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Financial Cards and Payments in Turkey
Published on April 2009

                                                                                                             Report Summary

Euromonitor International's Financial Cards and Payments in Turkey report establishes the size and structure of the market for ATMs
cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market
(issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of
sector forecasts and trends to watch


Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.


Why buy this report'
* Get a detailed picture of the financial cards and payments industry;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market's major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.


Euromonitor International has over 30 years experience of publishing market research reports, business reference books and online
information systems. With offices in London, Chicago, Singapore, Shanghai, Vilnius, Dubai, Cape Town and Santiago and a network
of over 600 analysts worldwide, Euromonitor International has a unique capability to develop reliable information resources to help
drive informed strategic planning
Euromonitor International's Financial Cards and Payments in Name report establishes the size and structure of the market for ATMs
cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market
(issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of
sector forecasts and trends to watch


Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.


Why buy this report'
* Get a detailed picture of the financial cards and payments industry;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market's major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.


Euromonitor International has over 30 years experience of publishing market research reports, business reference books and online
information systems. With offices in London, Chicago, Singapore, Shanghai, Vilnius, Dubai, Cape Town and Santiago and a network
of over 600 analysts worldwide, Euromonitor International has a unique capability to develop reliable information resources to help
drive informed strategic planning




                                                                                                             Table of Content



Financial Cards and Payments in Turkey                                                                                           Page 1/7
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ReportLinker                                                                 and Market Statistics


Financial Cards and Payments in Turkey
Euromonitor International
April 2009
List of Contents and Tables
Executive Summary
Strong Growth in Debit Card Payments Encouraged by Banks
Consumers Respond To Convenient Credit Offered by Credit Cards
Leading Banks Strengthen Position in Financial Cards
Credit Card Issuers Concerned About Proposed Legislation
Continuing Strong Growth As Financial Cards Move Further Into Mainstream
Key Trends and Developments
Rise of Contactless Cards
Internet Retailing Boosts Use of Financial Cards
Security Measures Improve for Financial Cards in Turkey
Pre-paid Cards Benefit From Offering Convenience
Market Data
Table 1 Consumer Payments: Value 2003-2008
Table 2 Financial Cards: Number of Cards in Circulation 2003-2008
Table 3 Financial Cards Transactions: Value 2003-2008
Table 4 Financial Cards: Number of Transactions 2003-2008
Table 5 Financial Cards: Number of Accounts 2003-2008
Table 6 Financial Cards: Number of Cards by Issuer 2003-2007
Table 7 Financial Cards: Number of Cards by Operator 2003-2007
Table 8 Financial Cards: Card Payment Transaction Value by Operator 2003-2007
Table 9 Financial Cards: Card Payment Transactions by Acquirer 2003-2007
Table 10 Consumer Payments Forecast: Value 2008-2013
Table 11 Financial Cards Forecast: Number of Cards in Circulation 2008-2013
Table 12 Financial Cards Forecast: Value 2008-2013
Table 13 Financial Cards Forecast: Number of Transactions 2008-2013
Table 14 Financial Cards Forecast: Number of Accounts 2008-2013
Market Indicators
Table 15 Number of POS Terminals 2004-2008
Table 16 Number of ATMs 2004-2008
Table 17 Disposable Income 2003-2008
Table 18 Value Lost to Fraud 2003-2008
Table 19 Card Expenditure by Location 2008
Table 20 Card Expenditure by Sector 2008
Table 21 Financial Cards in Circulation by Type: % Number of Cards 2004-2008
Table 22 Domestic versus Foreign Spend 2008
Definitions
Summary 1 Research Sources
Akbank Tas
Strategic Direction
Key Facts
Summary 2 Akbank TAS: Key Facts
Summary 3 Akbank TAS: Operational Indicators 2005-2007
Company Background
Competitive Positioning
Summary 4 Akbank TAS: Competitive Position 2007
Garanti Bankasi As


Financial Cards and Payments in Turkey                                                                  Page 2/7
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Strategic Direction
Key Facts
Summary 5 Garanti Bankasi AS: Key Facts
Summary 6 Garanti Bankasi AS: Operational Indicators 2005-2007
Company Background
Competitive Positioning
Summary 7 Garanti Bankasi AS: Competitive Position 2007
Turkiye Cumhuriyeti Ziraat Bankasi As
Strategic Direction
Key Facts
Summary 8 Turkiye Cumhuriyeti Ziraat Bankasi AS: Key Facts
Summary 9 Turkiye Cumhuriyeti Ziraat Bankasi AS: Operational Indicators 2005-2007
Company Background
Competitive Positioning
Summary 10 Turkiye Cumhuriyeti Ziraat Bankasi AS: Competitive Position 2007
Turkiye Is Bankasi As (isbank)
Strategic Direction
Key Facts
Summary 11 Turkiye Is Bankasi AS (Isbank): Key Facts
Summary 12 Turkiye Is Bankasi AS (Isbank): Operational Indicators 2005-2007
Company Background
Competitive Positioning
Summary 13 Turkiye Is Bankasi AS (Isbank): Competitive Position 2007
Yapi Ve Kredi Bankasi As
Strategic Direction
Key Facts
Summary 14 Yapi ve Kredi Bankasi AS: Key Facts
Summary 15 Yapi ve Kredi Bankasi AS: Operational Indicators 2005-2007
Company Background
Competitive Positioning
Summary 16 Yapi ve Kredi Bankasi AS: Competitive Position 2007
Headlines
Trends
Competitive Landscape
Prospects
Sector Data
Table 23 ATM Cards Sector Performance: 2003-2008
Table 24 ATM Cards Sector Performance: Number of Cards in Circulation 2003-2008
Table 25 ATM Cards Sector Performance: % Growth 2003-2008
Table 26 ATM Cards in Circulation Sector Performance: % Growth 2003-2008
Table 27 ATM Cards Forecast Sector Performance: 2008-2013
Table 28 ATM Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013
Table 29 ATM Cards Forecast Sector Performance: % Growth 2008-2013
Table 30 ATM Cards in Circulation Forecast Sector Performance: % Growth 2008-2013
Headlines
Trends
Competitive Landscape
Prospects
Sector Data
Table 31 Debit Cards Sector Performance: 2003-2008


Financial Cards and Payments in Turkey                                                                   Page 3/7
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Table 32 Debit Cards Sector Performance: Number of Cards in Circulation 2003-2008
Table 33 Debit Cards Sector Performance: % Growth 2003-2008
Table 34 Debit Cards in Circulation Sector Performance: % Growth 2003-2008
Table 35 Debit Cards: Number of Cards by Issuer 2003-2007
Table 36 Debit Cards: Number of Cards by Operator 2003-2007
Table 37 Debit Cards Transactions by Acquirer 2003-2007
Table 38 Debit Cards Payment Transaction Value by Operator 2003-2007
Table 39 Debit Cards Forecast Sector Performance: 2008-2013
Table 40 Debit Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013
Table 41 Debit Cards Forecast Sector Performance: % Growth 2008-2013
Table 42 Debit Cards in Circulation Forecast Sector Performance: % Growth 2008-2013
Headlines
Trends
Competitive Landscape
Prospects
Sector Data
Table 43 Credit Cards Sector Performance: 2003-2008
Table 44 Credit Cards Sector Performance: Number of Cards in Circulation 2003-2008
Table 45 Credit Cards Sector Performance: % Growth 2003-2008
Table 46 Credit Cards in Circulation Sector Performance: % Growth 2003-2008
Table 47 Personal Credit Cards Sector Performance: 2003-2008
Table 48 Personal Credit Cards Sector Performance: Number of Cards in Circulation 2003-2008
Table 49 Personal Credit Cards Sector Performance: % Growth 2003-2008
Table 50 Personal Credit Cards in Circulation Sector Performance: % Growth 2003-2008
Table 51 Commercial Credit Cards Sector Performance: 2003-2008
Table 52 Commercial Credit Cards Sector Performance: Number of Cards in Circulation 2003-2008
Table 53 Commercial Credit Cards Sector Performance: % Growth 2003-2008
Table 54 Commercial Credit Cards in Circulation Sector Performance: % Growth 2003-2008
Table 55 Credit Cards: Number of Cards by Issuer 2003-2007
Table 56 Credit Cards: Number of Cards by Operator 2003-2007
Table 57 Credit Cards Transactions by Acquirer 2003-2007
Table 58 Credit Cards Payment Transaction Value by Operator 2003-2007
Table 59 Personal Credit Cards Payment Transaction Value by Operator 2003-2007
Table 60 Commercial Credit Cards Payment Transaction Value by Operator 2003-2007
Table 61 Credit Cards Forecast Sector Performance: 2008-2013
Table 62 Credit Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013
Table 63 Credit Cards Forecast Sector Performance: % Growth 2008-2013
Table 64 Credit Cards in Circulation Forecast Sector Performance: % Growth 2008-2013
Table 65 Personal Credit Cards Forecast Sector Performance: 2008-2013
Table 66 Personal Credit Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013
Table 67 Personal Credit Cards Forecast Sector Performance: % Growth 2008-2013
Table 68 Personal Credit Cards in Circulation Forecast Sector Performance: % Growth 2008-2013
Table 69 Commercial Credit Cards Forecast Sector Performance: 2008-2013
Table 70 Commercial Credit Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013
Table 71 Commercial Credit Cards Forecast Sector Performance: % Growth 2008-2013
Table 72 Commercial Credit Cards in Circulation Forecast Sector Performance: % Growth 2008-2013
Headlines
Trends
Competitive Landscape
Prospects


Financial Cards and Payments in Turkey                                                                   Page 4/7
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Headlines
Trends
Competitive Landscape
Prospects
Sector Data
Table 73 General Purpose Pre-paid Cards Sector Performance: 2003-2008
Table 74 General Purpose Pre-paid Cards Sector Performance: Number of Cards in Circulation 2003-2008
Table 75 General Purpose Pre-paid Cards by Type: % Number of Cards 2004-2008
Table 76 General Purpose Pre-paid Cards Forecast Sector Performance: 2008-2013
Table 77 General Purpose Pre-paid Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013
Table 78 General Purpose Pre-paid Cards Forecast Sector Performance: % Growth 2008-2013
Table 79 General Purpose Pre-paid Cards in Circulation Forecast Sector Performance: % Growth 2008-2013
Headlines
Trends
Competitive Landscape
Prospects




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Financial Cards and Payments in Turkey

  • 1. Find Industry reports, Company profiles ReportLinker and Market Statistics >> Get this Report Now by email! Financial Cards and Payments in Turkey Published on April 2009 Report Summary Euromonitor International's Financial Cards and Payments in Turkey report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data. Why buy this report' * Get a detailed picture of the financial cards and payments industry; * Pinpoint growth sectors and identify factors driving change; * Understand the competitive environment, the market's major players and leading brands; * Use five-year forecasts to assess how the market is predicted to develop. Euromonitor International has over 30 years experience of publishing market research reports, business reference books and online information systems. With offices in London, Chicago, Singapore, Shanghai, Vilnius, Dubai, Cape Town and Santiago and a network of over 600 analysts worldwide, Euromonitor International has a unique capability to develop reliable information resources to help drive informed strategic planning Euromonitor International's Financial Cards and Payments in Name report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data. Why buy this report' * Get a detailed picture of the financial cards and payments industry; * Pinpoint growth sectors and identify factors driving change; * Understand the competitive environment, the market's major players and leading brands; * Use five-year forecasts to assess how the market is predicted to develop. Euromonitor International has over 30 years experience of publishing market research reports, business reference books and online information systems. With offices in London, Chicago, Singapore, Shanghai, Vilnius, Dubai, Cape Town and Santiago and a network of over 600 analysts worldwide, Euromonitor International has a unique capability to develop reliable information resources to help drive informed strategic planning Table of Content Financial Cards and Payments in Turkey Page 1/7
  • 2. Find Industry reports, Company profiles ReportLinker and Market Statistics Financial Cards and Payments in Turkey Euromonitor International April 2009 List of Contents and Tables Executive Summary Strong Growth in Debit Card Payments Encouraged by Banks Consumers Respond To Convenient Credit Offered by Credit Cards Leading Banks Strengthen Position in Financial Cards Credit Card Issuers Concerned About Proposed Legislation Continuing Strong Growth As Financial Cards Move Further Into Mainstream Key Trends and Developments Rise of Contactless Cards Internet Retailing Boosts Use of Financial Cards Security Measures Improve for Financial Cards in Turkey Pre-paid Cards Benefit From Offering Convenience Market Data Table 1 Consumer Payments: Value 2003-2008 Table 2 Financial Cards: Number of Cards in Circulation 2003-2008 Table 3 Financial Cards Transactions: Value 2003-2008 Table 4 Financial Cards: Number of Transactions 2003-2008 Table 5 Financial Cards: Number of Accounts 2003-2008 Table 6 Financial Cards: Number of Cards by Issuer 2003-2007 Table 7 Financial Cards: Number of Cards by Operator 2003-2007 Table 8 Financial Cards: Card Payment Transaction Value by Operator 2003-2007 Table 9 Financial Cards: Card Payment Transactions by Acquirer 2003-2007 Table 10 Consumer Payments Forecast: Value 2008-2013 Table 11 Financial Cards Forecast: Number of Cards in Circulation 2008-2013 Table 12 Financial Cards Forecast: Value 2008-2013 Table 13 Financial Cards Forecast: Number of Transactions 2008-2013 Table 14 Financial Cards Forecast: Number of Accounts 2008-2013 Market Indicators Table 15 Number of POS Terminals 2004-2008 Table 16 Number of ATMs 2004-2008 Table 17 Disposable Income 2003-2008 Table 18 Value Lost to Fraud 2003-2008 Table 19 Card Expenditure by Location 2008 Table 20 Card Expenditure by Sector 2008 Table 21 Financial Cards in Circulation by Type: % Number of Cards 2004-2008 Table 22 Domestic versus Foreign Spend 2008 Definitions Summary 1 Research Sources Akbank Tas Strategic Direction Key Facts Summary 2 Akbank TAS: Key Facts Summary 3 Akbank TAS: Operational Indicators 2005-2007 Company Background Competitive Positioning Summary 4 Akbank TAS: Competitive Position 2007 Garanti Bankasi As Financial Cards and Payments in Turkey Page 2/7
  • 3. Find Industry reports, Company profiles ReportLinker and Market Statistics Strategic Direction Key Facts Summary 5 Garanti Bankasi AS: Key Facts Summary 6 Garanti Bankasi AS: Operational Indicators 2005-2007 Company Background Competitive Positioning Summary 7 Garanti Bankasi AS: Competitive Position 2007 Turkiye Cumhuriyeti Ziraat Bankasi As Strategic Direction Key Facts Summary 8 Turkiye Cumhuriyeti Ziraat Bankasi AS: Key Facts Summary 9 Turkiye Cumhuriyeti Ziraat Bankasi AS: Operational Indicators 2005-2007 Company Background Competitive Positioning Summary 10 Turkiye Cumhuriyeti Ziraat Bankasi AS: Competitive Position 2007 Turkiye Is Bankasi As (isbank) Strategic Direction Key Facts Summary 11 Turkiye Is Bankasi AS (Isbank): Key Facts Summary 12 Turkiye Is Bankasi AS (Isbank): Operational Indicators 2005-2007 Company Background Competitive Positioning Summary 13 Turkiye Is Bankasi AS (Isbank): Competitive Position 2007 Yapi Ve Kredi Bankasi As Strategic Direction Key Facts Summary 14 Yapi ve Kredi Bankasi AS: Key Facts Summary 15 Yapi ve Kredi Bankasi AS: Operational Indicators 2005-2007 Company Background Competitive Positioning Summary 16 Yapi ve Kredi Bankasi AS: Competitive Position 2007 Headlines Trends Competitive Landscape Prospects Sector Data Table 23 ATM Cards Sector Performance: 2003-2008 Table 24 ATM Cards Sector Performance: Number of Cards in Circulation 2003-2008 Table 25 ATM Cards Sector Performance: % Growth 2003-2008 Table 26 ATM Cards in Circulation Sector Performance: % Growth 2003-2008 Table 27 ATM Cards Forecast Sector Performance: 2008-2013 Table 28 ATM Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013 Table 29 ATM Cards Forecast Sector Performance: % Growth 2008-2013 Table 30 ATM Cards in Circulation Forecast Sector Performance: % Growth 2008-2013 Headlines Trends Competitive Landscape Prospects Sector Data Table 31 Debit Cards Sector Performance: 2003-2008 Financial Cards and Payments in Turkey Page 3/7
  • 4. Find Industry reports, Company profiles ReportLinker and Market Statistics Table 32 Debit Cards Sector Performance: Number of Cards in Circulation 2003-2008 Table 33 Debit Cards Sector Performance: % Growth 2003-2008 Table 34 Debit Cards in Circulation Sector Performance: % Growth 2003-2008 Table 35 Debit Cards: Number of Cards by Issuer 2003-2007 Table 36 Debit Cards: Number of Cards by Operator 2003-2007 Table 37 Debit Cards Transactions by Acquirer 2003-2007 Table 38 Debit Cards Payment Transaction Value by Operator 2003-2007 Table 39 Debit Cards Forecast Sector Performance: 2008-2013 Table 40 Debit Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013 Table 41 Debit Cards Forecast Sector Performance: % Growth 2008-2013 Table 42 Debit Cards in Circulation Forecast Sector Performance: % Growth 2008-2013 Headlines Trends Competitive Landscape Prospects Sector Data Table 43 Credit Cards Sector Performance: 2003-2008 Table 44 Credit Cards Sector Performance: Number of Cards in Circulation 2003-2008 Table 45 Credit Cards Sector Performance: % Growth 2003-2008 Table 46 Credit Cards in Circulation Sector Performance: % Growth 2003-2008 Table 47 Personal Credit Cards Sector Performance: 2003-2008 Table 48 Personal Credit Cards Sector Performance: Number of Cards in Circulation 2003-2008 Table 49 Personal Credit Cards Sector Performance: % Growth 2003-2008 Table 50 Personal Credit Cards in Circulation Sector Performance: % Growth 2003-2008 Table 51 Commercial Credit Cards Sector Performance: 2003-2008 Table 52 Commercial Credit Cards Sector Performance: Number of Cards in Circulation 2003-2008 Table 53 Commercial Credit Cards Sector Performance: % Growth 2003-2008 Table 54 Commercial Credit Cards in Circulation Sector Performance: % Growth 2003-2008 Table 55 Credit Cards: Number of Cards by Issuer 2003-2007 Table 56 Credit Cards: Number of Cards by Operator 2003-2007 Table 57 Credit Cards Transactions by Acquirer 2003-2007 Table 58 Credit Cards Payment Transaction Value by Operator 2003-2007 Table 59 Personal Credit Cards Payment Transaction Value by Operator 2003-2007 Table 60 Commercial Credit Cards Payment Transaction Value by Operator 2003-2007 Table 61 Credit Cards Forecast Sector Performance: 2008-2013 Table 62 Credit Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013 Table 63 Credit Cards Forecast Sector Performance: % Growth 2008-2013 Table 64 Credit Cards in Circulation Forecast Sector Performance: % Growth 2008-2013 Table 65 Personal Credit Cards Forecast Sector Performance: 2008-2013 Table 66 Personal Credit Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013 Table 67 Personal Credit Cards Forecast Sector Performance: % Growth 2008-2013 Table 68 Personal Credit Cards in Circulation Forecast Sector Performance: % Growth 2008-2013 Table 69 Commercial Credit Cards Forecast Sector Performance: 2008-2013 Table 70 Commercial Credit Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013 Table 71 Commercial Credit Cards Forecast Sector Performance: % Growth 2008-2013 Table 72 Commercial Credit Cards in Circulation Forecast Sector Performance: % Growth 2008-2013 Headlines Trends Competitive Landscape Prospects Financial Cards and Payments in Turkey Page 4/7
  • 5. Find Industry reports, Company profiles ReportLinker and Market Statistics Headlines Trends Competitive Landscape Prospects Sector Data Table 73 General Purpose Pre-paid Cards Sector Performance: 2003-2008 Table 74 General Purpose Pre-paid Cards Sector Performance: Number of Cards in Circulation 2003-2008 Table 75 General Purpose Pre-paid Cards by Type: % Number of Cards 2004-2008 Table 76 General Purpose Pre-paid Cards Forecast Sector Performance: 2008-2013 Table 77 General Purpose Pre-paid Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013 Table 78 General Purpose Pre-paid Cards Forecast Sector Performance: % Growth 2008-2013 Table 79 General Purpose Pre-paid Cards in Circulation Forecast Sector Performance: % Growth 2008-2013 Headlines Trends Competitive Landscape Prospects Financial Cards and Payments in Turkey Page 5/7
  • 6. Find Industry reports, Company profiles ReportLinker and Market Statistics Fax Order Form To place an order via fax simply print this form, fill in the information below and fax the completed form to: Europe, Middle East and Africa : + 33 4 37 37 15 56 Asia, Oceania and America : + 1 (805) 617 17 93 If you have any questions please visit http://www.reportlinker.com/notify/contact Order Information Please verify that the product information is correct and select the format(s) you require. Financial Cards and Payments in Turkey Product Formats Please select the product formats and the quantity you require. Digital Copy--USD 1 596.00 Quantity: _____ Contact Information Please enter all the information below in BLOCK CAPITALS Title: Mr Mrs Dr Miss Ms Prof First Name: _____________________________ Last Name: __________________________________ Email Address: __________________________________________________________________________ Job Title: __________________________________________________________________________ Organization: __________________________________________________________________________ Address: __________________________________________________________________________ City: __________________________________________________________________________ Postal / Zip Code: __________________________________________________________________________ Country: __________________________________________________________________________ Phone Number: __________________________________________________________________________ Fax Number: __________________________________________________________________________ Financial Cards and Payments in Turkey Page 6/7
  • 7. Find Industry reports, Company profiles ReportLinker and Market Statistics Payment Information Please indicate the payment method, you would like to use by selecting the appropriate box. Payment by credit card Card Number: ______________________________________________ Expiry Date __________ / _________ CVV Number _____________________ Card Type (ex: Visa, Amex…) _________________________________ Payment by wire transfer Crédit Mutuel RIB : 10278 07314 00020257701 89 BIC : CMCIFR2A IBAN : FR76 1027 8073 1400 0202 5770 189 Payment by check UBIQUICK SAS 16 rue Grenette – 69002 LYON, FRANCE Customer signature:   Please note that by ordering from Reportlinker you are agreeing to our Terms and Conditions at http://www.reportlinker.com/index/terms Please fax this form to: Europe, Middle East and Africa : + 33 4 37 37 15 56 Asia, Oceania and America : + 1 (805) 617 17 93 Financial Cards and Payments in Turkey Page 7/7