Many people think a quality addiction recovery facility is out of their reach, not realizing their insurance may cover the whole thing.

1. {
Malibu Beach Recovery Center
Addiction Recovery Digest
Volume II, Number 2 – April 10, 2014
www.MalibuBeachRecoveryBlog.com
“Affordable Substance Abuse Treatment Insurance Coverage”

2. News Flash: Whether or not you personally like President Obama and his
Affordable Care Act, it exists and coverage offered must include mental health
and substance abuse.
That is a big deal for those of you who need treatment for substance abuse, or
have family members and friends who need treatment for substance abuse.
“Affordable Substance Abuse Treatment Insurance Coverage”
www.MalibuBeachRecoveryBlog.com

3. And so far, the premiums for personal insurance policies are reasonable
(especially compared to the cost of good treatment) and coverage begins very
quickly. Last week a client who enrolled on Wednesday was already covered by
Saturday.
And, although she was already covered by Medicaid, the new insurance
became her primary coverage, allowing Premera Blue Cross to bypass the
Medicaid bureaucracy.
“Affordable Substance Abuse Treatment Insurance Coverage”
www.MalibuBeachRecoveryBlog.com

4. We have been working with alumni and potential clients since last fall, trying
to figure out which policies offer the best out of network substance abuse
coverage (Malibu Beach Recovery Center is out of network with all carriers).
So far, the national personal policies offered by Cigna and Aetna are expensive
and do not offer substance abuse coverage as affordable or broad as the State
policies.
What follows are some of the best personal state insurance policies we have
found.
“Affordable Substance Abuse Treatment Insurance Coverage”
www.MalibuBeachRecoveryBlog.com

5. 1. California: Health Net Platinum PPO
Here are the names of 2 agents who helped several clients and alumni
subscribe to this policy:
Navali & Company Pamela MacKnight
11601 Wilshire Blvd., Suite 500 San Francisco
Los Angeles, CA 90025 800-246-2310 or 415-505-8347
310-954-0053 Ext. 2010
www.navalicompany.com
“Affordable Substance Abuse Treatment Insurance Coverage”
www.MalibuBeachRecoveryBlog.com

6. 2. Washington State/Oregon/Alaska: Premera Blue Cross Gold 1000 PPO
Here is the name of a Premera agent at who helped another client subscribe to
this policy:
Bethann Frantz
P (509) 252-7940
F (425) 918-5506
“Affordable Substance Abuse Treatment Insurance Coverage”
www.MalibuBeachRecoveryBlog.com

7. 3. Florida: Blue Select All Copay 1457
Here are the names of 2 agents who helped several clients and alumni
subscribe to this policy:
Agents:
Tim (904) 240-3165
Sheryl Sherlton (727) 204-4696
“Affordable Substance Abuse Treatment Insurance Coverage”
www.MalibuBeachRecoveryBlog.com

8. As we get news of quality substance abuse coverage in other states we will
update this SlideShare, and if you know of any we haven’t mentioned please
drop us an email at joan@malibubeachrecoverycenter.com!
This post was originally published on the Malibu Beach Recovery Center blog.
“Affordable Substance Abuse Treatment Insurance Coverage”
www.MalibuBeachRecoveryBlog.com