Bajaj Allianz ULIP plans offer the flexibility of market linked returns on your investments and life insurance cover for you and your family.

1. Ulip Nav

2. Smart ULIP
Policies

3. • In Todays world every one is afraid on the performance of the Share Market. Every
one is totally confused how the share market behaves.
People no longer think , investing in ULIP is a smart move as the changes are
eratic.
For a common man understanding i will explain how the ULIP policies work.Let us
assume some one invests Rs 1,00,000 in a ULIP policy. for easy calculation if 100%
of his investment is invested in a market. If the Net Asset Value(NAV) is 10, He will
be allotted 10,000 shares.
• This money will be invested in various shares in different sectors. When there is a
boom in the market the NAV increases and when the market crashes the NAV
value decreases.
At the time of with drawal, if the NAV is 25. The investor gets advantage. If the
Market cashes the NAV is low so he or she looses.
The salient features of the policy is that
* One has to pay premium for only three years
* Minimum amount to start is Rs 1 Lakh
* This Plan is for 10 Years.
* The minimum sum assured is 5 times the first investment
* The Maximum sum assured is 60 times the first investment

4. The difference between this policy and the others is that. Every month 10th they record the
NAV value, for the whole of 10 years there will 100 readings for the NAV value recorded.
When the policy matures the customer get the returns for the Maximum ULIPS NAV
recorded among the 100 readings.

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https://www.bajajallianz.com/Corp/ulip-plans/ulip.jsp