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Power Point Report Samples
- 1. PowerPoint Report Samples: Designed to be read in hard copy (all information on slides is confidential) Overview: Strategic Realignment of Risk Mix Late Stage Delinquency and NCO Flow Trends Overview of WMI Portfolio Credit Risk Perspective Loans Newly 180 Days Past Due (DPD) Versus Net Charge-Offs The flow of new 180 DPD loans was $X.X Credit Outcomes Commentary $1,400 $1,400 billion in May, a X% increase over April. High Add Credit Risk & return $1,200 $1,200 The monthly pace has been an average X% Total Portfolio Delinquencies and NPLs ♦ Total delinquencies are $XX billion in May 2008, a in Subprime, Credit Loans Newly 180 Days Past Due in that month increase this year. $16,000 $ Delinquent (30+) $ NPL 6.4% X% increase from April. Total delinquencies represent X% of the portfolio. Delinquency Rate (30+) NPL Rate Cards and Alt-A $14,000 5.6% Expected Return $1,000 $1,000 Delinquency Balance (In $ Millions) Net charge-offs were $XXX million for the $ Net Charge Off (In $ Millions) $12,000 4.8% ♦ NPLs grew by X% in the month, driven mostly by 2009 Total Risk Perspective $800 $800 month of May. At $X.X billion, net charge- $10,000 4.0% net NPL additions in the SFR Prime, Purchased SMF, offs to date in 2008 have already doubled all (% of Portfolio) and HELOC portfolios. This drove the NPL rate up (in $ Millions) net charge-offs taken in 2007. $600 $600 2005 $8,000 3.2% 30 bps to X% of the portfolio. High $ Net Charge-Off in that month $6,000 2.4% 2004 More efficient risk mix $400 $400 ♦ Foreclosed assets rose $X million in May, and now The ratio of these net charge-offs to new 180 $4,000 1.6% total $X billion. May’s increase was the slowest $200 $200 DPDs was nearly X% in May. month-to-month increase in 2008. Adjust Mix Expected Return $2,000 0.8% Low Credit Risk High By looking at earlier stage delinquency $0 $0 $0 0.0% ♦ NPAs are now X% of total assets. 2009 balances i conjunction with th b l in j ti ith these roll ll 07 07 07 08 08 06 -07 r-07 -07 -07 7 -07 -07 07 -08 -08 r-08 -08 8 -08 -08 7 l-0 l-0 -0 ctt-0 -0 0 ted v- n- b- - y- n- l- n- b- r- y- n- l- c- r- g- p- c- - g- p- v ec Feb ar pr ug ep Feb ar A pr ug ep ay ay Ju Ju No 07 7 8 Ja Ju Ja Ju 6 06 7 7 07 7 7 7 7 8 8 08 De 7 7 07 8 M M O A M M D l-0 -0 A S A S -0 -0 -0 v-0 -0 b-0 n-0 n-0 -0 n-0