1. Credit Suisse Group Corrected Q4 and Full-Year 2003 Income Statements
Consolidated income statement Page 1
Credit Suisse Financial Services business unit income statement - operating Page 2
Life & Pensions income statement Page 3
Insurance income statement Page 4

2. CONSOLIDATED RESULTS CREDIT SUISSE GROUP
Consolidated income statement
4Q2003 4Q2003 12 months 2003 12 months 2003
in CHF m Reported Correction Corrected Reported Correction Corrected
Interest and discount income 3'035 0 3'035 13'116 0 13'116
Interest and dividend income from trading portfolios 2'747 0 2'747 9'797 0 9'797
Interest and dividend income from financial investments 198 0 198 726 0 726
Interest expenses (4'081) 0 (4'081) (16'215) 0 (16'215)
Net interest income 1'899 0 1'899 7'424 0 7'424
Commission income from lending activities 239 0 239 911 0 911
Commission income from securities and
investment transactions 2'781 0 2'781 10'898 0 10'898
Commission income from other services 228 0 228 1'004 0 1'004
Commission expenses (305) 0 (305) (873) 0 (873)
Net commission and service fee income 2'943 0 2'943 11'940 0 11'940
Net trading income (157) 0 (157) 2'515 0 2'515
Premiums earned, net 6'704 0 6'704 31'891 0 31'891
Claims incurred and actuarial provisions (7'874) (503) (8'377) (32'908) (503) (33'411)
Commission expenses, net (463) 0 (463) (2'295) 0 (2'295)
Investment income from the insurance business 2'414 0 2'414 8'436 0 8'436
Net income from the insurance business 781 (503) 278 5'124 (503) 4'621
Income from the sale of financial investments 161 0 161 485 0 485
Income from investments in associates 15 0 15 64 0 64
Income from other non-consolidated participations 5 0 5 24 0 24
Real estate income 37 0 37 166 0 166
Sundry ordinary income 200 0 200 866 0 866
Sundry ordinary expenses (163) 0 (163) (1'783) 0 (1'783)
Other ordinary income/(expenses), net 255 0 255 (178) 0 (178)
Operating income 5'721 (503) 5'218 26'825 (503) 26'322
Personnel expenses 3'042 0 3'042 13'630 0 13'630
Other operating expenses 1'381 0 1'381 5'271 0 5'271
Operating expenses 4'423 0 4'423 18'901 0 18'901
Gross operating profit 1'298 (503) 795 7'924 (503) 7'421
Depreciation of non-current assets 521 0 521 1'887 0 1'887
Amortization of acquired intangible assets 350 0 350 593 0 593
Amortization of goodwill 144 0 144 594 0 594
Valuation adjustments, provisions and losses
from the banking business 282 0 282 861 0 861
Depreciation, valuation adjustments and losses 1'297 0 1'297 3'935 0 3'935
Profit/(loss) before extraordinary items,
cumulative effect of change in accounting
principle and taxes 1 (503) (502) 3'989 (503) 3'486
Extraordinary income 350 0 350 2'047 0 2'047
Extraordinary expenses (58) 0 (58) (575) 0 (575)
Cumulative effect of change in accounting principle 319 0 319 319 0 319
Taxes 650 210 860 (364) 210 (154)
Net profit before minority interests 1'262 (293) 969 5'416 (293) 5'123
Minority interests (96) 83 (13) (207) 83 (124)
Net profit 1'166 (210) 956 5'209 (210) 4'999

3. Credit Suisse Financial Services business
unit income statement – operating
4Q2003 4Q2003 12 months 2003 12 months 2003
in CHF m Reported Correction Corrected Reported Correction Corrected
Operating income 2'801 (503) 2'298 14'395 (503) 13'892
Personnel expenses 1'202 0 1'202 5'434 0 5'434
Other operating expenses 775 0 775 3'067 0 3'067
Operating expenses 1'977 0 1'977 8'501 0 8'501
Gross operating profit 824 (503) 321 5'894 (503) 5'391
Depreciation of non-current assets 169 0 169 672 0 672
Amortization of Present Value of Future Profits (PVFP) 108 0 108 300 0 300
Valuation adjustments, provisions and losses 113 0 113 374 0 374
Net operating profit/(loss) before extraordinary and exceptional
items, acquisition-related costs, cumulative effect of
change in accounting principle and taxes 434 (503) (69) 4'548 (503) 4'045
Extraordinary income/(expenses), net 109 0 109 127 0 127
Taxes 607 210 817 (135) 210 75
Net operating profit before exceptional items,
acquisition-related costs, cumulative effect of change
in accounting principle and minority interests 1'150 (293) 857 4'540 (293) 4'247
Amortization of acquired intangible assets and goodwill (25) 0 (25) (102) 0 (102)
Cumulative effect of change in accounting principle 1 0 1 1 0 1
Tax impact 0 0 0 2 0 2
Business unit result before minority interests 1'126 (293) 833 4'441 (293) 4'148
Minority interests (59) 83 24 (69) 83 14
Business unit result 1'067 (210) 857 4'372 (210) 4'162
Increased/(decreased) credit-related valuation adjustments,
net of tax 90 0 90 62 0 62
Net profit 977 (210) 767 4'310 (210) 4'100
Reconciliation to net operating profit
Business unit result 1'067 (210) 857 4'372 (210) 4'162
Amortization of acquired intangible assets and goodwill,
net of tax 25 0 25 100 0 100
Exceptional items, net of tax 0 0 0 0 0 0
Cumulative effect of change in accounting principle,
net of tax (1) 0 (1) (1) 0 (1)
Net operating profit 1'091 (210) 881 4'471 (210) 4'261

4. Life & Pensions income statement
4Q2003 4Q2003 12 months 2003 12 months 2003
in CHF m Reported Correction Corrected Reported Correction Corrected
Gross premiums written 3'996 0 3'996 17'273 0 17'273
Reinsurance ceded (18) 0 (18) (87) 0 (87)
Net premiums written 3'978 0 3'978 17'186 0 17'186
Change in provision for unearned premiums 7 0 7 (1) 0 (1)
Net premiums earned 3'985 0 3'985 17'185 0 17'185
Death and other benefits incurred (5'482) 0 (5'482) (16'243) 0 (16'243)
Change in provision for future policyholder benefits
(technical) 1'240 0 1'240 (2'486) 0 (2'486)
Change in provision for future policyholder benefits
(separate account) (578) 0 (578) (1'718) 0 (1'718)
Dividends to policyholders incurred (843) (423) (1'266) (1'238) (423) (1'661)
Policy acquisition costs (including change in DAC/PVFP) (309) 0 (309) (854) 0 (854)
Administration costs (257) 0 (257) (1'119) 0 (1'119)
Investment income general account 1'530 0 1'530 5'351 0 5'351
Investment income separate account 578 0 578 1'718 0 1'718
Interest received and paid (56) 0 (56) (117) 0 (117)
Interest on bonuses credited to policyholders (37) 0 (37) (155) 0 (155)
Other income/(expenses), net (64) 0 (64) (142) 0 (142)
Net operating profit/(loss) before cumulative effect
of change in accounting principle and taxes (293) (423) (716) 182 (423) (241)
Taxes 662 178 840 541 178 719
Net operating profit before cumulative
effect of change in accounting principle and
minority interests (segment result) 369 (245) 124 723 (245) 478

5. Insurance income statement
4Q2003 4Q2003 12 months 2003 12 months 2003
in CHF m Reported Correction Corrected Reported Correction Corrected
Gross premiums written 1'955 0 1'955 16'212 0 16'212
Reinsurance ceded (40) 0 (40) (939) 0 (939)
Net premiums written 1'915 0 1'915 15'273 0 15'273
Change in provision for unearned premiums and
in provision for future policy benefits (health) 779 0 779 (703) 0 (703)
Net premiums earned 2'694 0 2'694 14'570 0 14'570
Claims and annuities incurred, net (1'957) 0 (1'957) (10'646) 0 (10'646)
Dividends to policyholders incurred, net (202) (80) (282) (419) (80) (499)
Policy acquisition costs (including change in DAC/PVFP) (415) 0 (415) (2'433) 0 (2'433)
Administration costs (278) 0 (278) (1'633) 0 (1'633)
Underwriting result, net (158) (80) (238) (561) (80) (641)
Net investment income 288 0 288 1'240 0 1'240
Interest received and paid (54) 0 (54) (156) 0 (156)
Other income/(expenses), net (15) 0 (15) 809 0 809
Net operating profit/(loss) before cumulative effect
of change in accounting principle and taxes 61 (80) (19) 1'332 (80) 1'252
Taxes 92 32 124 6 32 38
Net operating profit before cumulative
effect of change in accounting principle and
minority interests (segment result) 153 (48) 105 1'338 (48) 1'290