Whether at your home, on your auto, riding the trail or the road, bicycles are rarely covered for theft or damage. Velosurance Bicycle Insurance offers the availability of a multi-risk, stand-alone insurance policy allowing cyclists to insure their bikes for theft, physical loss, damage, and liability.
http://velosurance.com
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Velosurance Trusted Partners
1.
2. WHAT IS VELOSURANCE?
National company founded by cyclists for cyclist
Over 4 years in development
Underwritten by A-rated insurance company
3. WHY VELOSURANCE?
There is no other bicycle insurance policy that covers as much as we do
Just about anything that happens to a bike is covered
Covers both the bicycle and the rider
4. HOW VELOSURANCE COMPARES TO ALTERNATIVES
Homeowner’s policy has restrictions on value, type of losses
Many policies won’t cover a loss away from your home
Avoids the hassle of a homeowner’s claim
Avoids the consequences of homeowner’s claim – your rates won’t go up
Often costs less than adding to homeowner’s policy
Covers insured value of the bike (no depreciation)
5. WHAT IS COVERED?
Medical payments
Personal liability
Road side assistance
Worldwide coverage
Racing coverage
Event fee reimbursement
Replacement bike rental
Cycling apparel
Borrowed bikes
Out of warranty bikes
6. WHAT IS NOT COVERED?
Commercial use of the bike, such as bike messengers
Cosmetic damage, such as scratches
Repair and maintenance
8. TRUSTED PARTNER (BIKE SHOP) BENEFITS
Insured customers are 10x more likely to replace or repair a damaged or
stolen bikes
Increases customer loyalty
Introduces new customers to your shop
Increase sales
Listed in a searchable national database
Claimant referred to your shop
9. WHEN TO DISCUSS VELOSURANCE
At the point of sale (bikes valued over $1000)
After major repairs
After serious injuries (medical coverage)
Customer plans to travel (renting a bike box)
Triathletes (travel with their bike)
Racers (crashes covered)
10. EXAMPLE 1
A triathlete flies out of state for a race
Airline damages his bike
Triathlete locates a Velosurance Trusted Partner
Rents a race bike
Completes the race
Files a claim
Rental fee reimbursed
11. EXAMPLE 2
Mountain biker cracks a frameset
Locates a Velosurance Trusted Partner
Purchases a new frame and buildup
Files a claim
Reimbursed for cost of new frame, parts and labor
12. EXAMPLE 3
Customer’s bike is stolen from his car
Police report is filed
Craig’s List, eBay and pawn shops checked
Files a claim
Received a check for insured value
Returns to Trusted Partner to buy a new bike, likely with upgrades
13. EXAMPLE 4
Client injured in cycling accident
Admitted to a hospital
Client has high health insurance deductible
Velosurance medical payment covers client’s health insurance deductible
and co-pay
Damage to the bike and cycling apparel is covered as well
14. HOW TO GET A QUOTE
Go to http://velosurance.com
Complete Get a Quote form
15. HOW TO BECOME A PARTNER
Apply online: http://velosurance.com/partner/new
E-mail: info@velosurance.com
Phone: 888-663-9948
Skype: velosurance
Editor's Notes
Hello, thank you for taking a few moments to watch this presentation. In the next few minutes I will explain how Velosurance benefits both your shop and your customers.
So what exactly is Velosurance?We are a national company founded by two cyclists. As we’ve all seen, bike prices have increased dramatically in recent years. Surprisingly there was comprehensive policy that’d insure a bike.This is where Velosurance comes in.
Cyclists are exposed to a number of risks that can be costly. Bikes can be stolen, crashed, hit by cars and fall off car racks. Realistically, the World is tough on bikes.With Velosurance you can protect yourself from serious out-of-pocket expenses.
The biggest question that we have to answer is “isn’t my bike covered by my homeowner’s insurance?”The only answer is “maybe”Bikes are covered in bits in pieces by some policies and the coverage is often questionable. Just ask anyone who tried making a bike related claim on their homeowners policy. It’s never easy, you have no idea if the bike is in fact insured or for how much. Worst part of all? Any claim to a homeowner’s policy will trigger an increase in premium or even policy non-renewal. Velosurance covers your bike for insured value – your bike does not depreciate. Velosurance covers your bike anywhere in the US and Canada. We even provide optional world-wide coverage.
You’ve heard me say it before and I’ll say it again: almost anything that can happen to the bike is covered. Laid your bike down in a group ride and destroyed your new Zipp 404? Covered.Destroyed your cycling kit in the crash? Covered.Had a momentary lapse of reason, left the bike on the roof of your car and drove it into the garage? Covered.Airline damaged your bike? Covered.Frame failure? Covered.Bike stolen? Covered.