This document is Lauren Borrego's official transcript from Metropolitan State University of Denver. It details her undergraduate coursework and transfer credits from 1997 to 2000, culminating in a Bachelor of Science degree in Finance awarded in May 2000. The transcript was requested by Lauren Borrego and delivered electronically to her intended recipient. It contains her identifying information, grades, credits, terms of enrollment, and the degree awarded upon graduation.

1. OfficialOfficial AcademicAcademic TranscriTranscript frompt from::
METROPOLITAN STATE UNIVERSITY OF DENVER
OFFICE OF THE REGISTRAR
CAMPUS BOX 84
PO BOX 173362
DENVER, CO 80217-3362
TELEPHONE: 303-556-3991 DocumentDocument Type: THType: THIRD-PARTIRD-PARTY SECUREY SECURE PDFPDF
AcademicAcademic TranscrTranscript of:ipt of: IntendedIntended RecipieRecipient:nt:
LAUREN P BORREGO LAUREN BORREGO
Date of Birth: 13-Jun-xxxx 1547 WOODLAND CIRCLE SE
Transcript Created: 1-Mar-2016 ATLANTA, GA 30316-3159
E-Mail: laurenborrego1@gmail.com
RequesteRequested by:d by: DelivereDelivered by:d by:
LAUREN P BORREGO CREDENTIALS INC. / TRANSCRIPTSNETWORK(tm)
1547 WOODLAND CIRCLE SE Under Contract To:
ATLANTA, GA 30316-3159 METROPOLITAN STATE UNIVERSITY OF DENVER
Order Number: 6CA789902- 2
E-Mail: laurenborrego1@gmail.com Telephone: (847) 716-3005
StatemenStatement of Aut of Authenticthenticityity
This official academic transcript in Portable Document Format (PDF) was requested by the individual identified above in compliance with the
provisions of the Family Educational Rights and Privacy Act of 1974 as Amended and in conformance with the prescribed ordering procedures
of Metropolitan State University of Denver who has contracted with Credentials Inc. of Northfield, IL for electronic delivery of official
transcripts in PDF form via Credentials' TranscriptsNetwork(tm). You may verify the authenticity of our relationship with Metropolitan
State University of Denver by visiting their website at https://www.msudenver.edu/registrar/student/transcripts/.
CollegeCollege or Univeor Universityrsity
If you are an accredited post-secondary academic institution, please be advised that you are receiving this transcript as a "Third-Party"
receiver. Since you are not registered in our TranscriptsNetwork, additional security provisions have been added to this document to
prevent content copying or alteration. You also are not permitted to print the document without watermark protections or add notations to
the document when saving to your student information system. Should you wish to receive future documents through our TranscriptsNetwork
without these additional security features, please contact Mr. Terry Reed at 847-716-3024 or tsr1@credentialssolutions.com and register
your institution. Please note that there is no cost to be a Receiving Institution in the TranscriptsNetwork.
PrivacyPrivacy and Otheand Other Inforr Informationmation
This Official Transcript is for delivery to the above-named "Intended Recipient". If you are not the "Intended Recipient", please notify
the Office of the Registrar at Metropolitan State University of Denver. You are not permitted to copy or alter this document. You may not
forward this document or disclose its contents to any person or organization other than the "Intended Recipient" without the express
written permission of the student. If this document is copied or printed, the words "PRINTED COPY" will appear in the replicated
transcript image. You may verify the authenticity of this electronic document and have us independently certify that the document has not
been altered since its creation by going to https://www.credentials-inc.com/cgi-bin/cicgipdf.pgm?VALID and following the instructions for
transcript certification.
In the interest of security and privacy, we delete this Official Academic Transcript from our server 48 hours after it is initially
downloaded excluding weekends and holidays. If a replacement is subsequently needed, the requesting party must order another transcript
from Metropolitan State University of Denver. If you have any questions about this document or require further assistance, please contact
Credentials Customer Service at (847) 716-3005. Our operators are available from 7:00 am to 7:00 pm Monday through Thursday and 7:00 am to
5:00 pm on Fridays (Central Time).

2. LAUREN BORREGO
1547 WOODLAND CIRCLE SE
REFNUM: 20058997142
ATLANTA, GA 303163159
Lauren P. Wilson
6615 W 13th Ave No 15
Lakewood, CO 80214
Date Issued: 03/01/2016
SSN: xxx-xx-1986
DOB: 06/13/xxxx
Page 1
Course Level: Undergraduate
Degree Awarded
Bachelor of Science 05/14/2000
Major(s):
Finance
Undergraduate TRANSFER CREDIT(S) ACCEPTED BY MSU Denver
'97 -- '98 University of Colorado-Denver 30 Credit(s)
Course Title Cr Gr GT
Fall 1993
ACC 201 Principles of Accounting I 3.00 NC
CSI 101 Introduction to Computers 3.00 NC
ENG 101 Freshman Composition-the Essay 3.00 C
MAT 105 Intermediate Algebra 4.00 NC
Attempted: 13.00 Earned: 3.00 Sem gpa: 2.00
Spring 1994
CSI 101 Introduction to Computers 3.00 C
ENG 102 Frshmn Comp-Res, Anly & Documt 3.00 C
HIS 121 American History to 1865 3.00 C
MAT 105 Intermediate Algebra 0.00 NC
RDG 151 Cognitive Strat Analytical Rdg 3.00 C
Attempted: 12.00 Earned: 12.00 Sem gpa: 2.00
Fall 1994
MUS 100 Introduction to Music 3.00 NC
PSC 101 American National Government 3.00 C
SOC 101 Introduction to Sociology 3.00 NC
WMS 119 First Year Seminar 3.00 B
Attempted: 12.00 Earned: 6.00 Sem gpa: 2.50
Spring 1995
MUS 100 Introduction to Music 3.00 B
SOC 101 Introduction to Sociology 3.00 C
SPE 101 Public Speaking 3.00 C
Attempted: 9.00 Earned: 9.00 Sem gpa: 2.33
Summer 1995
ENG 110 Introduction to Literature 3.00 B
HIS 101 Western Civilization to 1715 3.00 NC
MAT 100 Elementary Algebra 3.00 A#
Attempted: 9.00 Earned: 3.00 Sem gpa: 3.00
************************Continued On Next Column************************
Course Title Cr Gr GT
Fall 1995
GEG 100 World Regional Geography 3.00 D
HPL 100 Stretch & Strength 2.00 D
MAT 105 Intermediate Algebra 4.00 B#
PSC 102 Political Systems & Ideas 3.00 C
WMS 101 Intro: Woman in Transition 3.00 NC
Attempted: 15.00 Earned: 8.00 Sem gpa: 1.38
Spring 1996
HES 204 Nutrition 3.00 NC
PSC 305 Political Theory 3.00 NC
PSC 312 American Constitutional Law 3.00 NC
PSC 328 Public Personnel Administrat 3.00 NC
Attempted: 12.00 Earned: 0.00 Sem gpa: 0.00
Fall 1996
ACC 201 Principles of Accounting I 3.00 D
CCD 100 Human Bio Non Majors BIO116 3.00 C
ENG 111 Introduction to Fiction 3.00 NC
PSY 101 Introductory Psychology 3.00 C
Attempted: 12.00 Earned: 9.00 Sem gpa: 1.67
Spring 1997
BIO 231 Human Anatomy & Physiology I 4.00 NC
HES 204 Nutrition 3.00 C
PSY 221 Psychology Human Development 3.00 D
SPA 101 Elementary Spanish I 5.00 B
Attempted: 15.00 Earned: 11.00 Sem gpa: 2.18
Spring 1999
CMS 2010 Computer Applcatns for Busines 3.00 B
FIN 3300 Managerial Finance 3.00 C
MGT 3000 Organizational Management 3.00 A
MKT 2040 Managerial Communication 3.00 B
Attempted: 12.00 Earned: 12.00 Sem gpa: 3.00
Summer 1999
FIN 3010 Financial Markets & Institutns 3.00 B
FIN 3600 Investments 3.00 C
FIN 3800 Real Estate Practice & Law 3.00 NC
Attempted: 9.00 Earned: 6.00 Sem gpa: 2.50
************************Continued On Next Page************************

3. Course Level: Undergraduate
LAUREN BORREGO
1547 WOODLAND CIRCLE SE
REFNUM: 20058997142
ATLANTA, GA 303163159
Lauren P. Wilson
6615 W 13th Ave No 15
Lakewood, CO 80214
Date Issued: 03/01/2016
SSN: xxx-xx-1986
DOB: 06/13/xxxx
Page 2
Course Title Cr Gr GT
Fall 1999
CMS 2300 Business Statistics 3.00 B
FIN 3820 Real Estate Finance 3.00 C
FIN 3850 Intermediate Finance 3.00 C
FIN 4500 Analysis Financial Statements 3.00 C
MGT 2210 Legal Environment Business I 3.00 C
PHI 3360 Business Ethics 3.00 B
Attempted: 18.00 Earned: 18.00 Sem gpa: 2.33
Spring 2000
CMS 3340 Advanced Business Statistics 3.00 B
FIN 3800 Real Estate Practice & Law 3.00 C
FIN 4650 Small Business Consulting 3.00 B
FIN 4950 Financial Strateg & Policies 3.00 C
MGT 4950 Strategic Management 3.00 B
Attempted: 15.00 Earned: 15.00 Sem gpa: 2.60
Totals
Earned Crs. GPA Crs. Grade Points GPA
Transfer 30.00
MSU Denver 112.00 112.00 257.00 2.29
Total 142.00 112.00 257.00 2.29

4. Transcript Guide
FICE ID number
001360
Metropolitan State University of Denver (MSU Denver) is accredited by the Higher Learning Commission of the North
Central Association of Colleges and Schools. Prior to July 2012, the University’s name was Metropolitan State College of
Denver, and before 1990 it was Metropolitan State College. All credits are articulated in semester hours. Prior to Summer
Semester 1976, the University operated on the quarter system. A quarter credit is equivalent to 2/3 of a semester credit.
COURSE NUMBERING GRADES GRADE NOTATIONS
Prior to Spring 1998 Grade Grade Quality Points AP = Advanced Placement Credit
AU = Course Audit
Below 100 Remedial (discontinued
Summer 1971)
A+ 4.00 AW = Administrative Withdrawal
A 4.00 CC = Continuing Correspondence
100-199 Primarily freshman-level A- 3.67 Course Only
200-299 Primarily sophomore-level B+ 3.33 CL = College Level Examination Program
300-399 Primarily junior-level B 3.00 Credit
400-499 Primarily senior-level B- 2.67 EX = Departmental Course Examination
500- Postbaccalaureate C+ 2.33 Credit
C 2.00 I = Incomplete is assigned when the
Effective Spring 1998 C- 1.67 student, in consultation with faculty,
1000-1999 Primarily freshman-level D+ 1.33 has agreed to make up assignments
2000-2999 Primarily sophomore-level D 1.00 P = Pass, P is equivalent to the grade of
3000-3999 Primarily junior-level D- 0.67 D or better
4000-4999 Primarily senior-level F 0 PL = Portfolio Assessment Credit
PP = PEP Exam
Effective Fall 2010 A# All grades accompanied by the # symbol are
calculated in the grade point average (GPA),
nor are they counted toward graduation.
S = Satisfactory, S is equivalent to the
5000-6999 Primarily graduate-level B# grade of C or better
C# SA = Study Abroad
D# SE = Satisfactory in Education, SE is
F# equivalent to the grade of B or better
S# SN = Study Abroad, no credit
U# NR = Not Reported
SP# U = Unsatisfactory
U is equivalent to the grade of F
GT - GUARANTEED TRANSFER UE = Unsatisfactory in Education,
This column indicates courses approved for the Statewide General Education Transfer Program among
Colorado Public Institutions.
UE is equivalent to the grade of F
W = Withdrawal
ADDITIONAL NOTATIONS IP = In Progress
Advanced Placement (AP): Prior to Spring 1998, CEEB high school AP credit appears as MSU
Denver course credit with an AP grade notation. From Spring 1998 forward, Advanced Placement
credit appears as a block of transfer credit.
College Level Examination Program (CLEP): Prior to Spring 1998, CLEP General and Subject
examination credit appears with a CL grade notation. From Spring 1998 forward, CLEP credit appears
as a block of transcript credit.
Departmental Course Examination: Credit by examination for MSU Denver courses appears with an
EX grade notation.
FYS: First Year Success Course
Portfolio Assessment: MSU Denver course credit approved by an academic department and college
committee, which appears with a PL grade notation.
Proficiency Examination Program (PEP): Prior to Spring 1998, PEP credit appears with a PP grade
notation. From Spring 1998 forward, PEP credit appears as a block of transfer credit.
SL: Service Learning Course
Transfer: The name of the college or other source of credit appears with the years of attendance and
total semester credits accepted.
Inter-Institutional and Study Abroad Programs:
MSU Denver participates in programs which allow MSU Denver students to register for courses at
participating colleges. The college abbreviation will usually appear in the course title or as the course
subject code. However, the subject code and course number of the other college will sometimes appear
instead of the course title. The credit and grade for the course count in the MSU Denver totals, except
when carrying a # symbol/notation (please see “Grades” above), or a subject code beginning with an X,
e.g. XMA 100. Following are abbreviations for the participating colleges and universities: ARC -
Arapahoe Community College; ASC - Adams State University; CCD - Community College of Denver;
CUA - University of Colorado Study Abroad Program; FRC - Front Range Community College; MSC -
Colorado Mesa University; RRC - Red Rocks Community College; STA - Study Abroad; UCD -
University of Colorado at Denver; WSC - Western State Colorado University.
NC = No Credit, this notation is strictly
non-punitive and indicates approved
withdrawal, course repetition or
non-completion of course
requirements
SP = Self-Paced
TF = Technical Failure
WF = Withdrew Failing
WP = Withdrew Passing
This Academic Transcript from Metropolitan State
University of Denver located in Denver, CO subject
to, the Family Educational Rights and Privacy Act of
1974, Credentials Inc. of Northfield, IL is acting on
behalf of Metropolitan State University of Denver in
facilitating the delivery of academic transcripts from
Metropolitan State University of Denver to other
colleges, universities and third parties using the
Credentials’ TranscriptsNetwork™.
This secure transcript has been delivered
electronically by Credentials Inc. in a Portable
Document Format (PDF) file. Please be aware that
this layout may be slightly different in look than
Metropolitan State University of Denver’s
printed/mailed copy, however it will contain the
identical academic information. Depending on the
school and your capabilities, we also can deliver this
file as an XML document or an EDI document. Any
questions regarding the validity of the information
you are receiving should be directed to: Office of the
Registrar, Metropolitan State University of Denver,
Campus Box 84, P.O. Box 173362, Denver, CO,
80217-3362 Tel: (303) 556-3991.
Office of the Registrar • Campus Box 84 • P.O. Box 173362 • Denver, CO 80217-3362 • 303-556-3991 • Fax: 303-556-3999