This document appears to be a quiz on personal finance topics conducted by Ms. O'Brien at Chanel College. It consists of multiple choice questions on topics like irregular income, PRSI, PAYE, opportunity cost, entitlements for the unemployed, impulse buying, commissions, household budgets, overtime pay, and payroll taxes. For each question, four possible answers are provided and the participant is asked to select the correct answer.

1. Ms O Brien Chanel College

2. 3 lifelines:
•50/50 – your
teacher will tell you
which two are
available
•Phone a friend –
choose one person
in the audience to
ask
•Audience – hand
up for A/B/C/D
Ms O Brien Chanel College

3. Which one of the following is an example of Irregular
Income?
A. Wages A. Electricity Bills
A. A Holiday A. Lotto win
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4. Ms O Brien Chanel College

5. What do the letters PRSI stand for?
A. Pay right Social Insurance A. Pay Related Sunday Insurance
A. Pay Related Social Insurance A. Price Related Social Insurance
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6. Ms O Brien Chanel College

7. What is PAYE?
A. A form of Tax A. A form of Insurance
A. A form of Child Benefit A. A Voluntary deduction
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8. Ms O Brien Chanel College

9. Which of the following is an Involuntary deduction from
Gross wages
A. Savings A. Trade Union Fees
A. Commission A. PAYE
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10. Ms O Brien Chanel College

11. You have €10. You can buy a cinema ticket or a football
ticket. You choose the cinema ticket. What is the
Opportunity Cost
A. The Football Match A. €10
A. The Cinema Ticket A. The Financial Cost
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12. Ms O Brien Chanel College

13. An unemployed person is entitled to which of the following?
A. Social Welfare Benefit A. A pension
A. Commission A. Nothing
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14. Ms O Brien Chanel College

15. What term is used to describe buying without planning?
A. False Economy A. Impulse Buying
A. Opportunity Cost A. Bad Budgeting
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16. Ms O Brien Chanel College

17. Shane sold 20 t-shirts at a cost of €10 each. He is entitled
to 5% commission on each t shirt sold. How much will he
receive in total?
A. €10 A. .50c
A. €5 A. €200
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18. Ms O Brien Chanel College

19. Which of the following are examples of Current
Expenditure?
A. A Washing Machine A. A TV
A. A Fridge A. Newspaper
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20. Ms O Brien Chanel College

21. The amount due on an ESB bill is €50 plus 13.5%?
A. €43.25 A. €6.75
A. €63.50 A. €56.75
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22. Ms O Brien Chanel College

23. In a household budget Total Income – Total Expenditure is?
A. Closing Cash A. Net Cash
A. Opening Cash A. Surplus
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24. Ms O Brien Chanel College

25. What word is used to describe when you have money left
over at the end of the month?
A. Subtotal A. Net Cash
C. A Surplus A. A Deficit
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26. Ms O Brien Chanel College

27. What is the money you have at the start of the month
called?
A. Income A. Closing Cash
A. Net Cash A. Opening Cash
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28. Ms O Brien Chanel College

29. Mary earns €10 per hour. If she works two hours overtime
on time and a half how much will she receive in total for
those two hours?
A. €5 A. €30
A. €15 A. €10
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30. Ms O Brien Chanel College

31. What is the name of the tax deducted from ones wages
called?
A. PRSI A. DIRT
A. PAYE A. VHI
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32. Congratulations!
Thank you for playing…
Ms O Brien Chanel College

33. Incorrect!
Try again…
Ms O Brien Chanel College