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Do I need a credit repair attorney to repair my credit?
1. Selecting a Credit Repair Service
Bad Credit = Loan Applications Rejected
2. Selecting a Credit Repair Service
“Do I need a credit repair attorney or
law firm to repair my credit?”
3. Selecting a Credit Repair Service
Professionals & Attorneys Use Same Laws
You Lender Credit Bureaus Your Report
4. Selecting a Credit Repair Service
Don’t Assume You Get Personal
Representation by Credit Repair Attorney
L A WS UI
T
Unpaid Creditor Lawsuit Filed Judgment
5. Selecting a Credit Repair Service
Credit Repair Company vs.
Credit Repair Attorney
Repair Company Service Agreement Repair Attorney
6. Selecting a Credit Repair Service
Experience & Expertise Matter
• Experienced
• Expertise
• Happy Clients
• Affordable Prices
Credit Repair Professional
7. Selecting a Credit Repair Service
“But Their Website Says They Are Ninja’s!”
Anyone Can Wear a Suit.
Only a Few Can
Actually Be a Ninja.
8. Selecting a Credit Repair Service
A Variety of Legal Issues May Require
Credit Repair Services, But Might not Be
Offered by Your Attorney
• Identity Theft
• Wage Garnishment
• Divorce & Bankruptcy
• Unemployment & Disability
• Accident - Injury
If They Don‘t Provide Credit Repair, Call Us!
9. Selecting a Credit Repair Service
When Selecting Credit Repair Services
Experience, Expertise & Prices Matter
• Value Your Business
• Great Customer Service
• Experienced + Expertise
• Happy Clients, Not Just Numbers
• No Misleading or Exaggeration
Credit Repair Company
• Affordable Prices, Results Warranty
When looking for credit repair, do you need a credit repair attorney or a credit repair company ? Each year, thousands of consumers applications for credit, insurance, home and auto loans are rejected due to bad credit or inaccurate information on their credit reports.
So, when looking for professional help to repair your credit, you might ask; “Do I need a credit repair attorney or law firm to repair my credit?” The answer is, probably not.
A credit repair attorney and a professional credit repair company utilize the same laws, they take much of the same procedures, and use much of the same methods for repairing your credit. The actions and duties they undertake to repair your credit are often identical.
But, lets say you don’t pay your creditor on time and they decide to take you to court in a lawsuit, most credit repair attorneys are not going to represent you in court, but often consumers believe or assume they will simply because they hired an attorney. So why would you pay a law firm a higher monthly fee, if you can get the same result from an affordable credit repair company?
When you evaluate and compare reputable credit repair companies and law firms, you might ask; “Can I hire a professional credit repair company , and expect the same or better results than hiring a credit repair attorney ?” The answer is, yes. Now you are comparing apples to apples, one companies service record against the others, and one companies prices against the others – that is just smart shopping. But often, people just assume that when they hire a credit repair attorney or law firm , they are getting some additional legal services or expertise. . Unless your agreement specifically states they will take additional legal actions at no additional cost, then you are simply just paying a higher monthly fee for no additional services, and that’s just not very smart – it means you are paying for the perception of expertise instead of paying for results.
It is good to work with a credit repair professional that has experience and expertise at an affordable price – that too is just smart shopping. However, some companies and law firms claim they have hundreds of thousands of clients. While that may sound like a valid point, the question is not how many clients they have served, but what percentage of them remain happy clients? Is there any way you can verify that they have had hundreds of thousands of clients? No, of course not,
so remember, just because they say it, or put it on their website doesn’t mean that it’s true, nor does it mean the client got what they paid for.
There are some attorneys and law firms who specialize in specific legal issues that relate to credit repair, or may include credit repair services. Issues such as identity theft, garnishment, divorce, bankruptcy, unemployment, disability and accident injury cases can also have a negative affect on your personal credit. In which case, you should talk directly to the attorney to discuss what legal actions will be taken in addition to their normal services.
So how do you choose between a professional credit repair company and a credit repair attorney ? You should choose the company who, based on your interactions with them, leads you to feel comfortable that they value your business, give you the attention you need, and can do what they say they can do, without any exaggeration or misleading claims that you can’t verify. It does not matter what they did for some other hundreds of thousands of people, the only thing that matters is what they can do for you, and how well they can do it, and if they are competitively priced.