Some deck about future banking and payments tools

1. Digital banking & Innovative payments Technologies & Trends to explore

2. Big M of modern banking
•Mobile world
•Mobile service channel
•Mobile apps
•Mobile wallets
•Mobile payments
•Mobile commerce
•Mobile money transfer
Mobile = opportunity

3. Advantages of mobile
•Involvement of clients
–Always connected/ always with mobile
–Every day tasks support
•Hardware technologies
–Cross platform service support
–Hard/soft capabilities (geo, different types of tech connectivity, interfaces support)
•Eco system & services support
–Different services required payments
–Different services sensitive to targeting and customization

4. Areas to explore
New shape of customers finance behavior: user experience, usability, access, low barriers
•Instant P2P payments and money transfer
•P2P money transfer without bank details
•Incoming bill payments on-line
•One click transactions
•Scheduled transactions to 3rd party services with accounts integration
•Targeting in service offers
•NFC virtual cards and contactless payments
•Advanced reporting & PFM/PFP
•Multi card management

5. All you need is… swipe…
Instant P2P payments and money transfer
Case: Standard Chartered Bank, Singapore
or bump…
Case: Qiwi, Alpha Bank

6. P2P transactions with mobile/ e-mail/ socila indentification
No bank detail for recipients Case: Rocket Bank, Paym, TCS Wallet

7. NFC: virtual cards, wallets, contactless payments
Multi card with no plastic Case: Tinkoff NFC Wallet M1/ DBS Bank Apple MCX (CurrentC)

8. Scheduled transactions to 3rd party services with accounts integration
Live balances from 3rd party service accounts for payments planning
Case: PayStore

9. Reporting, planning & PFM
Finance planning, report management & traction
Case: Mint, CoinKeeper

10. Multi card management
Other banks cards management Case: Ondot, Apple

11. New security level
Case: Apple

12. And it’s only beginning
Alexey Maklakov a.maklakov@otpgroup.ru https://www.facebook.com/morethanbank