Corp presentation of K1 and FD

1. Payroll Distribution Services In Partnership with K1 This document contains unpublished, confidential and proprietary information of First Data Corporation. You may not disclose, copy or use any part of these materials for any purpose without the express written consent of First Data Corporation. Larry Lokey First Data

7. Common Employer Issues “ I am looking for a payroll solution that enables compliance with complicated payroll laws” “ Issuing paper checks and the administration that goes along with it is extremely costly to my company” “ Direct depositing pay saves me money, but a large number of my employees don’t use it or don’t have bank accounts “ Many of my employees speak Spanish, so any service would need to be available in English and Spanish” “ I have a high-turnover, unbanked employee base – I need a payroll solution that saves me money and is easy to implement”

9. Achieving 100% Electronic Payments Providing What Everybody Wants / Needs *The Money Network™ Check is a negotiable instrument in all 50 states. Employer 100% Electronic Payment Employees with Bank Accounts Voluntarily elect direct deposit to personal bank Employees without Bank Accounts Voluntarily elect pay card or Money Network Checks*

11. The First Data Payroll Distribution Solution Business Issue First Data Solution Reducing Payroll Expenses With First Data’s Payroll Distribution service you can reduce your overall payroll expenses Compliance The Money Network Service enables you to meet compliance requirements in all 50 states Achieve 100% Electronic Pay With First Data’s Payroll Distribution services, you can achieve 100% electronic pay across your organization even for exception pay, termination pay and employees without bank accounts Funding Standard ACH funding, web funding and same day funding via batch loader Instant Payment Corporate account with online web funding Bilingual Education of Employees Marketing materials and customer support provided in English and Spanish

13. Payroll Distribution Services Helps Your Business Achieve 100% electronic pay across your organization Guarantee first pay with the instant issue product, including both the Money Network™ Check and Money Network Card. Reduce payroll production and distribution costs Ensures prompt distribution of pay on payday even in disaster situations. Improve payroll security and control Helps Your Employees Access their wages immediately on payday by either Money Network™ check or card . No-fee check cashing nationwide To pay for goods and services conveniently and safely in person or online Cash back at millions of participating retail locations – cash withdrawals at the largest surcharge free ATM network in the U.S. Guaranteed access to wages immediately on payday even if scheduled off, out on illness, vacation or in disaster situations 24/7 bilingual customer support (English/Spanish)