Consumer  Contracts Regulations
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Distance Selling Regulations
Distance Selling Regulations  Rights granted to consumers Right to cancel - Generally if the consumer gives notice of cancellation to you within the cancellation period the contract is cancelled Cancellation period - begins with the day on which the contract is concluded, ends 8 working days after the consumer receives the goods - if the required information is not provided, the period ends 3 months(!) and 8 working days after the consumer receives the goods Effect of cancellation - consumer must be refunded all monies paid within 30 days ,[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Doorstep Selling Regulations   Cancellation of Contracts Made in a Consumer’s Home or Place of Work etc Regulations 2008
If you wish to cancel the contract YOU MUST DO SO IN WRITING and deliver personally or send  (by post or email)  this to the person named below. You may use this form if you want to but you do not have to. (Complete, detach and return this form ONLY IF YOU WISH TO CANCEL THE CONTRACT.) To: Joe Bloggs of 3 Blind Fitters Ltd I/We  (delete as appropriate)  hereby give notice that I/We  (delete as appropriate)  wish to cancel my/our (delete as appropriate) contract for your products and services. Reference Number: 001456 Name and Address: ______________________ Signed: ______________________ Date: Example Cancellation Form
[object Object],[object Object],Doorstep Selling Regulations Bespoke Goods I would like to have the above products made and installed as quickly as possible. I therefore wish  3 Blind Fitters  to proceed with their manufacture before the end of the 7 day cooling-off period. In doing so, I accept that if I do wish to cancel my order during the 7 day cooling-off period I will be liable to pay a reasonable charge for whatever work has already been carried out by  3 Blind Fitters  in relation to its performance of this contract. Name______________  Signed ______________ WORDING APPROVED BY TRADING STANDARDS
3 Blind Fitters Limited  Tel: 01234 5678910 etc Order Details Notice of Cancellation  ------------------ Customer Details Notice of wish to commence production ---------------- Signature for Order and  Incorporation  --------------
So What?   ,[object Object],[object Object],[object Object],[object Object],[object Object]
Questions? EXCELLENT RESOURCES: www.consumerdirect.gov.uk www.berr.gov.uk www.businesslink.gov.uk The aim of this presentation is to provide you with  general information  about the law as at the date of the presentation and as it applies in England & Wales,  not specific legal advice . To ensure that you have appropriate advice for your particular circumstances you should instruct a solicitor.  Email: peterdarragh@chadlaw.co.uk Phone: 01484 519999

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Consumer contracts slideshare

  • 2. Peter Darragh Solicitor Email: peterdarragh@chadlaw.co.uk Phone: 01484 519999 The aim of this presentation is to provide you with general information about the law as at the date of the presentation and as it applies in England & Wales, not specific legal advice . To ensure that you have appropriate advice for your particular circumstances you should instruct a solicitor.
  • 3.
  • 4.
  • 5.
  • 6.
  • 7.
  • 8.
  • 9.
  • 10.
  • 11.
  • 12. If you wish to cancel the contract YOU MUST DO SO IN WRITING and deliver personally or send (by post or email) this to the person named below. You may use this form if you want to but you do not have to. (Complete, detach and return this form ONLY IF YOU WISH TO CANCEL THE CONTRACT.) To: Joe Bloggs of 3 Blind Fitters Ltd I/We (delete as appropriate) hereby give notice that I/We (delete as appropriate) wish to cancel my/our (delete as appropriate) contract for your products and services. Reference Number: 001456 Name and Address: ______________________ Signed: ______________________ Date: Example Cancellation Form
  • 13.
  • 14. 3 Blind Fitters Limited Tel: 01234 5678910 etc Order Details Notice of Cancellation ------------------ Customer Details Notice of wish to commence production ---------------- Signature for Order and Incorporation --------------
  • 15.
  • 16. Questions? EXCELLENT RESOURCES: www.consumerdirect.gov.uk www.berr.gov.uk www.businesslink.gov.uk The aim of this presentation is to provide you with general information about the law as at the date of the presentation and as it applies in England & Wales, not specific legal advice . To ensure that you have appropriate advice for your particular circumstances you should instruct a solicitor. Email: peterdarragh@chadlaw.co.uk Phone: 01484 519999