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Do We Dislike Living Debt Free
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Do We Dislike Living Debt Free
by Amal | on May 23, 2012
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Do We Dislike Living Debt Free?
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Living debt free seems to be taboo in today’s society, I’m sure most people have gone through
ups and downs financially numerous times, me included. Maybe I’m wrong but I get the feeling
that having a structured economic system based solely within a individual household is so far
from reality that it sounds alien.
My intention is not to get on a soap box and preach or down talk anyone but why is there so
many people educated, non educated, residing in the city or suburbs, from various
backgrounds refuse to straddle their finances? Yes many of us came up in unfortunate
circumstances, many didn’t, but our fate in larger percentages are more and more similar.
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2. How many scenarios have we come across with adult men living with their parent(s). Meanwhile
did you really need that shiny new Cadillac? What about those on public assistance that has all
of the top name brands? Wait you’re receiving financial aid from the government which may
derive from taxes, which means I’m giving money to support you and you purchased clothing,
shoes, etc from the latest overly expensive fashion star, but I’m mad cause I can’t find a pair of Posts
Levi’s costing less than $30. I remember when they were $15 and lasted forever, not to mention
they fit, they weren’t too tight (causing blood circulation problems) or made to sag (displaying Look Who’s Telling Big Brother Enough Is
someone’s unmentionables). Enough
Maybe I am getting on a soap box, but I don’t understand some of the decisions we make. Over
the last 15-20 years I’ve made numerous decisions that effected my bank account but they Is Philanthropy The End Result Of Wealth?
were mainly business decisions (the entrepreneur mindset has been in me forever) and I will Only For The Wealthy..
attempt to obtain success after careful consideration, with the understanding that it may not
work. But I don’t spend just to spend. What are we trying to prove? And to whom? No one Ideas Of What Not To Do In Order To Have
likes to borrow money & believe it or not the person you’re borrowing from is tired of lending it A Productive Day
to you.
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Walter Updegrave, Money Magazine senior editor posted on February 19, 2009 that you could
plausibly say that someone living below his means is spending less than he can
actually afford to spend given what he earns. Which means he is saving some money.
Someone who is living within his means, on the other hand, would be spending all he Get Started Now!
earns, but no more. *Email
The expansion of consumer credit in the United States has allowed middle class and poor
Americans to live beyond their means, masking their lack of wealth by increasing their debt. We start now
might think that people who have “zero net worth” have nothing. But in fact, having zero net
worth increasingly means owning a lot (cars, televisions, even houses) – but also owing a lot. As
a result people with zero net worth, and even negative net worth, can still feel that they are
living the American dream, doing “better” than their parents did while keeping up with the
Joneses. Per Michael I. Norton is an associate professor at the Harvard Business School, New
York Times May 20, 2011 Room For Debate.
Why Not Choose Debt Free?
Living debt free is a choice? Good question right? Well that’s for the individual to decide. I’ve
been taught by whom I believe is the greatest man to walk the face of the earth, that if you
have one suit to keep that suit clean. Don’t purchase a vehicle or other expensive items that
you can’t afford. I just can’t understand how in today’s time of high gas, lack of employment,
increasing prices across the board, exorbitant finance charges, limited savings that a person can
continue excessive drinking, drugs, games of chance (lottery, betting on horses, gambling) and
taking vacations to the islands. Don’t get me started on buying gifts for the numerous
Americanized holidays.
Just as a person would like to loose weight, the first step is to push away from the table, stop
eating so much. The same goes for wanting to become debt free, STOP SPENDING WHAT YOU
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3. DON’T HAVE! Change your way of thinking, do you really need that $100 pair of jeans? What’s
wrong with accepting gently used clothing for your children that was passed down? Resale
stores have nice clothes for a lot lessor price. Public transportation does wonders, so does
cooking & eating the leftovers. Time to be smart and make better decisions.
I had a person tell me years ago that they would rather have $20 than $100 because he would
spend the $100 faster. How silly, I said give me the $100 any day. Put $80 away for savings and
keep the $20, simple. When I was a shortie going to McDonalds was a treat, it may of
happened once every 3-4 months. Now people are eating out 3-4 times a week.
Sit the pride at the door and let’s all do better for ourselves and our family. There are plenty of
people that would love to help with free financial advise. So promise that we’ll consider becoming
debt free and living below our means, I’m sure it’ll cause less headaches.
Time to let the world hear your voice, give your opinion and make money while doing it. Click
here for more info. I love saving so much money on my monthly utilities its a shame that others
aren’t taking advantage of this opportunity. If you want to know what I do, check out my site
here. Who doesn’t love shopping? Well I feel the same way, but I take it a step further and make
money while shopping, see how here.
This entry was posted in Empower Network
Tags: debt free, living below means, savings
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About The Author: Amal
A former latchkey kid leading to being INDEPENDENT, self-reliant, DEDICATED
follow er in my belief, FATHER of 3 men, HUSBAND, somew hat EDUCATED, filled
w ith HOPE, GRATEFUL for life, HUNGRY for SUCCESS, alw ays w illing to give a
helping hand, community facilitator, school board member, experienced in various
industries, ENTREPRENEUR and a MAN STILL ON THE GRIND.
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