Mindtree’s GUARD framework offers a near real-time exposure measurement for insurers, helping them optimize and automate exposure management during underwriting. It empowers underwriters to make informed decisions during the risk selection process.

1. GUARD – Global Underwriting
Automated Risk Defender
To improve profitability, managing underwriting exposure effectively is essential. With a rise in
frequency and severity of natural disasters, insurers are forced to reexamine their risk selection
and underwriting processes. Catastrophic exposure assessment is becoming a focus area for
many insurers and an integral part of the front office underwriting process.
Mindtree’s GUARD framework offers a near real-time exposure measurement for insurers, helping them
optimize and automate exposure management during underwriting. It empowers underwriters to make
informed decisions during the risk selection process.
Limited information about property and exposure poses a
threat to risk assessment during underwriting. Without
these details insurers face challenges such as inaccurate
pricing, poor risk selection and higher reinsurance costs.

2. Minimize exposure
Near real-time information
on exposure.
 Improved risk selection
and assessment during
underwriting.
Improved insights during
underwriting
 CAT exposure information
is readily available to underwriters.
 Portfolio / account level risk
assessment and reporting.

GUARD
Ease and speed of underwriting
Simple tools and templates
for exposure management
and reporting.
 Offers automated gateway for
location verification, property
valuation and CAT results.

Optimal pricing
 Effectively price a quote
based on exposure and valuation details.
 Improved pricing discipline and
underwriting process.
GUARD provides accurate and better assessment of
management. It enables insurers to make informed pricing
catastrophic risks at a specific property or location. It
decisions and streamline portfolio level risk analysis. It
supports processing of partial property data received from
reduces the likelihood of unanticipated loss in catastrophe
brokers or prospects available at the underwriting stage.
prone areas and minimizes cost of reinsurance significantly.
It augments data with the details necessary for generating
Mindtree offers flexible approaches to implement GUARD.
exposure insights. It offers real time integration for address
verification, property valuation and catastrophe modeling.
GUARD in premise: This traditional in-premise hosting
Predefined templates and intuitive reports ease
provides insurers better control over their data and resources.
interpretation by underwriters and risk managers.
GUARD in Cloud: This is a highly secured SaaS model which
GUARD offers an efficient workbench for exposure
assists insurers to take advantage of Cloud.
Key features



Comprehensive workbench for underwriters
Real-time integration for address verification, property
valuation and CAT modeling tools
Simple tools and templates to assess location
level exposures


Intuitive reports and dashboards for effective pricing
and underwriting
Ease of integration with underwriting and policy
administration systems
To know more about GUARD and other insurance services, contact Insurance_CoE@mindtree.com
or visit us at http://www.mindtree.com
About Mindtree
Mindtree is a global information technology solutions company with revenues of over USD 435 million. Our 13,000 experts engineer meaningful
technology solutions to help businesses and societies flourish. Mindtree's consulting-driven approach makes us a strategic partner to over 40
Fortune 500 enterprises.
www.mindtree.com
©Mindtree Ltd 2013