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Islamic business model Monash University Conference
1. SME – Entrepreneurship Global Conference, Melbourne 3-4 th July, 2008 Murray Hunter SME Unit University Malaysia Perlis (UniMAP) Towards an Islamic Business Model: A Tawhid Approach
17. Need for an Islamic Model The nature of man The amoral society The underdevelopment of Islamic societies
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21. Islam Espouses a Market Economy “ He who brings goods to the market is blessed with bounty, he who withholds them is cursed.” (Ibn Majah & Al Hakim)
22. A Market Mechanism Is Espoused “ Do not chase after those who are going to the market before they reach the place.” (Al-Bukhari & Muslim)
23. Islam also prohibits price manipulation “ Anyone who withholds goods until the price rises is a sinner.” (Muslim).
24. Faith in one God and a commitment in the teachings revealed by God and His Messengers . Iman affects our world view and daily practices.
37. A business partnership;a) Shirkah: where two or more individuals pool financial resources and share profit and loss on an agreed ratio and held liable to the extent of their capital,b ) Syari’ah: each partner is able to operate other businesses, independent of the principal businessc) Mudarabah: Partnership where one manages the partnership and another supplies the financial resources.
38. Worship. Relates man to Allah through spiritual acts. The manifestation of Amal salih (pious actions).
40. Recognition of the right and proper place and station, condition in life and to self discipline in positive and willing participation in enacting one’s role in accordance with that recognition and acknowledgement. Its occurrence in one and society as a whole reflects the condition of justice.
41. Trust by God in man in the all encompassing concept of nature (tabi’ah)
45. Tahwid: A relationship with Allah which excludes a relationship with anyone else. The focus of all man’s reverence and gratitude, the only source of value, where what Allah desires for man becomes value to him. Man who commits his will to Allah, recognises no other authority other than His. Comprises Iman, Ilmu and Amal .