Sunsuper sponsored the HR Leaders Resources Summit and gave this important presentation

1. Q3: How will you help me understand my super?
Leanne Whicker
GENERAL MANAGER – PEOPLE AND STRATEGY

2. Disclaimers and disclosures
This presentation contains general advice and does not take into account the investment objectives, financial
situation or needs of any particular individual. Because of this you should consider the appropriateness of the
advice, having regard to your own particular objectives, financial situation and needs before acting on any advice.
You need to apply the concepts to your own situation before making an investment decision.
You should obtain and consider a copy of the Product Disclosure Statement (PDS) before making a decision to
acquire, or continue to hold the product. You can obtain a PDS by contacting the Customer Service Hotline on 13 11
84 or by visiting www.sunsuper.com.au.
Before making a decision to switch between superannuation funds you should consider whether there is any impact
from exit fees, withdrawal fees or loss of other benefits.
Staff are employees of Sunsuper Pty Ltd and may act as a representative of either the Sunsuper Pty Ltd or
Sunsuper Financial Services Pty Ltd AFS Licensee. As employees of Sunsuper, we are likely to give preference to
Sunsuper products in any recommendations. We are remunerated by salary package, a portion of which is payable on
achievement of key performance indicators.
Further information is available in the Financial Services Guides for Sunsuper and Sunsuper Financial Services1.
1 Simple advice about super is provided at no additional cost. More detailed advice may incur a fee. All advice is provided by representatives of either Sunsuper Pty
Ltd or Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL No. 227867), a wholly owned subsidiary of Sunsuper.

3. Importance of selecting the right super
partner

4. Q1. How can you help me retain my staff?

5. Q2. How will you make my life easier?

6. 0%
5%
10%
15%
20%
25%
30%
35%
40%
45%
1 2 to 5 6 to 10 11 to 20 21+
Contributions to multiple funds increasing
2003 2005 2007 2009 2011
© 2011 Cameron Research Group
Q2. How will you make my life easier?

7. Q2. How will you make my life easier?
Paying 56 different
funds,
taking 6 days to
process
Large
national
company
Met
with
Sunsuper
Sunsuper
Help move to
clearing house
Extract one file
Upload online
Process
under
one hour

8. Q3. How will you help me understand super?

9. 1 July 2013 Increase SG rate from 9% to 9.25%
SG contributions for employees 70 years or over
I January 2014 MySuper: SG payments to MySuper compliant fund
1 July 2014 Increase SG rate from 9.25% to 9.5%
Superstream: new data and e-commerce standards
1 July 2015 Increase SG rate from 9.5% to 10%
1 July 2016 Increase SG rate from 10% to 10.5%
1 July 2017 Increase SG rate from 10.5% to 11%
1 July 2018 Increase SG rate from 11% to 11.5%
1 July 2019 Increase SG rate from 11.5% to 12%
Q3. How will you help me understand super?

10. Q4. How will you help my staff maximise
their retirement savings?

11. Q4. How will you help my staff maximise
their retirement savings?
Welcome
to Sunsuper
Watches video
Makes investment
choice
Calculator
Salary sacrifices
Lost
super
$1500
Transition
to
retirement
Turns 45
SunTracker invite

12. Q4. How will you help my staff maximise
their retirement savings?
Calls
Sunsuper
Surplus cash
wants to save each
month
$600 per month
Salary Sac
Checks
cont caps
limit
SS extra $600
Pay decrease $369
Extra
$64,000

13. Q5. How will you help my staff if something
goes wrong?

14. Injured
Rings Sunsuper
Receives claim pack
Every 10 days
Updated
Claim
approved
Rehabilitation
program begins
Return
to light
duties
Q5. How will you help my staff if something
goes wrong?

15. Q5. How will you help my staff if something
goes wrong?

16. …for the second year in a row!

17. Low fees
Profit for members
1.2 million members
Strong performance
Industry leading super fund

18. Q5. How will you help my staff if something
goes wrong?