2. Corporate Capabilities Presentation
National Insurance Consultants Inc.
8687 West Sahara Ave, Suite 200
Las Vegas, Nevada 89117
Phone: (702) 696-9586
Toll Free: (800) 689-2698
Email: info@niciinsure.com
Website: www.niciinsure.com

3. • NICI OVERVIEW (WHO WE ARE)
• PRODUCTS AND SERVICES OFFERED
• BENEFITS
• Attachment: Construction Wrap-Up Partnerships
• PARTIAL CLIENT LIST
• SERVICE COMMITMENT
• KEY STAFF BIOGRAPHIES

4. NICI OVERVIEW
National Insurance Consultants (NICI) is an independent risk management and insurance
service firm headquarter in Las Vegas. Our associates are comprised of a diverse team of
experts and client advisors with over 80 years of combined experience. Founded by Herman
Ross, NICI was established in 1994 with one employee in Las Vegas, Nevada. Today NICI has
six offices located in Nevada, Texas, Oregon and Virginia. As a certified Minority Business
Enterprise, NICI maintains a growing national client base and is recognized as one of the
country’s premier insurance consultants that specializes in customized insurance and risk
management for all types of businesses, including the transportation industry.
Mission Statement:
“In a world of uncertainty we help our clients turn risk into a competitive advantage.”
The mission of National Insurance Consultants Inc. is to provide value added insurance and
risk management services, to be indispensable and exceed the expectations of our clients,
strategic alliances, and the centers of influence we serve. To uphold the highest ethical
standards with which we have always been identified; to continue to enhance our ability to
provide exceptional service. Our success is measured by respect for individual, professional
competence and our ability to identify opportunities of service and exceed our client’s
expectation. Through this mission statement we are dedicated to making the firm a
professional services firm that counsels our clients as opposed to a purely product sales focus
insurance agency.

5. WHO WE ARE
Full Service Risk Management and Consulting Firm
Our Specialty Services Are:
• Property and Casualty Insurance
• Risk Analysis and Management
• Claims Management
• Safety and Loss Control
• Capital Assistance and Bonding Programs
• Benefits Consulting
• Employee Benefits
• OCIP, ROCIP and CCIP experience
Licensed in 37 States in all related insurance NAICS codes
Organizations and Associations:
*APTA COMTO NMSDC AMAC

6. SERVICES OFFERED
• Property and Casualty
Commercial Liability, Property, Workers Compensation, Equipment & Machinery, Inland
Marine, Business Automobile, Professional Liability, Directors & Officers Liability, Fiduciary
Liability, Defense Base Act and International Coverage
• Employee Benefits
Brokerage and Consulting Services, Corporate Retirement Plans, Voluntary Plans, Cafeteria
Plans, Life & Income Replacement Policies, Group Major Medical, Self Insurance, Actuarial
Services, Executive Compensation Plans, Long Term Care Insurance
• Bond Services
Payment and Bid Bonds, Performance Bonds, Maintenance Bonds, Advance Payment Bonds,
ERISA, Fidelity and Capital Assistance & Educational Bond Program
• Risk Management
Risk Analysis, Loss Control Initiative, Risk Transferals, Catastrophic Insurance
Coverage, Risk Financing, Development Program, Claims Review and Processing.
• Loss Control
Safety Inspections and Training, Accident Analysis, Preventive Maintenance Programs, OSHA
Plans, Background Checks.

7. BENEFITS
We are experienced in both the design and implementation of corporate, non-profit, and
individual benefit plans. NICI works directly with the client to establish reasonable goals,
objectives, and to identify the range of benefits most suited to the client’s needs. As brokers,
our tasks may include the following:
♦ Determination of management and human resource objectives.
♦ Survey employees to ascertain level of plan satisfaction, and/or recommendations
♦ Analysis of census, demographic and utilization information to determine the optimum plan
design, premium structure, and delivery requirements.
♦ Recommendation of cost-savings plan design alternatives and plan implementation
♦ Development of performance, rate guarantees and Requests for Proposals (RFPs), and an
evaluation of vendor responses.
♦ Development of Executive benefit(s) packages, such as keyperson, split-dollar deferred
compensation, and corporate-owned life insurance plans.

8. PARTIAL CLIENT LIST
Private Sector Federal, State, and Local
• Veolia Transportation • Prince George County
• The Peterson Companies • Citizen Area Transit
• ATC/VANCOM • Denver Regional Transportation
• Washington DC National Harbor • Dallas Fort Worth Airport
• Clark County Democratic Party • Brazos Transit District
• Clemson University • Washington Metropolitan Area
• MGM Promotions Inc. Transit Agency
• TRI VALLEY BANK • Sound Transit
• S L King & Associates • Sunline Transit

9. SERVICE COMMITMENT
Service Philosophy: We are committed to delivering services, tailored to clients' needs,
rather than selling established services without regard to need. Our company service
philosophy is to always bring both integrity and effectiveness to our clients, this allows our
organization to "walk the talk" (to paraphrase Douglas Adam). To give real service you must
add something which cannot be bought or measured with money, and that is sincerity and
integrity.
OUR COMMITMENT TO YOU:
• Pre-qualify Markets for Availability, Continuity, Stability
• Examine and Review Provided Specifications and Contracts
• Aggressively Negotiate Coverage Terms, Conditions, and Pricing
• Report on the Status of the Insurance Marketplace
• Keep you inform of Legislative and Regulatory Compliance
• Monitor Risk Management, Safety and Loss Control
• Provide Claims Administration
• Outstanding Customer Service

10. MANAGEMENT
Herman L. Ross, II, CEO/CFO
Mr. Ross has guided NICI since its inception in 1994 and has made key decisions in making the company what
it is to date. The management structure of NICI has matured in the 16+ years of the company’s existence. Mr.
Ross has a management team in which he has total confidence, as demonstrated with his resignation as
President in December of 2003. He will continue to serve as Chairman of the Board of Directors of NICI. With
the addition of our Astoria office in 2009, Herman welcomed back one of our original investors and the
individual that helped write the first business plan, Ms. Jeanne Windsor. Jeanne is the Vice President of
Northwest Operations. The next power move Mr. Ross committed to was the merger and acquisition of
Vantage Risk Management, a diverse risk management and securities insurance firm. With that move in May
of 2011, NICI increased its sales force and also purchased a book of solid business, which includes new
products and services.
Mr. Ross’ responsibilities include management leadership roles by setting strategic goals for growth,
expansion, incentives and vision for the company. He sets staff benchmark goals by conducting one-on-one
meetings with each team member and management team defining the benchmarks and expectations. Mr.
Ross has the amazing ability to motivate and train by his vast knowledge and enthusiasm which goes hand in
hand with NICI’s vision. He will oversee the President, COO, and Vice Presidents.

11. MANAGEMENT
Ms. Antoinette Modrok, President/COO
Ms. Antoinette Modrok began her tenure with NICI as Vice President. Prior to joining the company in
1998, she gained valuable career experience in the financial securities industry that eventually lead her to
the second largest health insurance company in Nevada. She has worked in account executive, marketing
and administrative management capacities — all of which broadened the breadth of her professional
experience. She was a recipient of the Commercial Sales President’s Club Award during her tenure at
PacifiCare of Nevada. Antoinette earned a Bachelor of Arts degree, with sociology as her major, from the
University of California at Los Angeles. She holds a Health and Life Insurance License. Her primary
responsibility is the day-to-day administration of the Las Vegas office as well as increase the middle
market account base in the Las Vegas market. Ms. Modrok is a valued member of the NICI team, and is
highly respected in the Las Vegas insurance community. Ms. Modrok has been a shareholder of NICI since
2001. In 2003, Antoinette was named President of NICI.
Ms. Modrok leads the day-to-day tactical/functional operations of practice, monitors team adherence to
all federal, state and local rules and regulations, leads client experience support, sets goals, monitors
work, and evaluates results to ensure that departmental and organizational objectives and operating
requirements are met and are in line with the needs and mission of the organization.

12. MANAGEMENT
Ms. Katrina Simkins, Senior Vice-President
Katrina joined NICI in May of 2011 after merger and acquisition of VRM. Mrs. Simkins is a licensed, FINRA Series 7
(General Securities (Stockbroker) representative), Series 66 (Registered Investment Advisor), Life, Health and Annuities,
Property and Casualty Consultant/Agent. She has over (10) years of leadership experience and training in the Financial,
Investment, Personal and Commercial Lines insurance industry. Her area of expertise consists of risk management, OCIP
wrap up projects, bonds, claim management and account oversight of Property & Casualty and risk management
consulting for the Public and Private sector.
Katrina will be responsible for identifying and lead new business development opportunities and also ensure highly
productive relationships and partnerships for the benefit of the organization. She will actively seek out opportunities
for investment, revenue generation and strategic partnerships.
Katrina is active member of many business-focused trade associations and advocates to improve the business climate
for contractors and other minority, women & small businesses operating in the Washington, DC metro region and
beyond. She volunteers her time as an expert speaker and advisor to organizations that assist veteran, minority and
small businesses who seek to do business with federal, state and local government agencies

13. MANAGEMENT
Jeanne L. Windsor, Vice-President of Operations – Northwest
Jeanne joined NICI, which operates as National Insurance Consultants Inc. dba National Insurance Services
in the state of Oregon, in 2009. As one of the original founding members of NICI’s Board of Directors, she
was instrumental in helping to establish the company. She worked closely with Mr. Ross to write the first
business plan for NICI and watched from the Northwest as NICI’s vision became reality. Ms. Windsor
moved to the Northwest in 1997 when her son began high school. As an entrepreneur and business
developer, Jeanne became very involved in the area, building strategic alliances and setting a foundation
for future growth for NICI. She currently sits on three non-profit boards using her talents to strengthen
community ties. Her background includes Vice Presidency of a National Software Development Company,
Ownership of Publishing Company and she currently is contracted by Clatsop Community College in
Astoria, Oregon and by Teevin Bros. Land and Timber in Knappa, Oregon for business development.
Ms. Windsor oversees the operations for NICI in the Northwest. Over the years she has concentrated her
studies in a wide range of business subjects. She holds a Property and Casualty and a Life and Health
license in the State of Oregon.