SlideShare ist ein Scribd-Unternehmen logo
1 von 34
Ten Best ETFs of 2012


 David John Marotta
   Marotta Wealth Management
   www.MarottaOnMoney.com
The Importance of
  Asset Allocation
The Importance of
  Asset Allocation
The Importance of
                                                Asset Allocation



      Short    US     Foreign     US     Foreign   Hard
Age
      Money   Bonds   Bonds     Stocks   Stocks    Assets

20    0.0%    0.0%     0.0%     40.2%    45.6%      14.0%

30    3.0%    2.2%     2.2%     36.2%    40.8%      15.6%

40    3.0%    5.8%     5.8%     32.2%    35.2%      17.0%

50    3.0%    7.7%     7.7%     30.0%    34.0%      17.6%

60    3.0%    9.7%     9.7%     27.9%    31.5%      18.2%

70    5.0%    13.6%   13.6%     22.8%    25.8%      19.2%

80    5.0%    18.7%   18.7%     17.7%    20.0%      19.9%
The Importance of
                                                Asset Allocation



      Short    US     Foreign     US     Foreign   Hard
Age
      Money   Bonds   Bonds     Stocks   Stocks    Assets

20    0.0%    0.0%     0.0%     40.2%    45.6%      14.0%

30    3.0%    2.2%     2.2%     36.2%    40.8%      15.6%

40    3.0%    5.8%     5.8%     32.2%    35.2%      17.0%

50    3.0%    7.7%     7.7%     30.0%    34.0%      17.6%

60    3.0%    9.7%     9.7%     27.9%    31.5%      18.2%

70    5.0%    13.6%   13.6%     22.8%    25.8%      19.2%

80    5.0%    18.7%   18.7%     17.7%    20.0%      19.9%
PIMCO Funds Total Return (PTTRX/PTTDX)
PIMCO Emerging Markets Bonds (PEBIX/PEMDX)
Dynamic Asset Allocation
 May boost returns even more
 than tilting small and value

Can be adjusted quarterly or annually

Should not increase transaction costs

Can be implemented using relatively
historical ratio of 10-year P/E ratios
80% Vanguard S&P 500 ETF (VOO)
20% Vanguard Information Tech ETF (VGT)
EWH
EWS
EWA
EWL
EWC
VWO
VWO
15% iShares MSCI Hong Kong Index (EWH)
15% iShares MSCI Singapore Index (EWS)
15% iShares MSCI Australia Index (EWA)
15% iShares MSCI Switzerland Index (EWL)

10% iShares MSCI Canada Index (EWC)

30% Vanguard MSCI Emerging Markets (VWO)
IGE
60% iShares NAmer Natural Resources (IGE)
40% Vanguard U.S. REIT (VNQ)
The Importance of
                                                Asset Allocation



      Short    US     Foreign     US     Foreign   Hard
Age
      Money   Bonds   Bonds     Stocks   Stocks    Assets

20    0.0%    0.0%     0.0%     40.2%    45.6%      14.0%

30    3.0%    2.2%     2.2%     36.2%    40.8%      15.6%

40    3.0%    5.8%     5.8%     32.2%    35.2%      17.0%

50    3.0%    7.7%     7.7%     30.0%    34.0%      17.6%

60    3.0%    9.7%     9.7%     27.9%    31.5%      18.2%

70    5.0%    13.6%   13.6%     22.8%    25.8%      19.2%

80    5.0%    18.7%   18.7%     17.7%    20.0%      19.9%
3% Money Market
9.7% PIMCO Total Return (PTTRX/PTTDX)
9.7% PIMCO Emerging Bonds (PEBIX/PEMDX)
22.3% Vanguard S&P 500 ETF (VOO)
5.6% Vanguard Information Tech ETF (VGT)
4.7% iShares MSCI Hong Kong Index (EWH)
4.7% iShares MSCI Singapore Index (EWS)
4.7% iShares MSCI Australia Index (EWA)
4.7% iShares MSCI Switzerland Index (EWL)
3.2% iShares MSCI Canada Index (EWC)
9.5% Vanguard MSCI Emerging Markets (VWO)
10.9% iShares NAmer Natural Resources (IGE)
7.3% Vanguard U.S. REIT (VNQ)
The Importance of
                                       Asset Allocation




Summary
Invest in all 6 asset classes
Use index ETFs with low expense ratios
Tilt value and small for US stocks
Tilt Foreign toward specific countries
Monitor and rebalance annually
Ten Best ETFs of 2012


 David John Marotta
   Marotta Wealth Management
   www.MarottaOnMoney.com

Weitere ähnliche Inhalte

Was ist angesagt?

November 2012 Market Commentary
November 2012 Market CommentaryNovember 2012 Market Commentary
November 2012 Market Commentary
Mark_Krygier
 

Was ist angesagt? (20)

Palmarès des valeurs
Palmarès des valeurs Palmarès des valeurs
Palmarès des valeurs
 
BP and Exxon Comparative Financial Analysis Jan 2011
BP and Exxon Comparative Financial Analysis Jan 2011BP and Exxon Comparative Financial Analysis Jan 2011
BP and Exxon Comparative Financial Analysis Jan 2011
 
Review sample v1
Review sample v1Review sample v1
Review sample v1
 
Epic research's weekly derivative market report 26th september 2016
Epic research's weekly derivative market report 26th september 2016Epic research's weekly derivative market report 26th september 2016
Epic research's weekly derivative market report 26th september 2016
 
EPIC RESEARCH SINGAPORE - Daily SGX Singapore report of 10 June 2016
EPIC RESEARCH SINGAPORE - Daily SGX Singapore report of 10 June 2016EPIC RESEARCH SINGAPORE - Daily SGX Singapore report of 10 June 2016
EPIC RESEARCH SINGAPORE - Daily SGX Singapore report of 10 June 2016
 
Q2 2015 global wholesaler peformance
Q2 2015 global wholesaler peformanceQ2 2015 global wholesaler peformance
Q2 2015 global wholesaler peformance
 
Weekly equity news letter 09 dec 2013
Weekly equity news letter 09 dec 2013Weekly equity news letter 09 dec 2013
Weekly equity news letter 09 dec 2013
 
Weekly Profitable equity Report by the Theequicom.com 10 march
 Weekly Profitable equity Report by the Theequicom.com 10 march Weekly Profitable equity Report by the Theequicom.com 10 march
Weekly Profitable equity Report by the Theequicom.com 10 march
 
Markets Accurate Updates By Theequicom.com 24-2-14
Markets Accurate Updates By Theequicom.com 24-2-14Markets Accurate Updates By Theequicom.com 24-2-14
Markets Accurate Updates By Theequicom.com 24-2-14
 
Weekly newsletter equity 29 april2013
Weekly newsletter equity 29 april2013Weekly newsletter equity 29 april2013
Weekly newsletter equity 29 april2013
 
Weekly Equity Newsletter 7-October
Weekly Equity Newsletter 7-OctoberWeekly Equity Newsletter 7-October
Weekly Equity Newsletter 7-October
 
EPIC RESEARCH SINGAPORE - Daily SGX Singapore report of 06 June 2016
EPIC RESEARCH SINGAPORE - Daily SGX Singapore report of 06 June 2016EPIC RESEARCH SINGAPORE - Daily SGX Singapore report of 06 June 2016
EPIC RESEARCH SINGAPORE - Daily SGX Singapore report of 06 June 2016
 
Daily klse malaysia report by epic research malaysia 4th august 2014
Daily klse malaysia report by epic research malaysia  4th august 2014Daily klse malaysia report by epic research malaysia  4th august 2014
Daily klse malaysia report by epic research malaysia 4th august 2014
 
Star Tribune Economy At A Glance May2010
Star Tribune Economy At A Glance May2010Star Tribune Economy At A Glance May2010
Star Tribune Economy At A Glance May2010
 
柏瑞週報 20190524
柏瑞週報 20190524柏瑞週報 20190524
柏瑞週報 20190524
 
Anchor capital senate group 6th november 2015 - final
Anchor capital   senate group 6th november 2015 - finalAnchor capital   senate group 6th november 2015 - final
Anchor capital senate group 6th november 2015 - final
 
Insights and perspectives 2016 e
Insights and perspectives 2016 eInsights and perspectives 2016 e
Insights and perspectives 2016 e
 
Temporal Diversification in Real Estate Portfolios
Temporal Diversification in Real Estate PortfoliosTemporal Diversification in Real Estate Portfolios
Temporal Diversification in Real Estate Portfolios
 
Princeton bcf
Princeton bcfPrinceton bcf
Princeton bcf
 
November 2012 Market Commentary
November 2012 Market CommentaryNovember 2012 Market Commentary
November 2012 Market Commentary
 

Andere mochten auch

At bootcamp template
At bootcamp templateAt bootcamp template
At bootcamp template
ATBootcamp
 
Calentamiento Global Lioi, Marotta Y FernáNdez Vior
Calentamiento Global Lioi, Marotta Y FernáNdez ViorCalentamiento Global Lioi, Marotta Y FernáNdez Vior
Calentamiento Global Lioi, Marotta Y FernáNdez Vior
brenvior
 
Acusación por el homicidio del periodista Augusto Carmona Acevedo
Acusación por el homicidio del periodista Augusto Carmona AcevedoAcusación por el homicidio del periodista Augusto Carmona Acevedo
Acusación por el homicidio del periodista Augusto Carmona Acevedo
La Nacion Chile
 
Canal de Panamá, Ortega y Marotta
Canal de Panamá, Ortega y MarottaCanal de Panamá, Ortega y Marotta
Canal de Panamá, Ortega y Marotta
stellamg
 
Mémoire "L'utilisation des réseaux sociaux dans l'industrie de la musique : l...
Mémoire "L'utilisation des réseaux sociaux dans l'industrie de la musique : l...Mémoire "L'utilisation des réseaux sociaux dans l'industrie de la musique : l...
Mémoire "L'utilisation des réseaux sociaux dans l'industrie de la musique : l...
Coline Moire
 
Historia de sindicatos
Historia de sindicatosHistoria de sindicatos
Historia de sindicatos
Yomaira Zurita
 
Extending your conference learning via podcasts
Extending your conference learning via podcastsExtending your conference learning via podcasts
Extending your conference learning via podcasts
Mike Marotta
 

Andere mochten auch (20)

At bootcamp template
At bootcamp templateAt bootcamp template
At bootcamp template
 
Diseño Instruccional: Tecnológico
Diseño Instruccional: TecnológicoDiseño Instruccional: Tecnológico
Diseño Instruccional: Tecnológico
 
AnáLisis Situacional Y RedefinicióN Del Tema
AnáLisis Situacional Y RedefinicióN Del TemaAnáLisis Situacional Y RedefinicióN Del Tema
AnáLisis Situacional Y RedefinicióN Del Tema
 
Calentamiento Global Lioi, Marotta Y FernáNdez Vior
Calentamiento Global Lioi, Marotta Y FernáNdez ViorCalentamiento Global Lioi, Marotta Y FernáNdez Vior
Calentamiento Global Lioi, Marotta Y FernáNdez Vior
 
EXTRAIT du roman « Le Visage de Satan » de Florent Marotta
EXTRAIT du roman « Le Visage de Satan » de Florent MarottaEXTRAIT du roman « Le Visage de Satan » de Florent Marotta
EXTRAIT du roman « Le Visage de Satan » de Florent Marotta
 
Acusación por el homicidio del periodista Augusto Carmona Acevedo
Acusación por el homicidio del periodista Augusto Carmona AcevedoAcusación por el homicidio del periodista Augusto Carmona Acevedo
Acusación por el homicidio del periodista Augusto Carmona Acevedo
 
Canal de Panamá, Ortega y Marotta
Canal de Panamá, Ortega y MarottaCanal de Panamá, Ortega y Marotta
Canal de Panamá, Ortega y Marotta
 
Lanzamiento del libro "Principios rectores y garantías fundamentales: sistema...
Lanzamiento del libro "Principios rectores y garantías fundamentales: sistema...Lanzamiento del libro "Principios rectores y garantías fundamentales: sistema...
Lanzamiento del libro "Principios rectores y garantías fundamentales: sistema...
 
Los sindicatos
Los sindicatosLos sindicatos
Los sindicatos
 
Mémoire "L'utilisation des réseaux sociaux dans l'industrie de la musique : l...
Mémoire "L'utilisation des réseaux sociaux dans l'industrie de la musique : l...Mémoire "L'utilisation des réseaux sociaux dans l'industrie de la musique : l...
Mémoire "L'utilisation des réseaux sociaux dans l'industrie de la musique : l...
 
Historia de sindicatos
Historia de sindicatosHistoria de sindicatos
Historia de sindicatos
 
Safe Withdrawal Rates and Zero-Risk Portfolios 2012-12
Safe Withdrawal Rates and Zero-Risk Portfolios 2012-12Safe Withdrawal Rates and Zero-Risk Portfolios 2012-12
Safe Withdrawal Rates and Zero-Risk Portfolios 2012-12
 
Tax Planning: Review your 1040
Tax Planning: Review your 1040Tax Planning: Review your 1040
Tax Planning: Review your 1040
 
UNC Sustainability Symposium: Kim Marotta 2082013
UNC Sustainability Symposium: Kim Marotta 2082013UNC Sustainability Symposium: Kim Marotta 2082013
UNC Sustainability Symposium: Kim Marotta 2082013
 
Networking interview
Networking interview Networking interview
Networking interview
 
Chrome as Assistive Technology
Chrome as Assistive TechnologyChrome as Assistive Technology
Chrome as Assistive Technology
 
Dynamic Portfolio Construction in the Context of Comprehensive Wealth Management
Dynamic Portfolio Construction in the Context of Comprehensive Wealth ManagementDynamic Portfolio Construction in the Context of Comprehensive Wealth Management
Dynamic Portfolio Construction in the Context of Comprehensive Wealth Management
 
Marotta Controls Careers - What Interests You?
Marotta Controls Careers - What Interests You?Marotta Controls Careers - What Interests You?
Marotta Controls Careers - What Interests You?
 
Presentation of research projects. Bioibérica-FCB-Leitat
Presentation of research projects. Bioibérica-FCB-LeitatPresentation of research projects. Bioibérica-FCB-Leitat
Presentation of research projects. Bioibérica-FCB-Leitat
 
Extending your conference learning via podcasts
Extending your conference learning via podcastsExtending your conference learning via podcasts
Extending your conference learning via podcasts
 

Ähnlich wie Ten Best ETFs of 2012

2005 - 5th Us Analyst And Investor Meeting Financials
2005 - 5th Us Analyst And Investor Meeting   Financials2005 - 5th Us Analyst And Investor Meeting   Financials
2005 - 5th Us Analyst And Investor Meeting Financials
Embraer RI
 
Icca%20economic%20survey%20 %20for%20 Ga%20slides
Icca%20economic%20survey%20 %20for%20 Ga%20slidesIcca%20economic%20survey%20 %20for%20 Ga%20slides
Icca%20economic%20survey%20 %20for%20 Ga%20slides
guestadb899
 
2013 02 new client seminar
2013 02 new client seminar2013 02 new client seminar
2013 02 new client seminar
juliedoubleyou
 
Apresentação 2 q10
Apresentação 2 q10Apresentação 2 q10
Apresentação 2 q10
mmxriweb
 

Ähnlich wie Ten Best ETFs of 2012 (20)

2005 - 5th Us Analyst And Investor Meeting Financials
2005 - 5th Us Analyst And Investor Meeting   Financials2005 - 5th Us Analyst And Investor Meeting   Financials
2005 - 5th Us Analyst And Investor Meeting Financials
 
Icca%20economic%20survey%20 %20for%20 Ga%20slides
Icca%20economic%20survey%20 %20for%20 Ga%20slidesIcca%20economic%20survey%20 %20for%20 Ga%20slides
Icca%20economic%20survey%20 %20for%20 Ga%20slides
 
NGDP + real growth, CA Surplus
NGDP + real growth, CA SurplusNGDP + real growth, CA Surplus
NGDP + real growth, CA Surplus
 
Asset Allocation & Financial Planning
Asset Allocation & Financial PlanningAsset Allocation & Financial Planning
Asset Allocation & Financial Planning
 
Pepperdine cost of capital national summit 10 18 2011
Pepperdine cost of capital national summit 10 18 2011Pepperdine cost of capital national summit 10 18 2011
Pepperdine cost of capital national summit 10 18 2011
 
Pepperdine cost of capital national summit 10 18 2011
Pepperdine cost of capital national summit 10 18 2011Pepperdine cost of capital national summit 10 18 2011
Pepperdine cost of capital national summit 10 18 2011
 
Pepperdine cost of capital national summit 10 18 2011
Pepperdine cost of capital national summit 10 18 2011Pepperdine cost of capital national summit 10 18 2011
Pepperdine cost of capital national summit 10 18 2011
 
Grendene - 2nd Qquarter 2007 Earnings
Grendene - 2nd Qquarter 2007 EarningsGrendene - 2nd Qquarter 2007 Earnings
Grendene - 2nd Qquarter 2007 Earnings
 
2013 02 new client seminar
2013 02 new client seminar2013 02 new client seminar
2013 02 new client seminar
 
Apresentação 2 q10
Apresentação 2 q10Apresentação 2 q10
Apresentação 2 q10
 
mi-guide-to-the-markets-us.pdf
mi-guide-to-the-markets-us.pdfmi-guide-to-the-markets-us.pdf
mi-guide-to-the-markets-us.pdf
 
2017 Q2 Investment Webinar - The San Diego Foundation
2017 Q2 Investment Webinar - The San Diego Foundation2017 Q2 Investment Webinar - The San Diego Foundation
2017 Q2 Investment Webinar - The San Diego Foundation
 
Amartechnology Global - Executive Summary
Amartechnology Global - Executive SummaryAmartechnology Global - Executive Summary
Amartechnology Global - Executive Summary
 
CrowdInvest
CrowdInvestCrowdInvest
CrowdInvest
 
Ergonomia
ErgonomiaErgonomia
Ergonomia
 
Tax Free Yields
Tax Free YieldsTax Free Yields
Tax Free Yields
 
Presentación Dunas Capital en Valencia (9 de marzo)
Presentación Dunas Capital en Valencia (9 de marzo) Presentación Dunas Capital en Valencia (9 de marzo)
Presentación Dunas Capital en Valencia (9 de marzo)
 
Active Portfolio Management
Active Portfolio ManagementActive Portfolio Management
Active Portfolio Management
 
Q2 2009 Earning Report of Knoll Inc.
Q2 2009 Earning Report of Knoll Inc.Q2 2009 Earning Report of Knoll Inc.
Q2 2009 Earning Report of Knoll Inc.
 
Bsc vietnam outlook 2020 2021 (english) colour of the year (final sars-Cov2 r...
Bsc vietnam outlook 2020 2021 (english) colour of the year (final sars-Cov2 r...Bsc vietnam outlook 2020 2021 (english) colour of the year (final sars-Cov2 r...
Bsc vietnam outlook 2020 2021 (english) colour of the year (final sars-Cov2 r...
 

Mehr von David John Marotta (7)

NAP Tax Credits 2014
NAP Tax Credits 2014NAP Tax Credits 2014
NAP Tax Credits 2014
 
How to Read Your (IRS Form 1040) Tax Return -April 2013
How to Read Your (IRS Form 1040) Tax Return -April 2013How to Read Your (IRS Form 1040) Tax Return -April 2013
How to Read Your (IRS Form 1040) Tax Return -April 2013
 
Safe withdrawal rates 2012 12
Safe withdrawal rates 2012 12Safe withdrawal rates 2012 12
Safe withdrawal rates 2012 12
 
Roth segregation 2012 10
Roth segregation 2012 10Roth segregation 2012 10
Roth segregation 2012 10
 
Marotta Wealth Management 2nd Quarter 2012 Report
Marotta Wealth Management 2nd Quarter 2012 ReportMarotta Wealth Management 2nd Quarter 2012 Report
Marotta Wealth Management 2nd Quarter 2012 Report
 
Social Security: How to Get $250,000 More
Social Security: How to Get $250,000 MoreSocial Security: How to Get $250,000 More
Social Security: How to Get $250,000 More
 
Roth Conversion IRA 2012
Roth Conversion IRA 2012Roth Conversion IRA 2012
Roth Conversion IRA 2012
 

Kürzlich hochgeladen

VIP Call Girl in Thane 💧 9920725232 ( Call Me ) Get A New Crush Everyday With...
VIP Call Girl in Thane 💧 9920725232 ( Call Me ) Get A New Crush Everyday With...VIP Call Girl in Thane 💧 9920725232 ( Call Me ) Get A New Crush Everyday With...
VIP Call Girl in Thane 💧 9920725232 ( Call Me ) Get A New Crush Everyday With...
dipikadinghjn ( Why You Choose Us? ) Escorts
 
VIP Independent Call Girls in Taloja 🌹 9920725232 ( Call Me ) Mumbai Escorts ...
VIP Independent Call Girls in Taloja 🌹 9920725232 ( Call Me ) Mumbai Escorts ...VIP Independent Call Girls in Taloja 🌹 9920725232 ( Call Me ) Mumbai Escorts ...
VIP Independent Call Girls in Taloja 🌹 9920725232 ( Call Me ) Mumbai Escorts ...
dipikadinghjn ( Why You Choose Us? ) Escorts
 
VIP Call Girl in Mumbai Central 💧 9920725232 ( Call Me ) Get A New Crush Ever...
VIP Call Girl in Mumbai Central 💧 9920725232 ( Call Me ) Get A New Crush Ever...VIP Call Girl in Mumbai Central 💧 9920725232 ( Call Me ) Get A New Crush Ever...
VIP Call Girl in Mumbai Central 💧 9920725232 ( Call Me ) Get A New Crush Ever...
dipikadinghjn ( Why You Choose Us? ) Escorts
 
VIP Independent Call Girls in Mumbai 🌹 9920725232 ( Call Me ) Mumbai Escorts ...
VIP Independent Call Girls in Mumbai 🌹 9920725232 ( Call Me ) Mumbai Escorts ...VIP Independent Call Girls in Mumbai 🌹 9920725232 ( Call Me ) Mumbai Escorts ...
VIP Independent Call Girls in Mumbai 🌹 9920725232 ( Call Me ) Mumbai Escorts ...
dipikadinghjn ( Why You Choose Us? ) Escorts
 
Call Girls in New Ashok Nagar, (delhi) call me [9953056974] escort service 24X7
Call Girls in New Ashok Nagar, (delhi) call me [9953056974] escort service 24X7Call Girls in New Ashok Nagar, (delhi) call me [9953056974] escort service 24X7
Call Girls in New Ashok Nagar, (delhi) call me [9953056974] escort service 24X7
9953056974 Low Rate Call Girls In Saket, Delhi NCR
 
From Luxury Escort Service Kamathipura : 9352852248 Make on-demand Arrangemen...
From Luxury Escort Service Kamathipura : 9352852248 Make on-demand Arrangemen...From Luxury Escort Service Kamathipura : 9352852248 Make on-demand Arrangemen...
From Luxury Escort Service Kamathipura : 9352852248 Make on-demand Arrangemen...
From Luxury Escort : 9352852248 Make on-demand Arrangements Near yOU
 
VIP Independent Call Girls in Mira Bhayandar 🌹 9920725232 ( Call Me ) Mumbai ...
VIP Independent Call Girls in Mira Bhayandar 🌹 9920725232 ( Call Me ) Mumbai ...VIP Independent Call Girls in Mira Bhayandar 🌹 9920725232 ( Call Me ) Mumbai ...
VIP Independent Call Girls in Mira Bhayandar 🌹 9920725232 ( Call Me ) Mumbai ...
dipikadinghjn ( Why You Choose Us? ) Escorts
 
call girls in Sant Nagar (DELHI) 🔝 >༒9953056974 🔝 genuine Escort Service 🔝✔️✔️
call girls in Sant Nagar (DELHI) 🔝 >༒9953056974 🔝 genuine Escort Service 🔝✔️✔️call girls in Sant Nagar (DELHI) 🔝 >༒9953056974 🔝 genuine Escort Service 🔝✔️✔️
call girls in Sant Nagar (DELHI) 🔝 >༒9953056974 🔝 genuine Escort Service 🔝✔️✔️
9953056974 Low Rate Call Girls In Saket, Delhi NCR
 

Kürzlich hochgeladen (20)

VIP Call Girl in Thane 💧 9920725232 ( Call Me ) Get A New Crush Everyday With...
VIP Call Girl in Thane 💧 9920725232 ( Call Me ) Get A New Crush Everyday With...VIP Call Girl in Thane 💧 9920725232 ( Call Me ) Get A New Crush Everyday With...
VIP Call Girl in Thane 💧 9920725232 ( Call Me ) Get A New Crush Everyday With...
 
Mira Road Memorable Call Grls Number-9833754194-Bhayandar Speciallty Call Gir...
Mira Road Memorable Call Grls Number-9833754194-Bhayandar Speciallty Call Gir...Mira Road Memorable Call Grls Number-9833754194-Bhayandar Speciallty Call Gir...
Mira Road Memorable Call Grls Number-9833754194-Bhayandar Speciallty Call Gir...
 
Diva-Thane European Call Girls Number-9833754194-Diva Busty Professional Call...
Diva-Thane European Call Girls Number-9833754194-Diva Busty Professional Call...Diva-Thane European Call Girls Number-9833754194-Diva Busty Professional Call...
Diva-Thane European Call Girls Number-9833754194-Diva Busty Professional Call...
 
Call Girls Koregaon Park Call Me 7737669865 Budget Friendly No Advance Booking
Call Girls Koregaon Park Call Me 7737669865 Budget Friendly No Advance BookingCall Girls Koregaon Park Call Me 7737669865 Budget Friendly No Advance Booking
Call Girls Koregaon Park Call Me 7737669865 Budget Friendly No Advance Booking
 
VIP Independent Call Girls in Taloja 🌹 9920725232 ( Call Me ) Mumbai Escorts ...
VIP Independent Call Girls in Taloja 🌹 9920725232 ( Call Me ) Mumbai Escorts ...VIP Independent Call Girls in Taloja 🌹 9920725232 ( Call Me ) Mumbai Escorts ...
VIP Independent Call Girls in Taloja 🌹 9920725232 ( Call Me ) Mumbai Escorts ...
 
Top Rated Pune Call Girls Pashan ⟟ 6297143586 ⟟ Call Me For Genuine Sex Serv...
Top Rated  Pune Call Girls Pashan ⟟ 6297143586 ⟟ Call Me For Genuine Sex Serv...Top Rated  Pune Call Girls Pashan ⟟ 6297143586 ⟟ Call Me For Genuine Sex Serv...
Top Rated Pune Call Girls Pashan ⟟ 6297143586 ⟟ Call Me For Genuine Sex Serv...
 
VIP Call Girl in Mumbai Central 💧 9920725232 ( Call Me ) Get A New Crush Ever...
VIP Call Girl in Mumbai Central 💧 9920725232 ( Call Me ) Get A New Crush Ever...VIP Call Girl in Mumbai Central 💧 9920725232 ( Call Me ) Get A New Crush Ever...
VIP Call Girl in Mumbai Central 💧 9920725232 ( Call Me ) Get A New Crush Ever...
 
(Vedika) Low Rate Call Girls in Pune Call Now 8250077686 Pune Escorts 24x7
(Vedika) Low Rate Call Girls in Pune Call Now 8250077686 Pune Escorts 24x7(Vedika) Low Rate Call Girls in Pune Call Now 8250077686 Pune Escorts 24x7
(Vedika) Low Rate Call Girls in Pune Call Now 8250077686 Pune Escorts 24x7
 
VIP Independent Call Girls in Mumbai 🌹 9920725232 ( Call Me ) Mumbai Escorts ...
VIP Independent Call Girls in Mumbai 🌹 9920725232 ( Call Me ) Mumbai Escorts ...VIP Independent Call Girls in Mumbai 🌹 9920725232 ( Call Me ) Mumbai Escorts ...
VIP Independent Call Girls in Mumbai 🌹 9920725232 ( Call Me ) Mumbai Escorts ...
 
Call Girls in New Ashok Nagar, (delhi) call me [9953056974] escort service 24X7
Call Girls in New Ashok Nagar, (delhi) call me [9953056974] escort service 24X7Call Girls in New Ashok Nagar, (delhi) call me [9953056974] escort service 24X7
Call Girls in New Ashok Nagar, (delhi) call me [9953056974] escort service 24X7
 
Mira Road Awesome 100% Independent Call Girls NUmber-9833754194-Dahisar Inter...
Mira Road Awesome 100% Independent Call Girls NUmber-9833754194-Dahisar Inter...Mira Road Awesome 100% Independent Call Girls NUmber-9833754194-Dahisar Inter...
Mira Road Awesome 100% Independent Call Girls NUmber-9833754194-Dahisar Inter...
 
From Luxury Escort Service Kamathipura : 9352852248 Make on-demand Arrangemen...
From Luxury Escort Service Kamathipura : 9352852248 Make on-demand Arrangemen...From Luxury Escort Service Kamathipura : 9352852248 Make on-demand Arrangemen...
From Luxury Escort Service Kamathipura : 9352852248 Make on-demand Arrangemen...
 
Vip Call US 📞 7738631006 ✅Call Girls In Sakinaka ( Mumbai )
Vip Call US 📞 7738631006 ✅Call Girls In Sakinaka ( Mumbai )Vip Call US 📞 7738631006 ✅Call Girls In Sakinaka ( Mumbai )
Vip Call US 📞 7738631006 ✅Call Girls In Sakinaka ( Mumbai )
 
Top Rated Pune Call Girls Sinhagad Road ⟟ 6297143586 ⟟ Call Me For Genuine S...
Top Rated  Pune Call Girls Sinhagad Road ⟟ 6297143586 ⟟ Call Me For Genuine S...Top Rated  Pune Call Girls Sinhagad Road ⟟ 6297143586 ⟟ Call Me For Genuine S...
Top Rated Pune Call Girls Sinhagad Road ⟟ 6297143586 ⟟ Call Me For Genuine S...
 
Indore Real Estate Market Trends Report.pdf
Indore Real Estate Market Trends Report.pdfIndore Real Estate Market Trends Report.pdf
Indore Real Estate Market Trends Report.pdf
 
VIP Independent Call Girls in Mira Bhayandar 🌹 9920725232 ( Call Me ) Mumbai ...
VIP Independent Call Girls in Mira Bhayandar 🌹 9920725232 ( Call Me ) Mumbai ...VIP Independent Call Girls in Mira Bhayandar 🌹 9920725232 ( Call Me ) Mumbai ...
VIP Independent Call Girls in Mira Bhayandar 🌹 9920725232 ( Call Me ) Mumbai ...
 
call girls in Sant Nagar (DELHI) 🔝 >༒9953056974 🔝 genuine Escort Service 🔝✔️✔️
call girls in Sant Nagar (DELHI) 🔝 >༒9953056974 🔝 genuine Escort Service 🔝✔️✔️call girls in Sant Nagar (DELHI) 🔝 >༒9953056974 🔝 genuine Escort Service 🔝✔️✔️
call girls in Sant Nagar (DELHI) 🔝 >༒9953056974 🔝 genuine Escort Service 🔝✔️✔️
 
Booking open Available Pune Call Girls Talegaon Dabhade 6297143586 Call Hot ...
Booking open Available Pune Call Girls Talegaon Dabhade  6297143586 Call Hot ...Booking open Available Pune Call Girls Talegaon Dabhade  6297143586 Call Hot ...
Booking open Available Pune Call Girls Talegaon Dabhade 6297143586 Call Hot ...
 
Navi Mumbai Cooperetive Housewife Call Girls-9833754194-Natural Panvel Enjoye...
Navi Mumbai Cooperetive Housewife Call Girls-9833754194-Natural Panvel Enjoye...Navi Mumbai Cooperetive Housewife Call Girls-9833754194-Natural Panvel Enjoye...
Navi Mumbai Cooperetive Housewife Call Girls-9833754194-Natural Panvel Enjoye...
 
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...
Solution Manual for Financial Accounting, 11th Edition by Robert Libby, Patri...
 

Ten Best ETFs of 2012

  • 1. Ten Best ETFs of 2012 David John Marotta Marotta Wealth Management www.MarottaOnMoney.com
  • 2.
  • 3. The Importance of Asset Allocation
  • 4. The Importance of Asset Allocation
  • 5. The Importance of Asset Allocation Short US Foreign US Foreign Hard Age Money Bonds Bonds Stocks Stocks Assets 20 0.0% 0.0% 0.0% 40.2% 45.6% 14.0% 30 3.0% 2.2% 2.2% 36.2% 40.8% 15.6% 40 3.0% 5.8% 5.8% 32.2% 35.2% 17.0% 50 3.0% 7.7% 7.7% 30.0% 34.0% 17.6% 60 3.0% 9.7% 9.7% 27.9% 31.5% 18.2% 70 5.0% 13.6% 13.6% 22.8% 25.8% 19.2% 80 5.0% 18.7% 18.7% 17.7% 20.0% 19.9%
  • 6. The Importance of Asset Allocation Short US Foreign US Foreign Hard Age Money Bonds Bonds Stocks Stocks Assets 20 0.0% 0.0% 0.0% 40.2% 45.6% 14.0% 30 3.0% 2.2% 2.2% 36.2% 40.8% 15.6% 40 3.0% 5.8% 5.8% 32.2% 35.2% 17.0% 50 3.0% 7.7% 7.7% 30.0% 34.0% 17.6% 60 3.0% 9.7% 9.7% 27.9% 31.5% 18.2% 70 5.0% 13.6% 13.6% 22.8% 25.8% 19.2% 80 5.0% 18.7% 18.7% 17.7% 20.0% 19.9%
  • 7. PIMCO Funds Total Return (PTTRX/PTTDX) PIMCO Emerging Markets Bonds (PEBIX/PEMDX)
  • 8.
  • 9.
  • 10.
  • 11.
  • 12.
  • 13.
  • 14. Dynamic Asset Allocation May boost returns even more than tilting small and value Can be adjusted quarterly or annually Should not increase transaction costs Can be implemented using relatively historical ratio of 10-year P/E ratios
  • 15. 80% Vanguard S&P 500 ETF (VOO) 20% Vanguard Information Tech ETF (VGT)
  • 16.
  • 17.
  • 18.
  • 19.
  • 20. EWH
  • 21. EWS
  • 22. EWA
  • 23. EWL
  • 24. EWC
  • 25. VWO
  • 26. VWO
  • 27. 15% iShares MSCI Hong Kong Index (EWH) 15% iShares MSCI Singapore Index (EWS) 15% iShares MSCI Australia Index (EWA) 15% iShares MSCI Switzerland Index (EWL) 10% iShares MSCI Canada Index (EWC) 30% Vanguard MSCI Emerging Markets (VWO)
  • 28. IGE
  • 29. 60% iShares NAmer Natural Resources (IGE) 40% Vanguard U.S. REIT (VNQ)
  • 30. The Importance of Asset Allocation Short US Foreign US Foreign Hard Age Money Bonds Bonds Stocks Stocks Assets 20 0.0% 0.0% 0.0% 40.2% 45.6% 14.0% 30 3.0% 2.2% 2.2% 36.2% 40.8% 15.6% 40 3.0% 5.8% 5.8% 32.2% 35.2% 17.0% 50 3.0% 7.7% 7.7% 30.0% 34.0% 17.6% 60 3.0% 9.7% 9.7% 27.9% 31.5% 18.2% 70 5.0% 13.6% 13.6% 22.8% 25.8% 19.2% 80 5.0% 18.7% 18.7% 17.7% 20.0% 19.9%
  • 31. 3% Money Market 9.7% PIMCO Total Return (PTTRX/PTTDX) 9.7% PIMCO Emerging Bonds (PEBIX/PEMDX) 22.3% Vanguard S&P 500 ETF (VOO) 5.6% Vanguard Information Tech ETF (VGT) 4.7% iShares MSCI Hong Kong Index (EWH) 4.7% iShares MSCI Singapore Index (EWS) 4.7% iShares MSCI Australia Index (EWA) 4.7% iShares MSCI Switzerland Index (EWL) 3.2% iShares MSCI Canada Index (EWC) 9.5% Vanguard MSCI Emerging Markets (VWO) 10.9% iShares NAmer Natural Resources (IGE) 7.3% Vanguard U.S. REIT (VNQ)
  • 32.
  • 33. The Importance of Asset Allocation Summary Invest in all 6 asset classes Use index ETFs with low expense ratios Tilt value and small for US stocks Tilt Foreign toward specific countries Monitor and rebalance annually
  • 34. Ten Best ETFs of 2012 David John Marotta Marotta Wealth Management www.MarottaOnMoney.com