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Similar to Klaas molenar inclusive entrepreneurship and (financing) of business
Similar to Klaas molenar inclusive entrepreneurship and (financing) of business (20)
Klaas molenar inclusive entrepreneurship and (financing) of business
- 2. INCLUSIVE ENTREPRENEURSHIP AND (FINANCING) OF BUSINESS
DEVELOPMENT SERVICES
DEFINING TARGET GROUPS
Under-represented
women
youth (younger people),
migrants
Disadvantaged
seniors, (long term )
(long term) unemployed,
ethnic minorities and migrants,
disabled, ( early) school drop outs
more generally people with low education.
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- 3. INCLUSIVE ENTREPRENEURSHIP AND (FINANCING) OF BUSINESS
DEVELOPMENT SERVICES
DEFINING THE TYPE OF ECONOMIC ACTIVITY
Survival and self
employed out of
necessity
Self-employed)
Micro
entrepreneurs
Small
entrepreneurs
Medium
entrepreneurs
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- 4. INCLUSIVE ENTREPRENEURSHIP AND (FINANCING) OF BUSINESS
DEVELOPMENT SERVICES
CHANGES IN FORMS OF SELF- EMPLOYMENT AND ENTREPRENEURSHIP
• Diversity
• Globalisation,
• Social Media
Leading to
• Changes in status of employed/unemployed/self-employed
• Emergence of hybrid figures (e.g. intermittent, part-time or combined
entrepreneurs).
• New forms of financing
See also November 2012, Conference on Inclusive Entrepreneurship
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- 5. INCLUSIVE ENTREPRENEURSHIP AND (FINANCING) OF BUSINESS
DEVELOPMENT SERVICES
MATCHING FINANCING WITH TARGET GROUPS
Informal
financing
Micro finance Banks Investment
funds
New forms
Survival and self
employed out of
necessity
XXX XX SHGs
Self-employed XXX Mutual
schemes/
cooperatives
Micro entrepreneurs XXX XX Cooperatives/
Crowd funding
Small entrepreneurs XXX P2P lending/
Faith based/
Medium
entrepreneurs
XXX XXX P2P/ Informal
investors
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- 6. INCLUSIVE ENTREPRENEURSHIP AND (FINANCING) OF BUSINESS
DEVELOPMENT SERVICES
NEW / RENEWED FORMS OF FINANCING
Micro finance supplementary to banks;
Crowd-funding and peer lending, outside of traditional financial markets;
Faith based financing such as Islamic finance (specific target groups) ;
Loan guarantees revisited
Community based and self-governed financing systems,
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- 7. MATCHING BUSINESS DEVELOPMENT SERVICES WITH TARGET GROUPS
Business development services
Type of
Enterprise
Client development
Services (CDS)
Entrepreneurship
Development Services
(EDS)
Business
Development
Services
Small
enterprises
Enterprise Education (at
vocational training and
polytechnic level)
Business Creation
programmes
Management training
Business Advice
Information
Technical skills training
(formal)
Innnovation programmes
Sector / market studies
Business associations
Infrastructure
Micro
enterprises
Financial Literacy programmes
Health, safety and
environmental awareness
programmes
Enterprise Education (at
vocational training level)
General business advice
Coaching mentoring
Self employed Financial Literacy programmes Adjusted advice
Informal training
Mentoring
Web based information
© H H S 2 0 1 3 / M O L E N A A R
- 9. INCLUSIVE ENTREPRENEURSHIP AND (FINANCING) OF BUSINESS
DEVELOPMENT SERVICES
NO STRUCTURAL FINANCING FOR BDS FOR SELF EMPLOYED/ MICRO
ENTERPRISES
JASMINE/ DG
REGION (EIF)
PROGRESS/ DG
EMPLOI (EIF)
DG ENTERPRISE/ CIP
etc
ESF
Self employed Capacity building
MFIs
Funding MFIs
Micro Capacity building
MFIs
Funding MFIs Special projects –
BDS
Small Financial
instruments for SEs
Special projects –
BDS
Medium Financial
Instruments for MEs
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