Structural Warranty & Insurance

1. Structural Warranty & Insurance
Understanding the role of Structural Warranty
& project insurance in reducing risk.
Simon Middleton

2. New Build
Project (Site) Insurance
Party Wall Liability ?
Structural Warranty
Legal Expenses

3. What is: Project Insurance?
New Works
Public Liability
Employers Liability
Plant & Equipment
Caravan & Contents
Personal Possessions
Personal Accident &
Broken Bones
Legal Expenses

4. Contracts Minimise Risk!

5. We check for:
Party Wall
Party Wall Liability
Contractual responsibility
for damage to the Party
Wall.

6. What is: Structural Warranty?
•Insurance Policy 10 Years
•Covers Defects in Design,
Workmanship and Materials
•Defective Weatherproofing
•Drainage
•Health & Safety of Occupants
•Contaminated Land
•Not to be confused with
professionals certificates!

7. Technical Auditing & Building Control
• Full Design check, including
calculations and system
specification as applicable
• Full site based inspection
regime incorporating Building
Control if applicable.
• National network to ensure
regular inspections.
• Fast Stage Release certification.

8. Custom Build
Enabling • Responsible for works to say Foundations
in.
• Custom Builder assumes responsibility for
Private works to date & Building Control at
handover.
• Shared Access can be specifically covered
Developer on a joint latent defects policy.
• In a group or shared ownership scenario,
the project insurance will be arranged for
the group, along with any Building
CLT/LA Control arrangements.
• Structural Warranty is issued on a shared
ownership basis as applicable.

9. Tested Risk Reduction Mechanisms
Track record of:
Project (Site) Insurance
Party Wall Liability
Technical Controls & Audits
Structural Warranty
Legal Expenses