1. Credit Suisse Group Corrected Q4 and Full-Year 2003 Income Statements
Consolidated income statement Page 1
Credit Suisse Financial Services business unit income statement - operating Page 2
Life & Pensions income statement Page 3
Insurance income statement Page 4

2. CONSOLIDATED RESULTS CREDIT SUISSE GROUP
Consolidated income statement
4Q2003 12 months 2003
4Q2003 12 months 2003
in CHF m Reported Reported
Correction Corrected Correction Corrected
0 3'035 0 13'116
Interest and discount income 3'035 13'116
0 2'747 0 9'797
Interest and dividend income from trading portfolios 2'747 9'797
0 198 0 726
Interest and dividend income from financial investments 198 726
0 (4'081) 0 (16'215)
Interest expenses (4'081) (16'215)
Net interest income 0 1'899 0 7'424
1'899 7'424
0 239 0 911
Commission income from lending activities 239 911
Commission income from securities and
investment transactions 0 2'781 0 10'898
2'781 10'898
0 228 0 1'004
Commission income from other services 228 1'004
0 (305) 0 (873)
Commission expenses (305) (873)
Net commission and service fee income 0 2'943 0 11'940
2'943 11'940
Net trading income 0 (157) 0 2'515
(157) 2'515
0 6'704 0 31'891
Premiums earned, net 6'704 31'891
(503) (8'377) (503) (33'411)
Claims incurred and actuarial provisions (7'874) (32'908)
0 (463) 0 (2'295)
Commission expenses, net (463) (2'295)
0 2'414 0 8'436
Investment income from the insurance business 2'414 8'436
Net income from the insurance business (503) 278 (503) 4'621
781 5'124
0 161 0 485
Income from the sale of financial investments 161 485
0 15 0 64
Income from investments in associates 15 64
0 5 0 24
Income from other non-consolidated participations 5 24
0 37 0 166
Real estate income 37 166
0 200 0 866
Sundry ordinary income 200 866
0 (163) 0 (1'783)
Sundry ordinary expenses (163) (1'783)
Other ordinary income/(expenses), net 0 255 0 (178)
255 (178)
Operating income (503) 5'218 (503) 26'322
5'721 26'825
0 3'042 0 13'630
Personnel expenses 3'042 13'630
0 1'381 0 5'271
Other operating expenses 1'381 5'271
Operating expenses 0 4'423 0 18'901
4'423 18'901
Gross operating profit (503) 795 (503) 7'421
1'298 7'924
0 521 0 1'887
Depreciation of non-current assets 521 1'887
0 350 0 593
Amortization of acquired intangible assets 350 593
0 144 0 594
Amortization of goodwill 144 594
Valuation adjustments, provisions and losses
from the banking business 0 282 0 861
282 861
Depreciation, valuation adjustments and losses 0 1'297 0 3'935
1'297 3'935
Profit/(loss) before extraordinary items,
cumulative effect of change in accounting
principle and taxes (503) (502) (503) 3'486
1 3'989
0 350 0 2'047
Extraordinary income 350 2'047
0 (58) 0 (575)
Extraordinary expenses (58) (575)
0 319 0 319
Cumulative effect of change in accounting principle 319 319
210 860 210 (154)
Taxes 650 (364)
Net profit before minority interests (293) 969 (293) 5'123
1'262 5'416
83 (13) 83 (124)
Minority interests (96) (207)
Net profit (210) 956 (210) 4'999
1'166 5'209

3. Credit Suisse Financial Services business
unit income statement – operating
12 months 2003
4Q2003
4Q2003 12 months 2003
in CHF m Reported Reported
Correction Corrected Correction Corrected
Operating income (503) 2'298 (503) 13'892
2'801 14'395
0 1'202 0 5'434
Personnel expenses 1'202 5'434
0 775 0 3'067
Other operating expenses 775 3'067
Operating expenses 0 1'977 0 8'501
1'977 8'501
Gross operating profit (503) 321 (503) 5'391
824 5'894
Depreciation of non-current assets 0 169 0 672
169 672
0 108 0 300
Amortization of Present Value of Future Profits (PVFP) 108 300
0 113 0 374
Valuation adjustments, provisions and losses 113 374
Net operating profit/(loss) before extraordinary and exceptional
items, acquisition-related costs, cumulative effect of
change in accounting principle and taxes (503) (69) (503) 4'045
434 4'548
0 109 0 127
Extraordinary income/(expenses), net 109 127
210 817 210 75
Taxes 607 (135)
Net operating profit before exceptional items,
acquisition-related costs, cumulative effect of change
in accounting principle and minority interests (293) 857 (293) 4'247
1'150 4'540
Amortization of acquired intangible assets and goodwill 0 (25) 0 (102)
(25) (102)
Cumulative effect of change in accounting principle 0 1 0 1
1 1
0 0 0 2
Tax impact 0 2
Business unit result before minority interests (293) 833 (293) 4'148
1'126 4'441
83 24 83 14
Minority interests (59) (69)
Business unit result (210) 857 (210) 4'162
1'067 4'372
Increased/(decreased) credit-related valuation adjustments,
net of tax 0 90 0 62
90 62
Net profit (210) 767 (210) 4'100
977 4'310
Reconciliation to net operating profit
Business unit result (210) 857 (210) 4'162
1'067 4'372
Amortization of acquired intangible assets and goodwill,
net of tax 0 25 0 100
25 100
Exceptional items, net of tax 0 0 0 0
0 0
Cumulative effect of change in accounting principle,
net of tax 0 (1) 0 (1)
(1) (1)
Net operating profit (210) 881 (210) 4'261
1'091 4'471

4. Life & Pensions income statement
4Q2003
4Q2003 12 months 2003 12 months 2003
in CHF m Reported Reported
Correction Corrected Correction Corrected
Gross premiums written 0 3'996 0 17'273
3'996 17'273
Reinsurance ceded 0 (18) 0 (87)
(18) (87)
Net premiums written 0 3'978 0 17'186
3'978 17'186
0 7 0 (1)
Change in provision for unearned premiums 7 (1)
Net premiums earned 0 3'985 0 17'185
3'985 17'185
0 (5'482) 0 (16'243)
Death and other benefits incurred (5'482) (16'243)
Change in provision for future policyholder benefits
(technical) 0 1'240 0 (2'486)
1'240 (2'486)
Change in provision for future policyholder benefits
(separate account) 0 (578) 0 (1'718)
(578) (1'718)
(423) (1'266) (423) (1'661)
Dividends to policyholders incurred (843) (1'238)
Policy acquisition costs (including change in DAC/PVFP) 0 (309) 0 (854)
(309) (854)
Administration costs 0 (257) 0 (1'119)
(257) (1'119)
0 1'530 0 5'351
Investment income general account 1'530 5'351
0 578 0 1'718
Investment income separate account 578 1'718
0 (56) 0 (117)
Interest received and paid (56) (117)
0 (37) 0 (155)
Interest on bonuses credited to policyholders (37) (155)
0 (64) 0 (142)
Other income/(expenses), net (64) (142)
Net operating profit/(loss) before cumulative effect
of change in accounting principle and taxes (423) (716) (423) (241)
(293) 182
178 840 178 719
Taxes 662 541
Net operating profit before cumulative
effect of change in accounting principle and
minority interests (segment result) (245) 124 (245) 478
369 723

5. Insurance income statement
4Q2003
4Q2003 12 months 2003 12 months 2003
in CHF m Reported Reported
Correction Corrected Correction Corrected
Gross premiums written 0 1'955 0 16'212
1'955 16'212
Reinsurance ceded 0 (40) 0 (939)
(40) (939)
Net premiums written 0 1'915 0 15'273
1'915 15'273
Change in provision for unearned premiums and
in provision for future policy benefits (health) 0 779 0 (703)
779 (703)
Net premiums earned 0 2'694 0 14'570
2'694 14'570
0 (1'957) 0 (10'646)
Claims and annuities incurred, net (1'957) (10'646)
(80) (282) (80) (499)
Dividends to policyholders incurred, net (202) (419)
Policy acquisition costs (including change in DAC/PVFP) 0 (415) 0 (2'433)
(415) (2'433)
Administration costs 0 (278) 0 (1'633)
(278) (1'633)
Underwriting result, net (80) (238) (80) (641)
(158) (561)
0 288 0 1'240
Net investment income 288 1'240
0 (54) 0 (156)
Interest received and paid (54) (156)
0 (15) 0 809
Other income/(expenses), net (15) 809
Net operating profit/(loss) before cumulative effect
of change in accounting principle and taxes (80) (19) (80) 1'252
61 1'332
32 124 32 38
Taxes 92 6
Net operating profit before cumulative
effect of change in accounting principle and
minority interests (segment result) (48) 105 (48) 1'290
153 1'338