Personal umbrella policies are an inexpensive way to protect your net worth. In Maine, they are usually your only option to protect yourself fully against a wrongful death claim. This slideshow explains how umbrella policies work.

1. Personal Umbrella Policy
(Excess Liability Policy)

2. Personal Umbrella Policy
(Excess Liability Policy)
Protects Your Assets
and
Future Earnings

3. Personal Umbrella Policy
$2,000,000
$1,500,000
$1,000,000
$500,000
Homeowners Boat / RV Auto

4. Personal Umbrella Policy
$2,000,000
$1,500,000
$1,000,000
$500,000
Other
Homeowners Boat / RV Auto
Coverage

5. Do You Need
More Protection from
Liability Suits?

6. Do You Need
More Protection from
Liability Suits?
$800,000
$600,000
$400,000
$200,000
$0
ME Wrongful Death Max. Underlying
Damages Allowed Liability Limits

8. Ask Us for an Umbrella Quote
• Often less than $200 per year for
$1 million in coverage.
• Higher limits may be available.
• Policies are individually underwritten.
• “You don’t have to be a millionaire to
be sued like one.”